The Mortgage
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The Mortgage
Love your house but need some extra room? Remortgaging could be the perfect solution for you. At Mortgage Co our experienced team can explore what options you have available, guide you through the process and take care of the paperwork for you. Wanting to consolidate your debts by remortgaging your home?

Save money and time by simplifying your finances. Put your feet up and let your local experts find you the best deal that suits your needs, you're in safe hands. Planning for your future and want to plan your outgoings over the next 2, 3 or 5 years? Your local remortgage experts can find you the latest fixed rate deals and take care of all the paperwork for you.
Services
About Us
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Welcome to the Mortgage Co, your local mortgage adviser for Leeds and surrounding villages including Horsforth, Guiseley and Otley. The Mortgage Co was established in 1995 and the team consists of four mortgage and protection advisers and two administrative support. The team offers an impressive combined experience of over eighty-five years within the financial services industry.
First Time Buyer
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At Mortgage Co we're here to help you every step of the way and would welcome the opportunity to meet with you right at the beginning. Buying your first home can be one of the most exciting times of your life but it does have its downsides and finding the right mortgage for your circumstances is essential as you take your first steps on the property ladder.
5% deposit – The Mortgage Guarantee Scheme
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At Mortgage Co we're here to help you every step of the way and would welcome the opportunity to meet with you right at the beginning. Steven helped us find the mortgage that was right for us. He was able to fit us in really quickly and explained the process to us. He was able to do a mortgage in principle for us at the last minute so we could wait until we had an offer accepted on a house before we got this to save us needing multiple ones.
Home Mover
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If you are interested in Home Mover mortgages, this guide will cover everything that you need to know. If you have any further queries or concerns, all you need to do is pick up the phone and we will be more than happy to assist you in any manner that we can. Moving to a new property can be exciting, but also very stressful.
Buy To Let
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Specialist buy-to-let mortgages are available to you whether you're a first-time landlord or have an existing property portfolio and are looking to expand. A rental property can be an excellent investment opportunity and one you don't want to miss out on, but if you don't understand how a buy-to-let agreement works rest assured you are not alone.
Reviews (10)
Kitty Horsman
Kitty Horsman
Dec 16, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I would highly recommend Steven Hargreaves, this was my first ever purchase and he was patient, knowledgeable and explained everythinge in great detail. Always quick to respond and easy to get hold of, and very fairly priced. I can't recommend him enough.
Oliver Franco Photography
Oliver Franco Photography
Dec 08, 2021
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Steve has been amazing from start to finish. I can’t recommend him enough his mortgage advisory service is five stars. Top guy top service.
Maria! Leeds
Matthew
Matthew
Dec 06, 2021
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Is there a better advisor in the UK? Put simply – NO! My girlfriend and I had the pleasure of completing our first home transaction earlier this week and could not recommend Steven any more highly. Having spoken to other mortgage advisors prior to engaging with Steven we were blown away with his service offering and general approach to helping people move into their home. Without his help, support and thorough guidance from start to finish we would not be where we are today. We will definitely use his services in the future and would recommend him highly to friends, family and all reading this
Y. Bhayat
Y. Bhayat
Nov 28, 2021
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I have come across with Steven by Google search and luckily I have found exactly who I was looking for. Steven has great attention to detail quick to reply all our queries worked with great passionate to find our remortgage deal. We will be using his services again in future Thank you so much Steven. 😊
Iustin-Christian Liciu
Iustin-Christian Liciu
Nov 07, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Steven has been amazing every step of the way, always contactable at any time and going above and beyond (even for things that weren’t his job). He’s friendly and very knowledgeable. He managed to save us from losing our house due to poor communication between solicitors, vendors and estate agents. Would recommend him to anyone.
Alison Kirby
Alison Kirby
Oct 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Seamless from start to finish. Fully understood our financial situation and the mission to improve outgoings. Steven achieved that, realigned our commitments and pursued the best deal possible for us. Would not hesitate to recommend and will continue to take his advice in the years to come 😃
Simon Shiel
Simon Shiel
Oct 21, 2021
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Steven has been sorting my mortgage out for years now, he was recommended to me and I’m so glad he was. I like that he is straight to the point, listens to what you need and delivers, no messing about. He calls when he says he will, always keeps you updated either via phone or email.
Anyone starting out or anyones mortgage coming to an end I would recommend contacting Steven, he does everything for you so you have no stress or anything to worry about.
Thanks again for helping and securing another fantastic rate.
Jaz Jheeta
Jaz Jheeta
Oct 07, 2021
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Where do I even start. Steven is not only a top quality mortgage advisor, he has been an excellent friend. It has been a journey to say the least, but with Stevens help and guidance I managed to secure my first house. I had two houses fall through with Steven and he was with me every step of the way. Although it was a long 14 months, Steven kept me motivated with his professional approach and his affirming reassurance. He has been truly phenomenal and would definitely recommend to everyone. Always putting the client first no matter what day it is. No matter what time of the day, I would call Steven
Emma Newton
Emma Newton
Oct 05, 2021
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We honestly can’t thank Steven enough.
Most know that it’s not easy to get a mortgage when your self employed. But Steven you made this look easy. Your knowledge is incredible, you have kept us informed, chased things when you didn’t have to and you’ve been there helping us every step of the way.
You made a very stressful time so much better with your sense of humour your a great character.
We’ve been with your know for a fair few years and will never go anywhere else.
Roseanne Hicks
Roseanne Hicks
Jul 04, 2021
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Steven helped us find the mortgage that was right for us. He was able to fit us in really quickly and explained the process to us. He was able to do a mortgage in principle for us at the last minute so we could wait until we had an offer accepted on a house before we got this to save us needing multiple ones. Steven was always available for a quick chat or email if we had any questions. When we got our survey done he took the time to go through this with us which I wasn't expecting but we found this really helpful. He recommended a solicitors for us too who have also been amazing. Steven is really