Business Details
15 Years
experience
Trusted Mortgage & Protection Advisers in Hyde
Banks Lane Finance was established to provide clear, professional financial advice tailored to individual client needs. Since 2011, we have prioritised face-to-face, home visit, or remote consultations to ensure accessibility for all clients. Our team holds advanced qualifications including the IFS Certificate in Mortgage Advice and Practice (CeMAP) and the LIBF Level 4 Diploma for Financial Advisers (DipFA), demonstrating our technical expertise. We work with a wide range of lenders to access thousands of mortgage products, offering bespoke solutions for first-time buyers, remortgagers, and property investors. Our protection services include life insurance, income protection, and critical illness cover, designed to safeguard clients' financial futures.We maintain transparency throughout the process, explaining complex financial products in plain English while coordinating with estate agents, surveyors, and solicitors on clients' behalf. Our commitment to excellence is evidenced by consistent positive feedback from clients across Stockport, Manchester, and surrounding areas. We operate under the regulatory oversight of the Financial Conduct Authority through our partnership with HL Partnership Limited. Our fee structure is transparent, with a standard mortgage advice fee of 399 agreed upfront. With over a decade of experience, we continue to refine our service to meet evolving client needs while maintaining our core values of professionalism and client-centric advice.
Services
Mortgages
Protection Products
Mortgage Advice
Insurance Policies
Mortgage Refinancing
Details
- Year established: 2011
Highlights and features
- We have over a decade of experience in mortgage and protection advice
- Our advisors hold advanced industry qualifications including CeMAP and DipFA
- We offer face-to-face, home visit, and remote consultation options
- We work with thousands of mortgage products across multiple lenders
- We maintain transparent communication throughout the entire process
Associations and certifications
- IFS - Certificate in Mortgage Advice and Practice (CeMAP)
- LIBF - Level 4 Diploma for Financial Advisers (DipFA)
- LIBF - Level 3 Certificate in Regulated Equity Release (CeRER)
What people say
Best deal
Excellent communication
Knowledgeable and professional
Stress-free process
Timely manner
Services
Mortgage Advice
Our expert mortgage advice service helps clients navigate thousands of products across multiple lenders. We provide tailored recommendations based on individual financial circumstances, offering support for first-time buyers, remortgagers, and property investors. Our qualified advisors ensure clients understand all aspects of their mortgage options.
Protection Products
We offer comprehensive protection products including life insurance, income protection, and critical illness cover. Our advisors tailor policies to clients' specific needs, ensuring financial security for families and businesses. We explain complex insurance terms in plain English to help clients make informed decisions.
Mortgage Refinancing
Our remortgaging service helps clients secure better rates when existing deals expire. We analyse current mortgage arrangements and identify more favourable options across the market. This service has helped clients significantly reduce their interest payments over time.
First-Time Buyer Support
We specialise in guiding first-time buyers through the mortgage process. Our service includes property selection assistance, mortgage product comparison, and coordination with estate agents and solicitors. We simplify the process to make homeownership accessible for new buyers.
Buy-to-Let Mortgages
We provide specialist advice for property investors seeking buy-to-let mortgages. Our service includes investment strategy guidance, mortgage product selection, and portfolio management advice. We help investors maximise returns while understanding the unique risks involved.
People
Ben Shirtliff
Mortgage Advisor
Ben Shirtliff has been providing mortgage advice since 2011, holding advanced qualifications including CeMAP and DipFA. He specialises in finding tailored solutions for complex cases, with a focus on clear communication and client satisfaction.
Questions
What mortgage services do you offer?
We provide full mortgage advice and recommendation services for first-time buyers, remortgagers, property investors, and those seeking interest-only mortgages.
How do you find the best mortgage deals?
We access thousands of products across multiple lenders to find the most suitable mortgage based on your specific circumstances and financial goals.
What fees are involved in your services?
Our mortgage advice fee is typically £399, agreed upfront based on your specific requirements, with no hidden charges.
What protection products do you offer?
We provide life insurance, income protection, critical illness cover, and family income benefit policies tailored to your financial needs.
How does the mortgage process work?
We guide you through every stage, from initial consultation and product selection to completion, coordinating with all relevant parties on your behalf.
