Business Details
25 Years
experience
Your Trusted Financial Partner in Bury
Established in 2001, Wealthcare operates as a multi-disciplinary financial advisory practice, delivering specialist advice through referrals from clients and professional partners. Our team of experienced independent financial advisers and support staff in Bury prioritises client relationships, offering tailored solutions aligned with individual financial goals. We combine expertise in retirement planning, investments, tax strategies, and business protection with a commitment to ongoing reviews, ensuring long-term client satisfaction.Our approach focuses on listening to clients, understanding their ambitions, and providing clear, proactive financial planning. We maintain transparency in operations, adhere to regulatory standards, and prioritise client education to demystify financial jargon. With a foundation built on trust and referrals, we aim to simplify complex financial decisions while maintaining a client-centric culture.
Services
Retirement planning
Investment management
Tax planning
Equity release
Business pensions
Life insurance
Critical illness cover
Employee benefits
Succession planning
Mortgage protection
Details
- Year established: 2001
Highlights and features
- We have over 20 years of experience in independent financial advisory services.
- Our team provides personalised financial planning aligned with individual client goals.
- We commit to ongoing reviews of financial strategies to ensure long-term relevance.
- Our advisers are regulated by the Financial Conduct Authority (FCA).
- Client referrals form the foundation of our business growth.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Highly recommend
Responsive team
Clear explanations
Reliable advice
Services
Retirement planning
We design tailored retirement strategies considering individual financial goals, tax implications, and lifestyle aspirations. Our approach ensures sustainable income streams while navigating pension regulations. Clients benefit from regular reviews to adapt to changing circumstances.
Business pension services
We implement workplace pension schemes and director-focused solutions, balancing employer obligations with employee benefits. Our expertise covers auto-enrolment compliance and tax-efficient structures. Businesses gain strategic support for long-term workforce financial security.
Equity release
Specialist guidance on releasing property equity while maintaining financial stability. We explain lifetime mortgage options and legal implications. Clients receive balanced assessments of risks versus immediate liquidity benefits.
Investment management
We create diversified portfolios aligned with risk tolerance and growth objectives. Our strategies incorporate market trends and tax-efficient vehicles. Regular performance monitoring ensures investments remain aligned with evolving financial goals.
Tax planning
We identify legitimate opportunities to minimise tax liabilities across income, capital gains, and inheritance. Our advice considers legislative changes and business structures. Clients gain confidence through compliant, forward-looking tax strategies.
People
Richard Harris
Joint Managing Director
Qualified financial adviser since 1994 with actuarial science background. Leads wealth management team while overseeing regulatory compliance. Specialises in creating client solutions through holistic planning. Holds FCA-approved status since 2003.
Stephen Cainer
Joint Managing Director
Industry veteran since 1987 with expertise in employee benefits and corporate pensions. Focuses on business growth through client referrals. Maintains firm values of communication and honesty. Regulates internal compliance frameworks.
Martin Simons
Associate Director
Specialises in investment strategies and protection solutions for private and corporate clients. Advises property developers on funding structures. Prioritises client-centric recommendations based on personal circumstances and market conditions.
Harry Hill
Independent Financial Adviser
CII-qualified adviser since 2022 with focus on tax planning and trust structures. Combines technical expertise with client-focused communication. Previously worked in banking risk analysis and government technology schemes.
Sally Sharman
Senior Employee Benefits Administrator
Manages corporate pension schemes and healthcare benefits with 25 years' industry experience. Holds CII qualifications in financial services and healthcare insurance. Specialises in group protection administration and compliance.
Questions
What financial services do you offer for individuals?
We provide retirement planning, investment management, tax strategies, equity release, and protection policies tailored to personal circumstances and long-term goals.
How do you support business clients?
We offer workplace pensions, business protection, succession planning, employee benefits administration, and corporate investment strategies to safeguard and grow business assets.
Are your advisers regulated?
Yes, all our advisers are regulated by the Financial Conduct Authority (FCA) and maintain professional qualifications ensuring compliance with industry standards.
How does your financial planning process work?
We begin by understanding your objectives through detailed consultations, then create tailored strategies with ongoing reviews to adapt to changing needs and market conditions.
What areas do you cover?
We serve clients across Greater Manchester, Cheshire, and surrounding regions including Bury, Bolton, Manchester, and Telford.
Can I get help with mortgage protection?
Yes, we arrange mortgage protection plans alongside first-time buyer mortgages, ensuring financial security for homeowners through tailored insurance solutions.
