Business Details
15 Years
experience
Your Trusted Financial Partner in Bury
Moscrops Financial Planning is an independent financial advice firm dedicated to providing high-quality, professional financial planning services. Our core values of honesty, integrity, and transparency guide every interaction, ensuring we act in our clients' best interests at all times. We offer a structured financial planning process with transparent fee structures, designed to create long-term value for individuals and businesses.Our team of experienced advisers delivers personalized solutions tailored to evolving client needs, supported by ongoing reviews and expert guidance. Recognized for our client-centric approach since 1976, we are authorized and regulated by the Financial Conduct Authority, ensuring the highest standards of service and compliance with UK regulatory frameworks.
Services
Financial Planning
Pension Planning
Investment Advice
Life Insurance
Estate Planning
Business Protection
Protection Insurance
Details
- Year established: 2011
Highlights and features
- We provide personalized financial strategies aligned with your unique circumstances
- Our transparent fee structure ensures full cost clarity for all services
- FCA regulated with over 45 years combined experience in financial planning
- Comprehensive ongoing review service to adapt to changing life circumstances
- Client testimonials highlight decades of trusted, professional service delivery
Associations and certifications
- Financial Conduct Authority
What people say
Expert financial advisers
Transparent fee structure
Trusted for decades
Personalised service
Services
Financial Planning
Our financial planning service creates tailored strategies to achieve your long-term financial goals. We analyse your current financial position, risk tolerance, and future aspirations to develop comprehensive plans covering investments, pensions, and estate planning. With ongoing reviews and expert guidance, we help clients navigate complex financial decisions while maintaining compliance with regulatory standards.
Pension Planning
Specialised pension planning services ensure secure retirement futures for our clients. We evaluate existing pension arrangements, recommend suitable investment vehicles, and optimize tax-efficient strategies. Our approach considers individual circumstances, future income requirements, and evolving regulatory frameworks to deliver sustainable retirement solutions that align with our clients' lifestyle aspirations.
Investment Advice
We provide expert investment advice covering various asset classes and risk profiles. Our service includes comprehensive risk assessments, portfolio diversification strategies, and regular performance reviews. We educate clients about investment options while maintaining transparent communication about market risks and potential returns to support informed decision-making.
Life Insurance
Our life insurance solutions offer financial security for your loved ones through tailored protection policies. We assess individual needs to recommend appropriate coverage levels, policy types, and premium structures. Regular reviews ensure policies remain aligned with changing life circumstances while maintaining cost-effectiveness and adequate coverage.
Estate Planning
Estate planning services help clients manage the orderly transfer of assets according to their wishes. We coordinate wills, inheritance tax planning, and legal documentation to protect family interests. Our approach minimizes tax liabilities while ensuring clear succession plans for both personal and business assets.
People
Peter Bolton
Partner
Peter Bolton joined Moscrops in 1986 after graduating from Salford University with a BSc in Economics. With over 35 years in financial services, he specializes in pension planning and investment strategies. His client-focused approach and deep industry knowledge ensure exceptional service delivery.
Declan Simpson
Partner
Declan Simpson, a Manchester Metropolitan University graduate, has been with Moscrops since 1995. He brings extensive expertise in financial planning and protection strategies. His commitment to ethical advice and client education has made him a trusted advisor for complex financial matters.
Suzanne Young
Administrator
Suzanne Young has served as an administrator at Moscrops since 2001, leveraging her previous experience at Scottish Mutual. Her attention to detail and organisational skills ensure smooth client interactions and efficient processing of financial documentation.
Lindsey Warburton
Administration Manager
Lindsey Warburton manages administrative operations with 20 years of financial services experience. Her dual background in IFA administration and law enforcement ensures rigorous compliance and client data protection standards within our operations.
Paul Bolton
Administrator
Paul Bolton joined Moscrops in 2017 after graduating from Leeds Metropolitan University. His expertise in financial research and product analysis supports our advisory team. With a passion for data accuracy, he ensures clients receive well-researched financial recommendations.
Questions
Are you regulated by the Financial Conduct Authority?
Yes, Moscrops Financial Planning is authorized and regulated by the Financial Conduct Authority (FCA), ensuring compliance with strict UK financial regulations.
What areas do you cover for financial advice?
While based in Bury, Lancashire, we provide financial advice to clients throughout Greater Manchester and surrounding regions across the UK.
Can you help with retirement planning?
Our specialist pension planning service offers comprehensive retirement strategies tailored to individual circumstances, including tax-efficient savings and income optimization.
How do you charge for financial advice?
We operate a transparent charging structure with clearly defined fees. Costs depend on the complexity of advice required, discussed fully during initial consultations.
Do you offer ongoing financial support?
Yes, we provide comprehensive ongoing review services to adapt financial plans to changing life circumstances and market conditions.
What financial services do you offer?
We specialize in financial planning, pensions, investments, life insurance, estate planning, and business protection solutions tailored to individual and corporate clients.
