Business Details
27 Years
experience
Your Trusted Financial Advisers in Chorley
Established in 1999, we have built a reputation for delivering tailored financial solutions that prioritise our clients' long-term goals. Our expertise spans wealth management, retirement planning, and tax-efficient strategies, supported by partnerships with leading institutions like St. James's Place Wealth Management. We focus on understanding individual circumstances to create bespoke plans that protect and grow assets. Our team of experienced advisers combines technical proficiency with a commitment to maintaining transparency and trust. We specialise in complex scenarios such as business exit strategies and intergenerational wealth transfer, ensuring clients retain maximum value.Our approach integrates market insights with personal aspirations, helping clients navigate financial decisions with confidence. We are regulated by the Financial Conduct Authority and maintain rigorous professional standards. Our track record includes successful case studies demonstrating measurable outcomes, such as optimising pension contributions to reduce tax liabilities. We provide ongoing support, adapting strategies as clients' lives evolve. Our dedication to client-centric service has fostered enduring relationships, evidenced by referrals and repeat engagements.
Services
Retirement Planning
Inheritance Tax Planning
Long-term Care Service
Investment Management
Business Exit Strategies
Details
- Year established: 1999
Highlights and features
- We build long-term relationships through transparent, client-focused advice
- Our team holds specialist expertise in complex tax and wealth management
- We implement tailored strategies for business exit and intergenerational planning
- FCA-regulated with rigorous professional standards and oversight
- Proven track record of delivering measurable financial outcomes
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Retirement Planning
Our retirement planning service creates customised strategies to maximise pension growth while minimising tax liabilities. We help clients optimise contributions, select appropriate investment vehicles, and ensure financial security throughout retirement. Our approach considers individual circumstances, market conditions, and regulatory requirements to deliver sustainable income solutions.
Inheritance Tax Planning
We develop tax-efficient strategies to preserve wealth across generations. Our services include trust structures, lifetime gifting, and pension optimisation to legally reduce inheritance tax exposure. We work with legal experts to ensure comprehensive estate planning that aligns with clients' wishes and financial objectives.
Investment Management
Our investment management service offers tailored portfolio solutions aligned with risk profiles and financial goals. We provide access to St. James's Place Wealth Management's investment platforms, with ongoing monitoring and adjustments to optimise returns while maintaining appropriate risk levels for each client's circumstances.
Business Exit Strategies
We create comprehensive exit plans for business owners, focusing on tax efficiency and asset protection. Our strategies include share restructuring, pension contributions, and phased transitions to ensure maximum value retention when exiting a business through sale, handover, or retirement.
Long-term Care Service
We help clients plan for future care costs through strategic asset management and insurance solutions. Our approach protects estates from excessive care home fees while maintaining financial security for both the individual and their family, considering current regulations and care funding options.
People
Mark Chester
Director
Mark Chester, Director of L F P Consultants, brings extensive experience in financial planning and wealth management. He specialises in complex tax mitigation strategies and business succession planning, helping clients preserve and grow their assets through St. James's Place Wealth Management solutions.
Questions
What financial services do you specialise in?
We specialise in retirement planning, wealth management, tax-efficient investments, business exit strategies, and intergenerational wealth transfer solutions.
How do you help reduce inheritance tax liabilities?
We implement tailored strategies including pension contributions, trust structures, and lifetime gifting to legally minimise inheritance tax exposure.
Can you assist with business succession planning?
Yes, we develop comprehensive exit strategies to ensure smooth business transitions while optimising tax efficiency and asset protection.
Are your financial advisers qualified?
Our advisers are FCA-authorised professionals with specialist certifications in wealth management and advanced financial planning techniques.
How do you charge for your services?
We provide transparent fee structures during initial consultations, with costs determined by the complexity of required financial solutions.
Reviews (5)
Hax
Jan 21, 2022
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Positive:Professionalism
LFP Consultants were brilliant in helping me with financial advice. They were professional, friendly, had great attention to detail and I could easily get hold of them if I had any questions during the process. I would definitely recommend them.
LFP Consultants were brilliant in helping me with financial advice. They were professional, friendly, had great attention to detail and I could easily get hold of them if I had any questions during the process. I would definitely recommend them.
John Goulding
Jul 26, 2021
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We have been doing business with the Utley family for nearly fifty years (that makes me feel old) and the way we have been treated over that time by Brendons father and brother have been nothing but totally professional and at the same time friendly and supportive
Having Brendon on our side for a good few years helping us and advising us through our transition to retirement has given us hope and security in our future
Writing this review has given us the opportunity to give our heartfelt thanks to Brendon and the team We hope to be working with them for a long time to come
Thank you
Dorothy
Having Brendon on our side for a good few years helping us and advising us through our transition to retirement has given us hope and security in our future
Writing this review has given us the opportunity to give our heartfelt thanks to Brendon and the team We hope to be working with them for a long time to come
Thank you
Dorothy
Lee Danglidis
Jul 16, 2021
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Brendan at LFP has looked after us for many years and his help has proved invaluable. He is always most professional, generous with his time and stays up to date with the latest regulations in order to give the best possible advice. He is responsive, efficient, sees the whole picture and looks after every generation of the family. I have no hesitation whatsoever in recommending his services.
Jackie Halstead
Jul 10, 2021
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We first met Brendon about 10 years ago when he helped us with some investments. Since then he has always given us clear and consistent advice tailored to our needs at the time. The investments he has arranged for us have performed better than our expectations and we are very pleased with the results. We have a yearly update with Brendon but we also know that we can contact him at any time to discuss our portfolio. Brendon is very knowledgeable and personable, and I would not hesitate to recommend him and his team to anyone looking for financial consultancy.
David Halstead
Jul 09, 2021
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Brendon (and his team) have been looking after us for about 10 years. They are all friendly, approachable, and patient. Above all, they have given us excellent advice regarding how to view our finances and investments in a logical and pragmatic way. This has resulted in steady and constant growth well above our expectations. Thank you.
