R A E Financial Services

Business Details

Your Trusted Financial Partner in Manchester

At R A E Financial Services, we believe true prosperity extends beyond wealth to encompass security, health, and fulfillment in every life aspect. With over two decades of industry experience, we offer personalized, holistic financial advice tailored to individual goals. Our team, led by founder Ramzy Abu-Eda, prioritizes client needs through transparent communication and proactive guidance. As an FCA-regulated firm, we combine local expertise in Manchester and the North West with a commitment to value-for-money services. Our strategic approach ensures clients receive independent, unbiased recommendations aligned with their unique aspirations, supported by ongoing advice and market volatility navigation.

Services

Financial Planning Inheritance Advice Investment Advice Wealth Management Mortgage Advice Estate Planning Taxation Strategy Retirement Planning Protection Services Business Financial Advice

Highlights and features

We offer FCA-regulated financial advice prioritizing client interests
Our team provides personalized solutions based on 20+ years industry experience
We implement tailored investment strategies aligned with individual risk tolerance
We deliver ongoing financial guidance through market volatility
Our scalable solutions evolve with clients' changing needs

What people say

Exceptional financial expertise Personalized investment strategies Reliable market guidance Excellent communication skills Long-term commitment

Website

Update Listing

Services

Financial Planning

Our financial planning service creates personalized roadmaps to achieve your life goals through strategic asset allocation and risk management. We analyze current financial status, future aspirations, and market conditions to develop comprehensive plans. Clients receive ongoing portfolio reviews and adjustments to maintain alignment with evolving circumstances and market dynamics.

Inheritance Advice

This service helps clients manage inheritance-related financial decisions through tax-efficient strategies and succession planning. We provide guidance on probate processes, capital gains implications, and wealth transfer optimization. Our approach ensures clients maximize inherited assets while maintaining compliance with UK inheritance tax regulations and personal financial objectives.

Investment Advice

Our investment advisory service delivers tailored portfolio recommendations based on individual risk profiles and financial goals. We combine market analysis with client-specific requirements to select appropriate asset classes and investment vehicles. Continuous monitoring and performance reviews ensure optimal portfolio positioning across changing market conditions.

Wealth Management

This comprehensive service integrates multiple financial aspects including tax planning, retirement strategies, and intergenerational wealth transfer. We create coordinated solutions addressing both immediate needs and long-term objectives. Clients benefit from consolidated financial oversight and strategic decision-making aligned with their complete financial picture.

Mortgage Advice

Our mortgage advisory service provides independent guidance on residential and buy-to-let financing options. We assess clients' financial situations to recommend suitable mortgage products and repayment strategies. The service includes ongoing support for remortgaging opportunities and mortgage payment optimization throughout different life stages.

People

Ramzy Abu-Eda

Founder

With over 20 years in financial services, Ramzy established R A E Financial Services to provide impartial, client-focused advice. His expertise spans investment strategy, tax planning, and wealth preservation. Prior experience at Britannia Building Society informs his practical approach to client financial challenges.

Questions

What financial services do you specialize in?

We specialize in financial planning, inheritance tax mitigation, investment management, retirement strategy, and mortgage advice. Our services also cover estate planning, tax optimization, and business financial solutions.

Are you regulated by financial authorities?

Yes, we are registered with the Financial Conduct Authority (FCA) under reference 1003156 and operate as an Appointed Representative of Fintuity Ltd, an FCA-authorised firm.

How do you charge for your services?

We offer transparent pricing with initial consultations and ongoing advisory services charged at agreed rates. Specific fees are detailed in our client agreement before any work commences.

Do you serve clients outside Manchester?

While based in Manchester, we serve clients across the North West including Altrincham, Wythenshawe, Warrington, and Wilmslow through in-person meetings and virtual consultations.

How often do you review financial plans?

We recommend annual reviews but provide quarterly updates and immediate adjustments during significant life events or major market changes to maintain plan effectiveness.

What makes your firm different from banks?

As independent advisers, we offer unbiased recommendations without product sales targets. Our focus remains solely on clients' financial objectives rather than institutional interests.

Reviews (5)

Write a Review

Sarah Fletcher

Apr 04, 2021 Report

We've used ramzy to set up our pensions and found him very professional, thorough and calmly explains everything so we understood the policy we were advised to go for.
we would highly recommend him .

Don Jones

Mar 30, 2021 Report

I have known Ramzy for over 5 years during which time he has provided
financial advice and GUIDANCE with my pensions . I have found him to be
honest and trustworthy with good sound advice and i'm looking forward to
retiring with a HEALTHY pension fund

Paul Dobson

Mar 28, 2021 Report

I have been using R.A.E services now for many years and haven't had eny problems with ramseys services and it is a professional and personal experience to, I can highly recommend R.A.E. FINANCIAL SERVICES for people wanting the personal touch
Thanks ramsey
Paul dobson

Richard May

Mar 24, 2021 Report

I have dealt with Ramzy for over three years and he manages my Pensions & insurances. I have always found him to be genuine, knowledgeable and professional in all matters. He is always impartial, and able to explain options and his recommendations clearly and with my best interests at heart. I would have no hesitation in recommending him to anyone seeking an impartial financial services adviser.

Mark Lindsay

Mar 18, 2021 Report

Positive:Professionalism,Responsiveness
I've used RAE for personal pension investments, Ramzy went through all the options very clearly and allowed me to choose how my money was invested, I would recommend to anyone requiring similar