Business Details
11 Years
experience
Your Trusted Mortgage Brokers in Chorley
At 3 One 6 Solutions, we provide impartial mortgage advice across the entire UK market, combining modern technology with personalized service. Established in 2015, our team of experienced advisers specializes in residential and buy-to-let mortgages, tailored to individual circumstances. We prioritize client experience, offering proactive guidance without pressure, and operate transparently with no upfront fees. Our expertise extends to complex cases, including contractor mortgages, self-employed clients, and portfolio investors. We are authorized and regulated by the Financial Conduct Authority, ensuring compliance with rigorous industry standards.Our commitment to client satisfaction is reflected in our testimonials, which highlight our reliability and professionalism. We also offer comprehensive protection advice, including life insurance, critical illness cover, and income protection, to safeguard clients' financial futures. Our flexible approach accommodates clients' schedules, eliminating the need for inconvenient in-person meetings. By maintaining a customer-centric ethos, we ensure that every recommendation aligns with clients' unique needs and preferences. This dedication to personalized service has established us as a trusted partner in mortgage and protection advice.
Services
Residential Mortgages
Buy to Let
Life Insurance
Critical Illness Insurance
Income Protection
Property Insurance
Remortgages
First Time Buyers
Self-Employed Mortgages
HMOs
Details
- Year established: 2015
Highlights and features
- We offer impartial mortgage advice from the whole of the market
- Our service is designed to fit around your work and family life
- We do not charge a fee as we receive commission from lenders
- We are authorized and regulated by the Financial Conduct Authority
- We have vast experience in specialized mortgage sectors
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Great to work with
Recommend them to anyone
Services
Residential Mortgages
We specialize in residential mortgage solutions tailored to individual circumstances, including first-time buyers and home movers. Our advisers search the entire market to find competitive rates and terms that match clients' financial goals. By prioritizing personalized service, we ensure a streamlined application process with transparent guidance throughout.
Buy to Let
Our buy-to-let expertise caters to both novice landlords and experienced portfolio investors. We provide specialized advice on property investment mortgages, considering factors like rental income projections and tax implications. Our market-leading software helps identify optimal deals while ensuring compliance with evolving regulatory requirements for landlords.
Life Insurance
We offer comprehensive life insurance policies that provide financial security for dependents in case of death or terminal illness. Our advisers assess individual needs to recommend appropriate coverage levels, considering existing commitments like mortgages and future financial obligations. Policies are sourced from reputable providers across the market.
Critical Illness Insurance
Our critical illness policies deliver tax-free lump sums upon diagnosis of specified conditions, helping maintain financial stability during challenging times. We guide clients through policy options, explaining coverage criteria and exclusions to ensure informed decisions that complement their overall financial protection strategy.
Income Protection
We provide income protection plans that replace a portion of earnings during periods of accident, sickness, or unemployment. Our advisers help clients select appropriate deferment periods and coverage amounts to maintain financial security while aligning with their risk profiles and existing benefits.
Questions
What mortgage types do you specialize in?
We specialize in residential mortgages, buy-to-let properties, remortgages, first-time buyer schemes, and complex cases including self-employed and contractor mortgages.
How do you charge for mortgage advice?
We typically receive commission from lenders, meaning no direct fees for clients. Alternatively, you can receive the lender's payment yourself by paying our 1% loan fee.
What insurance products do you offer?
We provide life insurance, critical illness cover, income protection, and property insurance solutions tailored to protect your mortgage and financial commitments.
How does your mortgage process work?
We conduct personalized market searches to find suitable deals, then guide clients through application processes with transparent explanations of terms and conditions.
Are you regulated by financial authorities?
Yes, we operate as Appointed Representatives of Stonebridge Mortgage Solutions Ltd, authorized and regulated by the Financial Conduct Authority (FCA number 556071).
