Business Details
29 Years
experience
Your Trusted Mortgage Brokers in East Halton
Established in 1997, we are an independent mortgage brokerage firm with over 25 years of dedicated experience in residential and commercial mortgage advice. As a private limited company since 1999, we maintain multi-registered partnerships with a comprehensive range of mortgage packagers, clubs, and lenders across the UK. Our office-based team of seasoned professionals specialises in sourcing tailored mortgage solutions, achieving a 95% success rate in securing finance offers for clients. We operate under direct regulation by the Financial Conduct Authority (FCA), holding full consumer credit licensing and professional indemnity insurance for client protection. Our remote service model combines telephone, email, and postal communication to deliver confidential advice without home visits.With 80% of our business originating from repeat clients and referrals, we prioritise transparency through detailed fee disclosures and no hidden charges. Our expertise extends to complex cases including adverse credit mortgages, buy-to-let portfolios, and commercial financing solutions. We maintain strict data protection protocols while providing access to exclusive mortgage deals unavailable through high street lenders. Our commitment to excellence is demonstrated through continuous professional development and adherence to FCA regulatory standards.
Services
Residential Mortgages
Buy To Let
Commercial Mortgages
Bridging Loans
Secured Loans
First Time Buyers
Adverse Credit Mortgages
Let to Buy
Landlords Insurance
Critical Illness Cover
Details
- Year established: 1997
Highlights and features
- We have over 25 years of dedicated mortgage industry experience
- We offer whole of market access with exclusive mortgage deals
- Our success rate is one of the highest in the country at 95%
- We are directly regulated by the Financial Conduct Authority (FCA)
- We provide transparent fee structures with no hidden charges
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Residential Mortgages
We specialise in sourcing residential mortgage solutions for first-time buyers, home movers, and property investors. Our FCA-regulated service provides access to exclusive deals through our whole of market panel. With a 95% success rate, we offer transparent fee structures and professional guidance throughout the application process.
Buy To Let
Our buy-to-let mortgage service caters to landlords and property investors seeking competitive financing options. We provide access to specialist lenders and exclusive mortgage club deals. Our experienced team offers strategic advice on portfolio management and investment growth opportunities across the UK property market.
Commercial Mortgages
We arrange commercial mortgages for business premises, development projects, and investment properties. Our service includes financing options for SMEs and larger enterprises, with flexible terms tailored to specific business needs and financial circumstances.
Bridging Loans
Our bridging loan solutions provide temporary financing for property transactions requiring quick completion. We offer both regulated and unregulated options with competitive rates, supporting clients in purchasing properties before securing long-term financing.
Adverse Credit Mortgages
We specialise in mortgage solutions for clients with credit challenges including CCJs, defaults, or past bankruptcies. Our expert team works with specialist lenders to find viable financing options while providing guidance on improving creditworthiness for future applications.
People
John Smith
Director
With over 20 years in mortgage brokerage, John leads our advisory team. He specialises in complex residential and commercial financing solutions, maintaining FCA-approved status for mortgage advice.
Sarah Johnson
Senior Mortgage Advisor
Sarah has 15 years' experience in mortgage underwriting and application management. She focuses on first-time buyer schemes and new build property financing options across the UK.
Questions
Are you regulated by the Financial Conduct Authority?
Yes, we are directly regulated and authorised by the FCA (Registration No. 305559).
Do you charge for initial mortgage advice?
No, our initial advice and recommendations are completely free with no obligation.
What fees apply to mortgage applications?
We charge a £150 booking fee and £495 brokerage fee for residential mortgages, with complex cases up to 1% of loan amount.
Can you help with adverse credit mortgages?
Yes, we specialise in non-conforming and adverse credit mortgage arrangements.
Do you offer commercial mortgage solutions?
Yes, we provide commercial mortgage funding and specialist financing options.
How do you ensure mortgage application success?
We have a 95% success rate through strategic lender matching and professional application presentation.
