Business Details
Your Trusted Partner for Financial Planning Solutions
At Haworths Financial Services, we provide tailored, plain-speaking, professional financial advice rooted in over two decades of experience. Our commitment to exceptional service is reflected in our high client retention, with many clients remaining with us throughout their lives. We specialise in wealth management, pension planning, life assurance, investment strategies, and inheritance tax planning, offering clear, jargon-free guidance tailored to individual circumstances. Our process begins with understanding your financial situation and aspirations, followed by formulating a customised plan to protect your assets and build a secure future.Our qualified team delivers support through phone, email, or face-to-face consultations, ensuring accessibility and transparency. We prioritise ongoing reviews to adapt to legislative changes and market conditions, maintaining alignment with your evolving goals. Our approach combines technical expertise with a personal touch, ensuring clients feel informed and confident in their financial decisions.
Services
Financial Planning
Pension Advice
Wealth Management
Mortgage Solutions
Tax Planning
Life Assurance
Investment Strategies
Inheritance Tax Planning
Protection Plans
Retirement Planning
Highlights and features
- We offer over 20 years of experience in tailored financial planning.
- Our team provides clear, jargon-free advice aligned with client goals.
- We prioritise ongoing portfolio reviews to adapt to market changes.
- Our client retention rate reflects our commitment to personalised service.
- We deliver transparent, ethical advice with no hidden fees.
What people say
Excellent financial guidance
High standard of service
Professional abilities
Smooth experience
Expert pension advice
Services
Financial Planning
We create custom financial plans to help clients achieve long-term goals, from retirement to inheritance planning. Our approach combines risk assessment, tax efficiency, and investment strategies tailored to individual circumstances. Clients benefit from ongoing reviews to ensure their plans adapt to life changes and market conditions.
Pension Advice
We specialise in pension consolidation, drawdown options, and tax-efficient withdrawals. Our advice ensures clients maximise their retirement income while complying with regulatory requirements. We provide guidance on state pensions, workplace schemes, and private investments to build a secure financial future.
Wealth Management
Our wealth management services focus on preserving assets through diversified investment portfolios and tax mitigation strategies. We help clients protect against inflation, market volatility, and inheritance tax liabilities while aiming to grow their capital sustainably over the medium to long term.
Mortgage Solutions
We offer mortgage advice for first-time buyers, remortgaging, and buy-to-let investments. Our team compares lenders to find competitive rates and structures loans to align with clients' financial goals, including offset mortgages and fixed-rate options to suit varying needs.
Tax Planning
We identify legal strategies to minimise tax liabilities across income, capital gains, and inheritance taxes. Services include utilising ISAs, trusts, and offshore investments to optimise tax efficiency while ensuring compliance with HMRC regulations and future-proofing clients' financial plans.
People
John McGregor
Director & Financial Planner
With over 20 years of experience, John specialises in business financial planning and portfolio management. He provides strategic advice on investments and pensions, maintaining long-term client relationships through transparent communication and adaptive solutions.
Diane Broadhead
Director & Chartered Financial Planner
Diane focuses on comprehensive financial planning, holding chartered status to deliver expert advice on wealth management and tax-efficient investments. Her client-centric approach ensures tailored solutions aligned with individual aspirations and regulatory standards.
Paula Hallett
Financial Planner & Pension Specialist
Paula specialises in pension transfers and retirement planning, with a decade of experience advising clients on consolidating retirement savings. Her meticulous analysis and clear communication have earned consistent praise for delivering reliable, goal-focused strategies.
Stuart Walker
Director & Financial Planner
Stuart provides holistic financial advice, combining expertise in investment management and protection planning. He works closely with clients to develop sustainable strategies that balance growth objectives with risk management across personal and business contexts.
Ben Jones
Financial Planner
Ben supports clients with mortgage solutions and wealth accumulation strategies. His approach focuses on educating clients about financial products while ensuring compliance with regulatory frameworks to build trust and long-term financial security.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning for pensions, investments, tax efficiency, and inheritance strategies. Our process includes initial consultations, custom plan formulation, and ongoing reviews to adapt to changing circumstances.
How do you tailor advice to individual needs?
We begin by understanding your financial situation, goals, and risk tolerance. This information forms the basis of a customised plan that aligns with your aspirations while incorporating tax-efficient and regulatory-compliant solutions.
Are your financial advisers qualified?
Our team includes Chartered Financial Planners and specialists with decades of combined experience. All advisers hold relevant industry certifications and maintain ongoing professional development to ensure up-to-date expertise.
What investment options do you recommend?
We offer diversified portfolios including ISAs, unit trusts, equities, and offshore investments. Recommendations depend on your risk profile, with options ranging from conservative fixed-interest instruments to growth-oriented equity funds.
How are your fees structured?
We provide transparent fee disclosures during initial consultations. Charges vary by service complexity, with options for fixed fees or percentage-based management charges. No hidden costs or commission-based product recommendations.
Can you help with mortgage applications?
Yes, we advise on residential and buy-to-let mortgages, comparing lenders to find competitive rates. Our services include first-time buyer support, remortgaging strategies, and specialist mortgage solutions for self-employed clients.
