Business Details
14 Years
experience
Expert Mortgage & Insurance Advice in Mirfield
Echo Finance is a whole-of-market mortgage, later life, protection, and home finance brokerage established in 2012. Founded by veteran mortgage brokers John Tarazi and Lee Trett, we employ over 40 qualified advisers across the UK, specializing in residential, specialist, and commercial finance. Our team holds industry-standard qualifications such as CeMAP, CeRER, and DipMap, ensuring expert guidance tailored to individual needs. As an independent firm regulated by the Financial Conduct Authority, we offer access to exclusive deals from all UK lenders, providing transparent, obligation-free initial consultations.With a focus on long-term client relationships, we combine advanced software solutions with personalized service to support customers throughout their financial journeys. Our commitment to excellence has earned us a 5-star rating on leading review platforms, reflecting our dedication to customer satisfaction and industry leadership.
Services
Residential Mortgages
Specialist Mortgages
Later-Life Lending
Bridging & Commercial
Insurance & Protection
Details
- Year established: 2012
Highlights and features
- We are whole-of-market advisers with access to exclusive mortgage deals
- Our team includes 40+ qualified mortgage and insurance professionals
- We offer free, no-obligation initial consultations with expert advisers
- Regulated by the Financial Conduct Authority for your protection
- We provide tailored advice for complex cases including bad credit mortgages
Associations and certifications
- Financial Conduct Authority
What people say
Fast amazing service
Professional and personable
Dedicated can-do approach
Highly proactive
Trouble-free process
Services
Residential Mortgages
We provide expert advice on residential mortgages for first-time buyers, homemovers, and remortgage borrowers. Our qualified advisers help clients navigate fixed-rate, tracker, and interest-only mortgages, ensuring tailored solutions that meet individual financial circumstances while maintaining compliance with FCA regulations.
Specialist Mortgages
Our team specializes in complex cases including bad credit mortgages, self-employed mortgages, and post-bankruptcy financing. With expertise in non-standard lending criteria, we help clients secure mortgages through tailored strategies and relationships with specialist lenders across the UK mortgage market.
Later-Life Lending
We offer expert guidance on equity release, retirement interest-only mortgages, and pensioner mortgages. Our advisers help clients navigate later-life financial solutions while ensuring compliance with FCA regulations and maintaining focus on long-term financial security for older borrowers.
Bridging & Commercial
Our specialists provide bridging loans, commercial mortgages, and development finance solutions. With access to a wide range of lenders, we help businesses and property investors secure short-term financing and commercial property loans tailored to their specific investment strategies.
Insurance & Protection
We offer comprehensive insurance solutions including life insurance, critical illness cover, and property insurance. Our advisers help clients protect their financial assets through tailored protection plans while maintaining compliance with FCA regulations and industry standards.
People
Lee Trett
Co-Founder & Senior Manager
Lee Trett co-founded Echo Finance in 2012 and specializes in residential mortgages, protection, and equity release. Holding CeMAP and CeRER qualifications, he has provided mortgage advice since 2007, focusing on first-time buyers and homemovers while managing the company's strategic direction.
John Tarazi
Co-Founder & Director
John Tarazi co-founded Echo Finance in 2012 and has worked as a mortgage broker since 2009. Holding Cert CII (MP) and CeRER qualifications, he specializes in bad credit mortgages, buy-to-let financing, and homeowner loans while overseeing the company's brand portfolio and content strategy.
Questions
What services does Echo Finance offer?
We provide residential, commercial, and specialist mortgage advice, equity release solutions, insurance products, and financial protection services through a nationwide network of qualified advisers.
Are your mortgage advisers qualified?
All our advisers hold industry-standard qualifications including CeMAP, CeRER, and DipMap, and work with firms authorised by the Financial Conduct Authority.
Can you help with bad credit mortgages?
Yes, we specialise in helping clients with adverse credit histories secure mortgages through our network of specialist lenders and tailored financing solutions.
How quickly can you process a mortgage application?
We can secure an agreement in principle within minutes, with full applications typically taking up to 14 days from submission to approval with proper documentation.
Do you offer face-to-face consultations?
While we primarily operate via phone, email, and video calls, we aim to provide face-to-face appointments where requested and locationally feasible.
Are your services regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority, ensuring all our mortgage and financial advice meets strict industry standards.
Reviews (4)
Ian Phillips
Jan 06, 2022
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Positive:Professionalism
Jon Seals was very professional, knowledgeable and informative throughout the whole remortgage process - would certainly recommend the services of Echo Finance, in particular Jon Seals.
Jon Seals was very professional, knowledgeable and informative throughout the whole remortgage process - would certainly recommend the services of Echo Finance, in particular Jon Seals.
Jazz Chaudhri
Dec 27, 2021
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A great thanks to Joshua Hollings who was very helpful with my re-mortgage - i will highly recommend Echo Finance. At first i though i might not be able to get a re-mortgage due to my property being classed as having two kitchens now. But Josh explained that even though not all providers would lend on 2 kitchens this there are many providers that will and it wouldn't be too much of a problem getting a re-mortgage
John Deery
Dec 16, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Couldn't recommend Echo Finance highly enough. And a big thank you to Zoe Gleeson. Who took control of matters from day one. Giving me excellent advice throughout. And always going that extra mile when needed. Making the whole process stress free. I couldnt have asked for more. Thank you once again.
Couldn't recommend Echo Finance highly enough. And a big thank you to Zoe Gleeson. Who took control of matters from day one. Giving me excellent advice throughout. And always going that extra mile when needed. Making the whole process stress free. I couldnt have asked for more. Thank you once again.
David Jones
Dec 04, 2021
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Best 500 weve ever spent! As first-time buyers with unconventional employment (one part-time, one self-employed), we were concerned whether securing any kind of mortgage would even be possible. But Josh Hollings and the team at Echo Finance were so positive and reassuring, and thanks to all their hard work we have now received our offer. Highly recommended.
