Business Details
23 Years
experience
Your Trusted Mortgage Partner in Cheadle
R S C New Homes has been providing tailored mortgage, protection, and insurance solutions across the UK for over a decade. Our team of experienced advisors specialises in new build mortgages, offering access to thousands of exclusive schemes while prioritising speed, transparency, and client-centric service. With appointments available seven days a week and a commitment to handling every case from start to finish, we ensure clients receive expert guidance aligned with their unique financial circumstances.Our regulatory compliance under the Financial Conduct Authority and partnerships with leading lenders reinforce our position as trusted specialists in the mortgage industry. By combining technical expertise with a personal approach, we simplify complex financial processes and deliver long-term value to homeowners, investors, and developers alike.
Services
Mortgage Advice
New Build Mortgages
Protection Plans
Insurance Solutions
Home Insurance
Details
- Year established: 2003
Highlights and features
- We offer 7-day-a-week mortgage advisory services across the UK
- Over 10 years of experience in new build mortgage specialism
- Exclusive access to mortgage products unavailable elsewhere
- Speedy processing with dedicated account handlers
- Specialist knowledge of Help to Buy and Shared Ownership schemes
Associations and certifications
- Financial Conduct Authority
What people say
Excellent customer service
Knowledgeable staff
Very professional
Proactive communication
Personal approach
Services
New Build Mortgages
Specialist mortgage solutions for new build properties with exclusive schemes unavailable elsewhere. Our advisors have in-depth knowledge of developer incentives and can secure competitive rates for first-time purchases, part-exchange arrangements, and shared ownership schemes. We work directly with major UK house builders to ensure timely completions.
Mortgage Protection
Comprehensive protection plans safeguarding mortgage payments against unforeseen circumstances. We offer critical illness cover, income protection, and life insurance policies tailored to individual needs. Our advisors ensure clients understand policy terms and select appropriate coverage levels aligned with their financial commitments.
Home Insurance
Buildings and contents insurance solutions meeting lender requirements for new build properties. We partner with First2Protect Insurance Services to provide coverage for structural damage, theft, and accidental loss. Specialist new build warranty guidance ensures compliance with NHBC Buildmark standards required by most mortgage providers.
Buy to Let Mortgages
Tailored financing options for property investors seeking rental income portfolios. Our non-regulated buy-to-let products consider landlord-specific criteria and investment strategies. We provide cashflow analysis and stress-testing to ensure sustainable returns while meeting lender affordability checks.
Remortgage Services
Expert guidance for homeowners seeking better mortgage terms or equity release. We assess current financial situations against market offerings to secure improved rates. The process includes penalty calculations, product transfers, and legal formalities for seamless transitions.
Questions
What mortgage options are available for new build properties?
We offer exclusive new build mortgage schemes including Help to Buy equity loans, shared ownership arrangements, and part-exchange financing with preferential rates for UK house builders.
Do you charge fees for mortgage advice?
A typical mortgage advice fee is £395 payable on application, though we waive this for mortgages arranged through our associated new home developers.
Are your mortgage advisors qualified?
Our advisors are fully qualified professionals regulated by the Financial Conduct Authority, with specialist expertise in new build mortgages and property investment financing.
What insurance products do you offer?
We provide buildings and contents insurance, critical illness cover, income protection, and life insurance policies through our partnership with First2Protect Insurance Services.
Can you help with buy-to-let mortgage applications?
Yes, we specialise in non-regulated buy-to-let mortgages with competitive rates for property investors seeking rental income portfolios or commercial investment opportunities.
What are your operating hours?
Our mortgage desk operates Monday-Friday 10am-6pm, Saturday and Sunday 10:30am-6pm. Administration support is available Monday-Thursday 9am-5:30pm and Friday 9am-5pm.
Reviews (4)
Solomon Tetteyfio
Dec 27, 2021
Report
RSC New Homes are absolute joke of a broker. Their main interest is to get you to sign up and claim their fees and then that's it. Tom Clarke was our point of contact and once he managed to convince us to sign up and put us forward to a solicitor which they have provided us they completely ignored us. The solicitor did not keep up and after 4months of continued contact to RSC to inform them of the situation Tom completely ignored us because he thinks he's (RSC) done his/their bit. An extremely poor service which delayed our remortgage but eventually resolved after several letters and phone calls
Craig Foster
Dec 21, 2021
Report
We recently completed on our house purchase and Brad was our mortgage adviser. We were first time buyers but Brad guided us through the process and explained everything in detail. He was always available to answer any question and nothing was too much trouble - even changing products mid way through. The lender took around 6 weeks to make a decision on our case but Denise and Brad always kept us up to date and did their best to escalate things. The communication was excellent and we were always in the loop with what was going on. I would not hesitate to use RSC again and I will be recommending
Shaun Cawkwell
Dec 16, 2021
Report
RSC New homes were excellent throughout our recent house purchase. From the outset were were kept informed of progress and everything along the way was explained in detail so we could make an informed decision. Joanne Young was outstanding and nothing was too much trouble for her, she worked around us and helped us along the way with a genuine care for our needs and sought us the best deal. Would recommend to anyone looking for a mortgage especially on a new build.
Michael Mennell
Dec 14, 2021
Report
Positive:Professionalism
Steve helped me greatly with my remortgage and also RSC helping me with my initial mortgage set up in the first place. Steve was knowledgeable and very professional while also giving great advice that helped our decision on the remortgage. Thanks again
Steve helped me greatly with my remortgage and also RSC helping me with my initial mortgage set up in the first place. Steve was knowledgeable and very professional while also giving great advice that helped our decision on the remortgage. Thanks again
