Business Details
12 Years
experience
Independent Financial Advisers in Frodsham | Libertas Wealth Management
Libertas Wealth Management was founded in 2014 with a clear purpose: to create, enhance and protect the financial wellbeing of our clients. Our team of Chartered professionals specialises in delivering tailored financial planning solutions that align with individual life goals, whether for business owners, retirees, trustees or professional advisers. We operate as independent financial advisers, regulated by the Financial Conduct Authority (FRN 684341), ensuring our recommendations prioritise client interests without product provider restrictions. Our 6-step financial planning process combines in-depth analysis with ongoing support, focusing on cashflow modelling, retirement planning, estate planning and investment management.With offices in Frodsham, Cheshire, we serve clients across the UK, maintaining long-term relationships built on trust, transparency and technical expertise. Our Chartered status holders demonstrate exceptional professional standards, while our team's commitment to continuous development ensures we adapt to evolving financial landscapes. Client testimonials consistently highlight our personal approach, with 9 out of 10 clients reporting increased confidence in their financial futures after engaging our services.
Services
Financial Planning
Retirement Planning
Corporate Finance
Estate Planning
Investment Management
Tax Advice
Wealth Protection
Details
- Year established: 2014
Highlights and features
- We offer Chartered status professionals with specialist financial planning expertise
- Our independence ensures unbiased recommendations prioritising client interests
- Regulated by the Financial Conduct Authority for compliance and consumer protection
- Personalised approach combining technical expertise with understanding of client goals
- Proven track record of client success with 90% reporting increased financial confidence
Associations and certifications
- Financial Conduct Authority
- Chartered MCSI
- Chartered Financial Planner
What people say
Personal touch
Complete confidence
Very knowledgeable
Trust implicitly
No trouble
Services
Financial Planning
Our financial planning service creates tailored strategies aligning monetary decisions with life objectives. We analyse current financial positions, develop cashflow models and implement tax-efficient solutions. Regular reviews ensure plans adapt to changing circumstances and market conditions.
Retirement Planning
Specialist retirement planning focuses on achieving financial independence. We assess pension provisions, optimise tax allowances and create sustainable income strategies. Our approach considers healthcare needs, inheritance goals and lifestyle aspirations for post-retirement life.
Estate Planning
Estate planning services protect family wealth across generations. We implement inheritance tax mitigation strategies, establish trusts and coordinate with legal professionals. Our goal ensures smooth asset transfer while minimising tax liabilities and administrative complexities.
Investment Management
Investment management combines risk profiling with market analysis to build diversified portfolios. We select funds and assets matching client objectives, with ongoing monitoring and rebalancing. Our approach balances growth potential with capital preservation across market cycles.
Corporate Finance
Corporate finance services address business owners' unique needs. We develop succession strategies, structure share schemes and optimise company pension provisions. Our advice integrates personal and business financial objectives for holistic wealth management.
People
Phil Clerkin
Director
Chartered MCSI Director with 20+ years' experience specialising in retirement planning and investment management. Leads client relationships while maintaining technical excellence in financial strategy development.
Sarah Wielebski
Office Manager
Office Manager ensuring operational efficiency and client service standards. Coordinates team resources and supports financial planners in delivering timely, accurate client communications.
Paul Robertson
Chartered Financial Planner
Chartered Financial Planner focusing on complex wealth management solutions. Specialises in tax-efficient investments and estate planning, combining technical expertise with client-focused advice.
Julie Hall
Financial Education Specialist
Financial Education Specialist delivering client workshops and training sessions. Translates complex financial concepts into practical guidance for improved money management understanding.
Ray Clerkin
Client Relationship Manager
Client Relationship Manager maintaining ongoing client communications and service delivery. Ensures consistent support quality across the client lifecycle from initial planning to long-term reviews.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning including retirement strategies, investment management, estate planning, tax efficiency and wealth protection tailored to individual circumstances.
How are you different from other financial advisers?
As Chartered independent advisers, we combine technical excellence with personal service, focusing on understanding client goals rather than selling products, with all recommendations legally bound to client interests.
What is your financial planning process?
Our 6-step process includes goal identification, financial analysis, strategy development, implementation, ongoing review and life-stage adaptation, ensuring plans evolve with client needs.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FRN 684341), ensuring compliance with strict professional standards and client protection requirements.
How do you charge for your services?
We use transparent fee structures based on service complexity, with initial consultations free to establish requirements before any commitment.
Reviews (7)
Adam Ahmad Yahaya
Oct 26, 2021
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Helen H.
Jul 30, 2021
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Libertas have done a fantastic job of consolidating my pensions! I now no longer have five statements to ignore but one I have explained to me in an easy-to-understand format with regular reviews to suit me. I can always pick up the phone to speak to Phil, Sarah or James and I'm never made to feel like my question is trivial. I'm really pleased with their service.
Debbie Overton
Jan 16, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Very good professional advice, very helpful, I've spoken with Sarah, Julie & Helen either by email, phone or TEAMS meeting all very friendly and professional and very knowledgeable in their field, fast to respond, nothing too much trouble, highly recommended, pleasure to deal with.
Very good professional advice, very helpful, I've spoken with Sarah, Julie & Helen either by email, phone or TEAMS meeting all very friendly and professional and very knowledgeable in their field, fast to respond, nothing too much trouble, highly recommended, pleasure to deal with.
Beccy Stenson
Aug 21, 2020
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Knowledgeable, professional and personal service. Very pleased with the service when dealing with my pension options.
Peter Garnett
Jul 13, 2020
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I met Phil because Phil had dealt with my family for years - he knew my Dad. I decided to continue out of loyalty and because of my Dads good judgement in choosing Phil as his Financial Adviser.
Im very, very happy with what hes doing. He keeps it simple. He knows my strategy and the risk factor Im comfortable with, and we get along as individuals; I like him. Hes always given me confidence and did the same for my Dad, so I see absolutely no reason to change. The Inheritance Tax planning work Phils done has been most helpful. Despite me not having millions to invest, I was
Im very, very happy with what hes doing. He keeps it simple. He knows my strategy and the risk factor Im comfortable with, and we get along as individuals; I like him. Hes always given me confidence and did the same for my Dad, so I see absolutely no reason to change. The Inheritance Tax planning work Phils done has been most helpful. Despite me not having millions to invest, I was
Janice Sackfield Hotmail Com Fabshoes
Jul 01, 2020
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Positive:Responsiveness
I have been a client of Phil Clerkin for nearly 20 years, his sensible guidelines to sorting all my private pensions into one and working with me to plan for my retirement seven years ago have been seamless - everything has gone to plan. I can't thank him and his team enough for their continued support and useful newsletters.
I have been a client of Phil Clerkin for nearly 20 years, his sensible guidelines to sorting all my private pensions into one and working with me to plan for my retirement seven years ago have been seamless - everything has gone to plan. I can't thank him and his team enough for their continued support and useful newsletters.
Alison Ritchie
Jun 08, 2020
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I have had the pleasure of using Libertas Wealth Management services for several years now following the collapse of some previous investments.Phil and his team have been superb all the way through my journey to get my finances back on track. They operate a very professional efficient service that is designed to suit your individual needs. Their experience, knowledge base and expertise is second to none. I would highly recommend them.
