Business Details
34 Years
experience
Independent Chartered Financial Advisers in Blackpool
Established in 1992, Adcas Financial Management has built a reputation as a trusted provider of independent financial advice across Blackpool and the Fylde Coast. As one of the select group of Chartered Financial Planners in Lancashire, we combine over 30 years of industry experience with technical expertise to deliver tailored solutions for both personal and business clients. Our team of qualified advisors specialises in retirement planning, investment strategy, tax-efficient solutions, and protection services, supported by a commitment to ongoing client education and transparent communication.Regulated by the Financial Conduct Authority, we maintain rigorous professional standards while prioritising client needs through regular reviews and adaptive financial modelling. Our approach integrates cashflow analysis, risk assessment, and inheritance tax planning to create comprehensive strategies that evolve with changing personal circumstances and market conditions.
Services
Retirement Planning
Investment Planning
Cashflow Modelling
Tax Planning
Life Protection
Critical Illness Cover
Income Protection
Mortgage Advice
Equity Release
Details
- Year established: 1992
Highlights and features
- We hold the prestigious Chartered Financial Planners designation from the Chartered Insurance Institute
- 30 years of continuous service to Blackpool and Fylde Coast clients since 1992
- Regulated by the Financial Conduct Authority for professional accountability
- Specialist expertise in cashflow modelling and intergenerational wealth planning
- Personalised approach combining technical knowledge with local market understanding
Associations and certifications
- Chartered Financial Planners
- Financial Conduct Authority
Services
Retirement Planning
We help clients achieve retirement goals through tailored pension strategies. Our experts review existing arrangements, recommend new plans, and optimise tax efficiency. With over 30 years' experience, we provide comprehensive guidance on income planning and regulatory compliance.
Investment Planning
Our investment specialists create risk-appropriate portfolios aligned with financial objectives. We offer ongoing portfolio reviews and market analysis to ensure optimal growth potential. All strategies comply with FCA regulations and client-specific risk profiles.
Cashflow Modelling
We develop detailed cashflow projections to visualise financial futures. This service tracks income, expenditure, and investment performance against life goals. Models are regularly updated to reflect changing circumstances and market conditions.
Tax Planning
Our experts identify legitimate tax reduction opportunities across inheritance, income, and capital gains taxes. We implement strategies to preserve wealth for future generations while maintaining full compliance with current tax legislation.
Life Protection
We provide comprehensive life cover and income protection policies. Our protection plans safeguard families against financial hardship from unexpected illness or death. Policies are tailored to individual needs and budget requirements.
People
James Cocker
Director & Chartered Financial Planner
BA (Hons) Oxon APFS qualified with over 25 years' experience in financial services. Specialises in complex retirement planning and intergenerational wealth transfer strategies.
Ben Wrigley
Director & Chartered Financial Planner
BA (Hons) APFS accredited with specialist knowledge in investment management. Vouched For top-rated advisor with 4.9/5 rating from 154 client reviews.
Dawn Mason
Certified Paraplanner
Cert (FS) qualified paraplanner providing technical support to advisors. Responsible for preparing detailed financial analysis and compliance documentation.
Callum Walker
Financial Administrator
Manages client documentation and supports the advisory team with administrative tasks. Ensures efficient processing of financial planning requests.
Tracey Carter
Accounts Manager
Handles financial operations and client account management. Maintains regulatory compliance for all financial transactions and reporting.
Questions
Are you regulated financial advisers?
Yes, we are authorised and regulated by the Financial Conduct Authority (registration 222123).
Do you offer initial consultations?
We provide initial discussions to understand your needs before formal engagement.
How are your fees structured?
We operate transparent charging models with clear disclosure of all costs before service commencement.
Can you help with business financial planning?
Yes, we specialise in corporate investment strategies, business protection, and director tax planning.
What areas do you cover?
Primarily Blackpool, Fylde Coast and Lancashire, with remote services available nationwide.
How often should I review my financial plan?
We recommend annual reviews or when significant life changes occur.
Reviews (2)
Kris Yates
Aug 27, 2021
Report
Very knowledgeable financial advisors who explained how to get my pension in order in clear, easy to understand language. Their cashflow modelling system is a brilliant way to visualise various options.
David Harben
Oct 22, 2019
Report
ADCAS have proved to be extremely competent financial advisers to myself and my wife over the last 10 years or so.
