Business Details
Your Trusted Independent Financial Advisers in Preston
We are Independent Financial Advisers based in Preston, with a combined experience of nearly a century in financial services. Unlike tied advisers, we offer unbiased advice tailored to individual client needs. Our approach prioritises long-term client relationships, evidenced by consistent referrals from satisfied clients and professional partners. We collaborate closely with local solicitors and accountants to provide holistic financial solutions. Our team is committed to maintaining the highest service standards, ensuring clarity, transparency, and client-centricity in all our interactions.We adhere to rigorous regulatory frameworks under the Financial Conduct Authority, guaranteeing compliance and trust. Client feedback drives our continuous improvement, with regular reviews ensuring our practices meet evolving needs. Our focus remains on empowering clients to achieve their financial objectives through personalised, jargon-free guidance. We pride ourselves on accessibility, responsiveness, and a dedication to lifelong client support. This philosophy has cemented our reputation as a trusted partner in financial planning across the UK.
Services
Financial Planning
Protection
Pensions
Investment Advice
Retirement Planning
Highlights and features
- We offer independent financial advice unaffiliated with any single provider.
- Our team has nearly a century of combined experience in financial services.
- Clients consistently refer family and friends due to our trusted service.
- We collaborate with local professionals for comprehensive financial solutions.
- We are regulated by the Financial Conduct Authority for compliance and trust.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Trustworthy advice
No pressure
Stress-free experience
Top-class service
Services
Financial Planning
We provide comprehensive financial planning to help clients achieve long-term goals. Our approach combines risk assessment, investment strategies, and tax-efficient solutions. With decades of experience, we tailor plans to individual circumstances, ensuring clarity and confidence in financial decisions.
Pensions Advice
Our pensions advice focuses on optimising retirement savings through SIPP and workplace pension strategies. We assess current provisions, identify gaps, and recommend solutions aligned with lifestyle goals. Regular reviews ensure plans adapt to changing circumstances and regulations.
Investment Management
We design diversified investment portfolios tailored to risk tolerance and objectives. Utilising market insights and performance tracking, we balance growth and security. Our transparent approach ensures clients understand their investments and long-term potential.
Protection Planning
We offer bespoke protection plans, including life, critical illness, and income cover. Assessing individual needs, we recommend policies that safeguard families and businesses. Our partnerships with leading providers ensure competitive rates and comprehensive coverage.
Tax Efficiency
Our tax efficiency strategies minimise liabilities through ISAs, capital gains planning, and inheritance tax mitigation. We stay updated on legislative changes to maximise savings. Clients benefit from tailored advice that aligns with their financial objectives.
People
Ian Trafford
Director
Ian Trafford co-founded Trafford & Houghton with over 30 years of financial services experience. Known for his client-focused approach, he specialises in retirement planning and investment strategies. Clients praise his ability to simplify complex financial concepts.
Martin Houghton
Director
Martin Houghton brings decades of expertise in pensions and protection planning. His collaborative style ensures clients receive holistic advice. Recognised for his professionalism, he maintains long-term relationships with clients and professional partners.
William
Financial Planner
William provides accessible financial advice, focusing on first-time investors and young professionals. His friendly demeanor and clear communication have earned consistent client satisfaction. He prioritises education to empower informed decisions.
Hayley
Admin Team
Hayley supports client onboarding and documentation processes. Her attention to detail ensures seamless administrative workflows. She plays a key role in maintaining the firm's high service standards through efficient client communication.
Olivia
Admin Team
Olivia manages appointment scheduling and client correspondence. Her organisational skills contribute to the team's responsiveness. She ensures administrative tasks align with the firm's commitment to exceptional client service.
Questions
What services does Trafford & Houghton offer?
We provide financial planning, pensions advice, investment management, protection planning, and tax efficiency strategies tailored to individual needs.
Are you truly independent financial advisers?
Yes, we are not tied to any single provider, ensuring unbiased recommendations focused solely on client interests.
How do you work with other professionals?
We collaborate with local solicitors and accountants to deliver comprehensive financial solutions aligned with clients' broader needs.
What fees do you charge?
Our fees are transparent and discussed upfront. They vary based on service complexity, with no hidden charges.
Do you serve clients outside Preston?
Yes, while based in Preston, we advise clients across Lancashire and the UK through virtual consultations and remote support.
Reviews (1)
Turton Wines
Nov 29, 2011
Report
Trafford and Houghton gave me great advice which was easy to understand and well explained. I felt very comfortable with my advisor Anne Pearson who explained everything in plain english no jargon, a must for someone like me.
