Business Details
Your Trusted Financial Partner in Bolton
At Heavenly Finances, we believe that great financial advice is fundamental to building a secure financial future for both individual and corporate clients. Our team of highly qualified financial advisers combines extensive experience with access to cutting-edge technology to deliver tailored solutions. We operate as a trading name of Harridge Financial Services Limited, an appointed representative of The Openwork Partnership, which is authorised and regulated by the Financial Conduct Authority. Our approach is built on three key planning objectives: Foundation Phase, Wealth Accumulation Phase, and Wealth Distribution Phase. We specialise in corporate financial planning, pensions, investments, mortgages, and protection, ensuring our clients receive comprehensive guidance.With a commitment to transparency and client-centric service, we aim to simplify complex financial matters while maintaining the highest standards of professionalism. Our expertise extends to advising business owners, sole traders, and partnerships on cost-effective solutions for their financial needs. We prioritise regular reviews of existing arrangements to ensure ongoing suitability and alignment with evolving client goals. Our dedication to continuous professional development ensures we remain at the forefront of industry best practices. By handling the administrative burden, we allow clients to focus on their personal and business aspirations with confidence.
Services
Corporate Financial Planning
Pensions Advice
Investment Management
Mortgage Services
Protection Advice
Home Insurance
Highlights and features
- We have a team of highly qualified financial advisers with extensive industry experience.
- Our unique approach is based on three key planning objectives for tailored financial solutions.
- We are regulated by the Financial Conduct Authority, ensuring compliance and trust.
- We provide access to leading fund managers and competitive mortgage products nationwide.
- Our expertise spans corporate financial planning, pensions, investments, and protection advice.
Associations and certifications
- Financial Conduct Authority
- Personal Finance Society
- Chartered Insurance Institute
Services
Corporate Financial Planning
We provide tailored corporate financial planning for sole traders, business owners, and professional firms. Our services include key person protection, shareholder agreements, and staff pension plans. We review existing arrangements and recommend improvements to ensure financial stability and growth.
Pensions Advice
Our pensions advice focuses on creating retirement plans that deliver sustainable income. We assess clients' needs, review existing pensions, and recommend solutions like secured pensions, phased retirement, and personal pensions to ensure financial comfort in retirement.
Investment Management
We offer investment management services tailored to clients' risk tolerance and financial goals. By partnering with leading UK fund managers, we help clients grow their wealth through diversified investment strategies while maintaining transparency and control.
Mortgage Services
Our mortgage services include expert guidance on residential, buy-to-let, and commercial mortgages. We help clients find competitive deals, navigate the application process, and connect with trusted professionals like solicitors and valuers for a seamless experience.
Protection Advice
We provide protection advice to safeguard clients' financial well-being through life insurance, critical illness cover, and income protection. Our recommendations ensure families and businesses remain financially secure in unforeseen circumstances.
People
Calvin Husbands
Chartered Financial Planner
Calvin Husbands is a Chartered Financial Planner and Fellow of the Personal Finance Society. He holds the highest qualification awarded by the Chartered Insurance Institute, demonstrating technical expertise and dedication to quality financial advice.
Questions
What services does Heavenly Finances offer?
We offer corporate financial planning, pensions advice, investment management, mortgage services, protection advice, and home insurance tailored to individual and business needs.
Are your financial advisers qualified?
Yes, our team includes Chartered Financial Planners regulated by the Financial Conduct Authority, ensuring high standards of expertise and professionalism.
How do you approach mortgage advice?
We assess your circumstances, connect you with competitive mortgage products, and coordinate with trusted professionals to simplify the home-buying process.
Is my money safe with your investment partners?
We partner with leading UK fund managers to ensure your investments are managed professionally, with transparency about risks and potential returns.
What areas do you serve?
While based in Bolton, we provide financial services nationwide to individuals and businesses across the UK.
