Business Details
23 Years
experience
Your Trusted Mortgage Broker in Manchester
Established in 2003, Manchester Mortgages has built a reputation as a trusted mortgage brokerage serving Greater Manchester and surrounding areas. Our team combines over 70 years of collective experience in financial services, offering tailored mortgage solutions for first-time buyers, remortgagers, buy-to-let investors, and clients with complex financial histories. We prioritise face-to-face consultations and flexible scheduling to accommodate busy lifestyles, while maintaining rigorous compliance with FCA regulations. Our expertise extends beyond standard mortgage products to include debt consolidation strategies, insurance integration, and specialist lending solutions.By maintaining independence from high-street lenders, we access exclusive market deals unavailable through conventional channels. Client testimonials consistently highlight our transparent communication, proactive case management, and commitment to finding optimal financial solutions. We provide comprehensive post-sale support, including regular policy reviews and life cover integration, ensuring long-term client satisfaction.
Services
Mortgages
Remortgages
First Time Buyers
Buy to Let
Self Employed Mortgages
Poor Credit Mortgages
Equity Release
Free Mortgage Review
Insurance
NHS Mortgages
Details
- Year established: 2003
Highlights and features
- We offer free, no-obligation mortgage consultations with FCA-authorised advisors
- Our 70+ years of combined experience ensures expert guidance through complex mortgage processes
- We access exclusive mortgage deals unavailable through high-street lenders
- We specialise in debt consolidation strategies within mortgage frameworks
- Our flexible appointment scheduling accommodates busy professional and family commitments
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Highly recommended
Professional advisors
Stress-free process
Competitive rates
Services
Mortgages
We provide comprehensive mortgage solutions tailored to individual circumstances. Our FCA-authorised advisors help first-time buyers, home movers, and investors access competitive rates across fixed, tracker, and discounted rate products. With access to exclusive market deals, we specialise in complex cases including self-employed applicants and credit rehabilitation.
Remortgages
Our remortgaging service helps clients reduce monthly payments, consolidate debts, or release equity from their properties. We conduct detailed market reviews to identify optimal refinancing opportunities, handling all paperwork and lender negotiations while providing ongoing policy reviews throughout the mortgage term.
Buy to Let
We specialise in buy-to-let financing solutions for both individual landlords and limited companies. Our service includes portfolio management strategies, tax-efficient structuring, and access to specialist lenders offering competitive rates for property investors with varying portfolio sizes.
Equity Release
Our equity release advisors help homeowners access tax-free lump sums or regular income from their property equity. We provide impartial guidance on lifetime mortgages and home reversion plans, ensuring clients understand long-term implications while meeting strict FCA compliance standards.
Insurance
We offer integrated insurance solutions including life cover, critical illness protection, and income protection policies. Our advisors ensure mortgage-related insurance products align with clients' financial circumstances, providing ongoing policy reviews and claims assistance when required.
People
Andy Butterworth
Director
With extensive experience in financial services, Andy co-founded Manchester Mortgages in 2003 after working across banking, estate agency, and mortgage broking sectors. He specialises in complex mortgage cases and maintains FCA-authorised advisor status.
Alan Dee
Director
Alan brings comprehensive financial services expertise to Manchester Mortgages, having worked across multiple industry sectors before co-founding the company in 2003. He focuses on client relationship management and mortgage product development.
Questions
Do you charge fees for mortgage advice?
We offer free, no-obligation mortgage consultations and earn commissions from lenders upon successful mortgage completions.
Can you help with bad credit mortgages?
Yes, we specialise in helping clients with adverse credit histories secure competitive mortgage rates through specialist lenders.
What areas do you cover?
We operate across Greater Manchester and surrounding areas including Cheshire, Lancashire, and Merseyside, with flexible appointment options.
Are you FCA regulated?
Yes, we operate under FCA authorisation number 301076 as part of Mortgages 4U (North West) Limited.
How quickly can you arrange a mortgage?
We offer fast-track agreements in principle and completed mortgages within 3 days in urgent cases, depending on lender processing times.
Do you offer insurance products?
Yes, we provide life cover, critical illness protection, and income protection policies tailored to mortgage requirements.
Reviews (2)
Brett Duerden Bjwd
Nov 09, 2018
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We was looking to change our mortgage, was advised by a friend to contact Alan Dee at Manchester Mortgages, so glad we did, Alan was fantastic, explained in detail the whole process and found us a really good re-mortgage with a huge monthly saving!
Alan was extremely helpful throughout the whole process. Highly recommended. Thank you Alan!
Alan was extremely helpful throughout the whole process. Highly recommended. Thank you Alan!
Alison Lean
Jun 06, 2018
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We were first time buyers with no real knowledge of how to apply for and organise a mortgage, but Alan and the team made it so easy and understandable, and were there to help us at every step. The service is top class and we'll definitely be using them again for any future advice we might need. Thanks so much to the whole team!
