Business Details
Your Trusted Financial Advisers in Manchester
Hilltop Finance has established itself as a trusted provider of independent financial advice, specialising in pension and investment solutions. Our Manchester-based team delivers nationwide services tailored to individual client needs, combining technical expertise with a client-centric approach. With over 340 million in managed client funds and a 900+ Trustpilot review rating, we maintain a strong reputation for quality service. Our 50+ professionals hold relevant industry accreditations, including FCA authorisation, demonstrating our commitment to regulatory compliance. We focus on long-term financial planning, offering services such as pension consolidation, drawdown strategies, and retirement planning.Our approach prioritises clear communication and transparent advice, ensuring clients understand their financial options. As a consistently top-ranked firm in the FTAdvisers 100, we combine industry recognition with practical expertise. Our services are accessible remotely, allowing clients to receive advice from the comfort of their homes. We maintain strict adherence to professional standards while delivering personalised solutions for diverse financial circumstances. The value of our advice is evidenced by our growing client base and industry accolades.
Services
Pension Advice
Retirement Planning
Pension Consolidation
Pension Transfers
Pension Drawdown Advice
Cashing in a Pension
Investment Advice
ISA Investment Check
Highlights and features
- We offer FCA-authorised independent financial advice with nationwide coverage
- Our team manages over 340 million in client funds with 50+ dedicated professionals
- We provide tailored retirement planning solutions based on individual circumstances
- Our services are backed by 900+ Trustpilot reviews from satisfied clients
- We combine technical expertise with clear communication for better client understanding
Associations and certifications
- Financial Conduct Authority
What people say
Expert financial advice
Personalised service approach
High client satisfaction
Professional team members
Clear communication style
Services
Pension Advice
Our FCA-authorised pension advisers provide expert guidance on retirement planning and pension management. We help clients understand their options for pension consolidation, drawdown strategies, and transfers. With over 340 million in managed client funds, our Manchester-based team delivers tailored advice that considers individual financial circumstances and long-term goals.
Pension Consolidation
We assess clients' existing pension arrangements to determine whether consolidation would benefit their financial position. Our experts evaluate current pension performance and recommend whether combining multiple pensions would simplify management and potentially improve returns. This service helps clients make informed decisions about their retirement savings structure.
Pension Drawdown Advice
Our specialists create customised pension drawdown plans that provide financial security throughout retirement. We help clients understand their income options while considering market volatility and personal circumstances. The advice covers both short-term needs and long-term sustainability of retirement funds.
Investment Advice
We offer tailored investment advice covering ISAs and other savings vehicles. Our advisers assess clients' risk tolerance and financial goals to recommend suitable investment strategies. The service includes ongoing portfolio reviews to ensure investments remain aligned with changing circumstances and market conditions.
Cashing in a Pension
Our experts guide clients through the complex process of accessing pension funds. We explain all available options while highlighting potential tax implications and long-term consequences. The service ensures clients make informed decisions about their pension withdrawals while complying with regulatory requirements.
Questions
What financial services do you specialise in?
We specialise in pension advice, retirement planning, investment management, and ISA recommendations. Our FCA-authorised team provides tailored solutions for pension consolidation, drawdown strategies, and transfer assessments.
Are your financial advisers qualified?
Yes, our 50+ team members include FCA-authorised professionals with expertise in pension management and investment strategies. We maintain industry accreditations and regulatory compliance through the Financial Conduct Authority.
How can I access your services?
We offer nationwide advice accessible from your home. You can arrange a callback through our website or call us directly on 0161 413 7051 during our operating hours (Mon-Thu 9am-5pm, Fri 9am-4pm).
What makes your financial advice different?
Our approach combines technical expertise with personalised solutions. We manage over £340 million in client funds while maintaining a 900+ Trustpilot review rating, demonstrating our commitment to quality service.
Do you offer investment advice beyond pensions?
Yes, we provide investment advice covering ISAs and other savings vehicles. Our specialists assess your risk profile and financial goals to recommend suitable investment strategies beyond pension management.
Videos
Reviews (5)
Eddie McSorley
Aug 27, 2021
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Hilltop Finance were very helpful and efficient in dealing with my pension requirements. I would recommend them highly.
Susan Mascard
Jun 22, 2021
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Positive:Professionalism,Quality,Responsiveness
From the first call my husband and I both felt confident that all advice and information was given in an easy to understand manner. As someone with little understanding of how pensions work I feel completely confident that Craig will keep his eye on my finances and do his best for us. I would definitely recommend Hilltop to anybody.
From the first call my husband and I both felt confident that all advice and information was given in an easy to understand manner. As someone with little understanding of how pensions work I feel completely confident that Craig will keep his eye on my finances and do his best for us. I would definitely recommend Hilltop to anybody.
Deborah Erickson
May 25, 2021
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Critical:Professionalism,Responsiveness
They did not call me at the date and time arranged. When I managed to get through to them they recommended I call pensionwise (who arranged for me to receive advice from Hilltop Finance to start with).
They did not call me at the date and time arranged. When I managed to get through to them they recommended I call pensionwise (who arranged for me to receive advice from Hilltop Finance to start with).
Michael Stevens
May 09, 2021
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Positive:Professionalism,Quality
Very professional and unbiased. Pleased with performance of product recommended. Have decided to continue with their services, reasonable cost and good online contact to check performance of investments.
Very professional and unbiased. Pleased with performance of product recommended. Have decided to continue with their services, reasonable cost and good online contact to check performance of investments.
Nick Thomas
Feb 28, 2021
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Critical:Professionalism,Responsiveness
Awful ! Agree/Commit to telephone conversations at agreed date/time ? Simple enough you think ? No! completely fail to call or keep messing about re-arranging !!
Awful ! Agree/Commit to telephone conversations at agreed date/time ? Simple enough you think ? No! completely fail to call or keep messing about re-arranging !!
