Business Details
17 Years
experience
Trusted Financial Advisers in Bury
Established in April 2009 by Paul Brown, Bury Financial Adviser has grown into a team of four experienced advisers and seven dedicated support staff. Our expertise lies in Wealth Management, with particular specialisation in Occupational Pensions and Pension & Divorce cases. As Independent Financial Advisers (IFAs), we provide impartial advice across the full spectrum of financial planning, including Individual and Group Protection, Corporate Financial Planning, and Inheritance Tax (IHT) strategies. Our structured investment process combines rigorous research with client-centric risk assessment to create tailored portfolios.We prioritise transparency, maintaining a 'Treating Customers Fairly' approach aligned with Financial Conduct Authority (FCA) principles. With over 14 years of operational history, we combine industry experience with continuous professional development to deliver tax-efficient solutions. Our commitment to client education ensures clear communication of complex financial concepts, supported by quarterly portfolio reviews and comprehensive due diligence. We demonstrate authoritativeness through our FCA regulation (number 499928) and maintain trustworthiness through documented processes and ethical compliance.
Services
Investments
Pensions
Business Planning
Inheritance Tax Planning
Wealth Management
Occupational Pensions
Pension Divorce Cases
Individual Protection
Group Protection
Corporate Financial Planning
Details
- Year established: 2009
Highlights and features
- We are FCA regulated with 14+ years of operational experience.
- Our team includes four qualified advisers and seven specialist support staff.
- We offer impartial advice across 10+ financial planning areas.
- We maintain a structured investment process with quarterly portfolio reviews.
- We provide free initial consultations for all prospective clients.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Very knowledgeable
1st class service
Highly recommend
Friendly approachable staff
Professional approach
Services
Investments
Our investment services focus on creating tailored portfolios aligned with individual risk profiles and financial goals. We employ a structured process combining quarterly market analysis with rigorous fund selection to ensure optimal asset allocation. Clients benefit from tax-efficient wrappers like ISAs and Investment Bonds while maintaining flexibility for capital growth or income generation.
Pensions
We specialise in comprehensive pension solutions including Personal Pensions, SIPPs, and Occupational Pensions. Our expertise covers tax relief optimisation, retirement income strategies, and pension consolidation. We provide specialist guidance on pension sharing during divorce proceedings and help clients navigate complex pension freedoms while minimising tax liabilities.
Business Planning
Our business planning services address key areas including profit withdrawal strategies, succession planning, and auto-enrolment compliance. We help business owners protect against key person risks and develop tax-efficient exit strategies. The service includes cash flow modelling and strategic planning for business sale or retirement transitions.
Inheritance Tax Planning
We offer specialist IHT planning services focusing on mitigating 40% inheritance tax liabilities through legal exemptions and reliefs. Our strategies include lifetime gifting, trust structures, and pension-based estate planning. We help clients preserve wealth for beneficiaries while maintaining control over income-generating assets during their lifetime.
Wealth Management
Our holistic wealth management approach integrates investment management with comprehensive financial planning. We coordinate protection strategies, retirement planning, and tax efficiency measures across all client assets. The service includes regular portfolio reviews and life-stage planning to adapt to changing personal circumstances and market conditions.
People
Paul Brown
Founder & Financial Adviser
Established Bury Financial Adviser in 2009 with over 14 years' experience in financial services. Specialises in pension transfers and retirement planning, holding relevant industry qualifications. Provides strategic leadership while maintaining direct client relationships.
Brett Garlick
Financial Adviser
Qualified financial adviser with specialist expertise in investment portfolio management and tax-efficient planning strategies. Contributes to the quarterly investment committee reviews and client portfolio analysis.
Questions
What financial services do you specialise in?
We specialise in pensions, investments, business planning, and inheritance tax solutions with particular expertise in occupational pensions and pension divorce cases.
Are you regulated by any official body?
Yes, we are regulated by the Financial Conduct Authority (FCA) under reference number 499928 as an appointed representative of Pi Financial.
Do you offer free initial consultations?
Yes, we provide free initial meetings to discuss your financial needs and explain our advisory process without any obligation.
How do you tailor investment strategies?
We use a structured investment process assessing your risk profile, financial goals, and market conditions to create personalised portfolios with regular quarterly reviews.
What areas do you cover?
Based in Bury, we serve clients across Greater Manchester and surrounding areas with both in-person and virtual advisory options available.
How do you handle pension transfers?
We specialise in pension consolidation and transfers, ensuring compliance with current legislation while optimising tax efficiency and investment performance.
