Business Details
23 Years
experience
Your Trusted Financial Advisers in Wigan for Retirement Planning
Prosper IFA is a local firm of Wealth Managers with a national reputation for delivering outstanding financial planning advice to clients approaching or in retirement. Founded in 2003, our foundations are built upon integrity, professionalism, and impartiality. We specialise in helping retirees make informed decisions to achieve their goals throughout retirement, offering peace of mind through expert guidance. Our team of Chartered Financial Planners and experienced professionals provides tailored investment management and financial planning services, focusing on long-term relationships and client-centric solutions.With over 100 years of combined experience, we prioritise understanding clients' unique needs, ensuring their financial strategies align with their aspirations. Our commitment to excellence is reflected in our recognition as a trusted partner for retirement planning, supported by a client-for-life philosophy and ongoing advisory support. We operate from our office in Standish, Wigan, serving clients across the UK with a focus on transparency, ethical standards, and measurable outcomes.
Services
Investment Management
Financial Planning
Pension Advice
Tax Efficiency
Retirement Planning
Details
- Year established: 2003
Highlights and features
- We have over 20 years of experience in retirement financial planning.
- Our team includes Chartered Financial Planners and industry-qualified professionals.
- We are authorised and regulated by the Financial Conduct Authority (FCA).
- Client-centric approach with ongoing, personalised financial advisory support.
- Proven track record of helping clients achieve secure, worry-free retirements.
Associations and certifications
- Financial Conduct Authority
What people say
Outstanding financial advice
Peace of mind
Personalised service
Expert pension guidance
Long-term trust
Services
Investment Management
Our Investment Management service focuses on creating diversified portfolios tailored to your risk tolerance and financial goals. We utilise insights from our Investment Committee to ensure strategic asset allocation. Clients benefit from ongoing monitoring and adjustments to adapt to market changes and personal circumstances.
Financial Planning
Financial Planning involves comprehensive strategies to safeguard your wealth and ensure long-term security. We assess your current situation, future aspirations, and tax implications to develop actionable plans. Regular reviews ensure your strategy evolves with life changes and legislative updates.
Pension Advice
Pension Advice covers optimising retirement savings, managing transfers, and income drawdown strategies. Our experts provide clarity on pension options, ensuring compliance with regulations. We help clients maximise their retirement income while minimising risks.
Tax Efficiency
Tax Efficiency services focus on minimising tax liabilities through strategic use of tax wrappers and allowances. We analyse your financial situation to identify opportunities for tax savings. Our advice ensures compliance while enhancing your overall financial strategy.
Retirement Planning
Retirement Planning ensures your financial security during retirement by aligning investments with lifestyle goals. We address income needs, healthcare costs, and legacy planning. Our holistic approach provides confidence in sustaining your desired standard of living.
People
David Barton
Founder
David Barton founded Prosper IFA in 2003 and has over 30 years of experience in financial services. He prioritises client trust and long-term relationships, ensuring the firm remains focused on quality over size. His leadership has driven the firm's growth to manage nearly 500m in assets.
Pete Ingham
Chartered Financial Planner
Pete Ingham is a Chartered Financial Planner with 30 years of industry experience, specialising in pensions and tax-efficient strategies. He provides expert advice on retirement income and divorce-related financial matters. Pete's client-focused approach ensures clear, actionable solutions tailored to individual needs.
Richard Noone
Senior Consultant
Richard Noone has 25 years of experience in financial advice, offering expertise in investment planning and retirement strategies. He holds advanced qualifications in investment planning and is progressing towards Chartered status. Clients value his ability to explain complex financial concepts clearly.
David Wilson
Senior Consultant
David Wilson brings nearly 30 years of financial services experience, focusing on tax-efficient planning and investment solutions. He previously worked with Standard Life Aberdeen, supporting advisers with complex client needs. David is committed to achieving Chartered status through continuous professional development.
Harry King
Financial Planner
Harry King is a Financial Planner with experience in paraplanning and client-focused solutions. He holds the CII Diploma in Regulated Financial Planning and specialises in identifying clients' financial goals. Harry's attention to detail ensures comprehensive, tailored advice throughout clients' financial journeys.
Questions
What services does Prosper Wealth Management offer?
We specialise in investment management, financial planning, pension advice, tax efficiency strategies, and retirement planning tailored to individual needs.
How does Prosper Wealth Management work with clients?
We adopt a client-centric approach, building long-term relationships through regular reviews, personalised strategies, and transparent communication to align financial plans with life goals.
What are your fees for financial planning services?
Our fees are discussed during the initial meeting and are based on the complexity of your needs, with full transparency provided upfront.
How can I schedule an appointment?
Contact us via phone or email to arrange an initial consultation, where we'll discuss your financial objectives and assess how we can assist you.
What sets Prosper Wealth Management apart from competitors?
Our team of Chartered Financial Planners combines decades of experience with a commitment to ethical, client-focused advice and ongoing support.
Reviews (4)
Jane Clark
Jan 30, 2021
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Positive:Professionalism,Responsiveness
Prosper team were there to help me organise investments after my retirement. They have been helpful , sensitive . I have trusted their sensible advice . I look forward to a longer partnership. I have recommended them to others.
Prosper team were there to help me organise investments after my retirement. They have been helpful , sensitive . I have trusted their sensible advice . I look forward to a longer partnership. I have recommended them to others.
Ribs Malone
Jan 16, 2021
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I have been with Prosper Wealth Management for a number of years and I have had nothing but profession and impartial advice regarding my investments. They have always been at the end of the phone when I have had questions and have always responded promptly and professionally. My investments have risen over the period I have been with them. Unlike some advisors I am never pressured to invest further. I only invest when am able and wish to.
Chris Pearce
Dec 27, 2020
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I've used the services provided by David and his team for almost ten years and during that time my investments have enjoyed growth over and above expectations. Prosper do their best to keep me informed of changes in the market and how they react to them, and they do so in a way that I can clearly understand. I wouldn't hesitate to recommend their services, wholeheartedly and without any reservations whatsoever.
Debbie Joynt
Dec 25, 2020
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Having never dealt with anything about pensions etc before, Prosper came highly recommended by my solicitor. I cannot fault them (Peter Ingham) for doing all they have done regarding my pension/finances. They have kept in regular contact and I know if I need anymore information etc, I only have to give them a call.
