Business Details
Your Trusted Financial Advisers in Manchester
Hood Financial Planning is a Manchester-based financial advisory firm dedicated to providing tailored financial solutions for individuals and businesses. Our approach focuses on understanding clients' unique circumstances to create sustainable financial strategies aligned with their aspirations. With over three decades of combined experience, our team specialises in retirement planning, investment management, and business protection services. We prioritise long-term client relationships through regular reviews and transparent communication.Our holistic methodology considers all aspects of financial wellbeing, from pension consolidation to inheritance tax planning. As an FCA-authorised firm, we maintain rigorous professional standards while delivering accessible, jargon-free advice. Our case studies demonstrate practical applications of our services, showcasing how we help clients navigate complex financial decisions. We offer no-obligation initial consultations to explore how our expertise can support your financial objectives.
Services
Retirement Planning
Investment Planning
Pension Consolidation
Inheritance Tax Planning
Business Protection
Life Assurance
Income Protection
Critical Illness Cover
Group Pension Schemes
Cash Flow Modelling
Highlights and features
- We offer over 30 years of combined financial advisory experience
- Our holistic approach considers all aspects of financial wellbeing
- FCA-authorised firm maintaining strict professional standards
- Personalised service with ongoing plan reviews and adjustments
- Practical case studies demonstrating real-world applications
Associations and certifications
- Financial Conduct Authority
Services
Retirement Planning
We help clients create comprehensive retirement strategies considering pension options, income requirements, and tax implications. Our expertise covers personal pensions, SIPPs, and annuity solutions. With ongoing reviews, we ensure your retirement plans adapt to changing circumstances and regulatory updates.
Investment Planning
Our investment planning service focuses on building diversified portfolios aligned with risk tolerance and financial goals. We provide ongoing portfolio reviews and market analysis to optimise returns while managing risk. The service includes regular performance reporting and strategy adjustments.
Business Protection
We offer tailored business protection solutions including keyman insurance, group life cover, and shareholder protection. Our approach considers company structure and employee needs to ensure business continuity. We help implement schemes that protect both employers and employees while supporting business growth.
Inheritance Tax Planning
Our inheritance tax planning service identifies legitimate strategies to reduce estate tax liabilities. We consider property ownership structures, gifting strategies, and trust arrangements. The service aims to preserve wealth for future generations while maintaining financial flexibility during your lifetime.
Cash Flow Modelling
We create detailed cash flow models to project financial scenarios and test the sustainability of financial plans. This service helps clients understand potential outcomes under different market conditions. Regular updates ensure plans remain viable through changing economic environments and personal circumstances.
People
Tom Hood
Founder
With over 35 years in financial services since 1987, Tom established Hood Financial Planning to provide straightforward, client-focused advice. His expertise in retirement planning and personal finance is complemented by a commitment to long-term client relationships. Outside work, he maintains active interests in fitness and alpine activities.
Julie Welsh
Administration Manager
Bringing 25+ years of financial services experience, Julie manages our administrative operations. Her background in insurance and wealth management supports efficient client service delivery. She combines professional expertise with community involvement through dog welfare volunteering.
Nitu Mehra
Paraplanner
Chartered paraplanner Nitu provides technical support and research for our advisory team. Her expertise in compliance and financial analysis ensures high-quality, regulation-compliant advice. Her qualifications represent the industry's highest standards, enhancing our service delivery capabilities.
Simon Daniels
Cash Flow Specialist
Simon specialises in cash flow modelling, combining decades of advisory experience with technical expertise. He helps both firms and individuals understand financial scenarios through detailed projections. His practical approach to financial planning reflects his personal enthusiasm for travel and active lifestyles.
Questions
What financial planning services do you offer?
We provide comprehensive services including retirement planning, investment management, inheritance tax planning, business protection, and cash flow modelling for both individuals and companies.
How does your financial planning process work?
Our process begins with an initial consultation to understand your goals, followed by tailored strategy development. We implement solutions and maintain regular reviews to ensure your plans evolve with changing circumstances.
Are you regulated by any financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority, ensuring we meet strict professional standards in all our advisory services.
Can you help with business financial protection?
We specialise in corporate financial solutions including group pension schemes, automatic enrolment, keyman insurance, and shareholder protection strategies tailored to business needs.
How do you charge for your services?
Our fee structure is transparent and discussed during initial consultations. We provide clear information about charges before delivering any services, ensuring no hidden costs.
What makes your approach different from other advisers?
Our holistic approach combines technical expertise with personal understanding of client circumstances, supported by ongoing reviews and a commitment to straightforward, jargon-free advice.
