Business Details
15 Years
experience
Independent Financial Advisers in Warrington
Established in 2011, we are a firm of independent financial advisers dedicated to providing unbiased advice tailored to individual client needs. Our expertise spans savings, investments, pensions, mortgages, protection, and tax planning, serving private individuals, charities, trusts, businesses, and those connected to the education sector. As an Appointed Representative of Corbel Partners Limited, a Chartered advice firm authorised and regulated by the Financial Conduct Authority, we leverage our affiliation to secure favourable terms for clients. Our advisers, with an average of over 20 years' experience, specialise in the Teachers Pension Scheme and understand the unique challenges faced by education professionals. We prioritise client interests over product providers, offering a free initial meeting to outline actionable financial strategies.Our commitment to transparency ensures all fees are disclosed in writing before implementation, with a minimum cost of 495 for pension or investment planning. We serve clients across the UK, combining local insight with national regulatory compliance. Our partnership with Corbel Partners, which has over 100 independent financial advisers, enhances our ability to deliver comprehensive solutions. We actively support Education Support, the UK's leading mental health charity for education professionals, reflecting our dedication to the sector. Our approach balances technical expertise with a client-centric philosophy, ensuring recommendations align with long-term financial goals.
Services
Pensions
Investments
Independent Schools
Mortgages & Protection
Estate Planning
Tax Planning
Details
- Year established: 2011
Highlights and features
- We are independent financial advisers regulated by the Financial Conduct Authority.
- Our advisers have an average of over 20 years' experience in the education sector.
- We offer transparent fee structures with a free initial consultation.
- As part of Corbel Partners, we secure competitive market terms for clients.
- We specialise in Teachers Pension Scheme and education-sector financial planning.
Associations and certifications
- Financial Conduct Authority
Services
Pensions
We provide impartial advice on the Teachers Pension, Additional Voluntary Contributions (AVCs), Self-Invested Personal Pensions (SIPPs), and other pension arrangements. Our expertise ensures tailored strategies to maximise retirement benefits while aligning with individual financial goals. Clients receive comprehensive guidance on pension transfers, contributions, and tax-efficient withdrawals.
Investments
Our whole-of-market investment solutions cater to diverse risk profiles and financial objectives, from 1 to 1 million+. We offer both advised and non-advised options, focusing on long-term growth, capital preservation, and liquidity management. Clients benefit from regular portfolio reviews and performance tracking.
Mortgages & Protection
We provide independent, whole-of-market mortgage advice for residential purchases, remortgages, and buy-to-let properties. Our protection services include life insurance, critical illness cover, and income protection tailored to safeguard financial stability against unforeseen events.
Estate Planning
We help clients protect family assets through Wills, Trusts, and Lasting Powers of Attorney. Our strategies ensure efficient wealth transfer, minimising inheritance tax liabilities while addressing long-term care and guardianship requirements for dependants.
Tax Planning
Our tax planning services focus on mitigating Inheritance Tax, optimising Lifetime and Annual Allowances, and leveraging tax-efficient investment vehicles. We provide actionable strategies to reduce liabilities while maintaining compliance with evolving UK tax legislation.
Questions
What does an independent financial adviser do?
An IFA provides impartial advice tailored to your financial goals, reviewing your current situation and recommending strategies to achieve your objectives.
What are the costs for your services?
Residential mortgage advice is free; buy-to-let mortgages cost £495. Pension and investment planning start at £495, with fees disclosed in writing before work begins.
Do I need a financial adviser?
If you seek clarity on financial decisions, we can determine whether one-off advice or ongoing support best suits your needs during a free initial discussion.
How do I become a client?
Contact us for a free, no-obligation initial discussion to assess your requirements and establish the appropriate level of support.
