Business Details
18 Years
experience
Expert Mortgage Brokers in Manchester
Established in 2008, We Know Mortgages has built a reputation as a trusted independent mortgage advice company. With over 11 years of industry experience, we have successfully guided thousands of clients through the complexities of mortgage acquisition and property purchasing. Our team of fully qualified professionals operates from our Manchester city centre office, offering face-to-face consultations and nationwide support via telephone. As an appointed representative of The Right Mortgage Ltd, authorised and regulated by the Financial Conduct Authority, we maintain the highest standards of professional conduct. Our unique value proposition lies in our access to over 70 lenders and 1,000 mortgage products, including exclusive deals unavailable through high-street banks.We specialise in tailoring solutions for first-time buyers, remortgagers, buy-to-let investors, and those with complex financial circumstances. Our commitment to transparency ensures clients receive clear guidance without hidden fees or unnecessary credit searches. By maintaining direct relationships with estate agents and solicitors across Manchester and beyond, we streamline the property transaction process. Our proven track record demonstrates our ability to secure optimal mortgage solutions while providing exceptional customer service throughout the entire journey.
Services
Mortgage Advice
Remortgage Solutions
Buy to Let Mortgages
First Time Buyer Mortgages
Agreements in Principle
Help to Buy Scheme
Shared Ownership Mortgages
Offset Mortgages
Capped Rate Mortgages
Life Insurance
Details
- Year established: 2008
Highlights and features
- We have over 11 years of specialist mortgage industry experience
- We work with 70+ lenders and access 1,000+ exclusive mortgage deals
- We provide rapid Agreements in Principle within days, not weeks
- Our Manchester-based team offers face-to-face mortgage consultations
- We are authorised and regulated by the Financial Conduct Authority
Associations and certifications
- Financial Conduct Authority
What people say
Extremely knowledgeable
Fantastic customer service
Best possible mortgage
Hassle free
Highly recommend
Services
Mortgage Advice
Our expert mortgage advisers provide tailored guidance across all property transactions. With access to over 70 lenders and 1,000 products, we help clients navigate first-time purchases, remortgaging, buy-to-let investments, and complex financial scenarios. Our FCA-regulated service ensures transparent advice aligned with individual circumstances.
Agreements in Principle
We deliver rapid Agreements in Principle within days, giving clients a competitive edge in property negotiations. This essential pre-approval demonstrates buying credibility to estate agents while helping establish realistic budget parameters before property viewings commence.
Buy to Let Mortgages
Our specialist buy-to-let advisors help property investors access competitive landlord mortgages. We provide portfolio management strategies and exclusive deals tailored to both novice investors and experienced property developers seeking optimal returns.
First Time Buyer Mortgages
We simplify the home buying process for first-time purchasers through government schemes like Help to Buy. Our advisors explain deposit requirements, stamp duty implications, and mortgage incentives to make property ownership accessible and affordable.
Remortgage Advice
Our remortgage specialists identify cost-saving opportunities for existing homeowners. We analyse current deals, advise on exit fees, and negotiate better terms to help clients reduce monthly payments or release equity from their properties.
Questions
How quickly can you provide a mortgage Agreement in Principle?
We typically deliver Agreements in Principle within 1-3 working days, significantly faster than traditional banks.
Do you offer face-to-face mortgage advice in Manchester?
Yes, we provide in-person consultations at our Manchester city centre office while maintaining nationwide telephone support.
Can you help with complex mortgage applications?
Our specialists regularly handle complex cases including self-employment, adverse credit, and unique income structures.
What mortgage products do you have access to?
We work with over 70 lenders and can access 1,000+ mortgage products, including exclusive deals unavailable through high-street banks.
Are your mortgage advisors qualified?
All our advisors are fully qualified professionals with extensive industry experience and FCA-regulated status.
Do you charge fees for mortgage advice?
Our basic mortgage advice is free, though complex cases may incur a nominal fee discussed upfront.
Reviews (5)
Ryan Winson
Dec 04, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Nick Ward handled my case and he was absolutely brilliant. I was so worried before I first made contact with Nick that the whole process would be stressful but Nick was a star. He was on top of everything at all times and he made the entire purchase a breeze. Thank you Nick, I will be coming back to you from now on.
Nick Ward handled my case and he was absolutely brilliant. I was so worried before I first made contact with Nick that the whole process would be stressful but Nick was a star. He was on top of everything at all times and he made the entire purchase a breeze. Thank you Nick, I will be coming back to you from now on.
Rebecca Parnell
Jul 04, 2020
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This is my second time using We Know Mortgages. Ansar and Emma were really helpful and I wouldn't hesitate to recommend them or use them again.
Andy Scott
Jun 14, 2020
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Would highly recommend Ansar and his team to look after your mortgage needs! I went to them for a remortgage, they bent over backwards from start to finish to get me the best deal, and perfectly on time for the switch over. Emma who dealt with this was amazing, very professional, and a credit to their team! If you are looking for a company to arrange a mortgage for you, don't look any further than these guys, can only give 5 stars but would give 10!
S. T.
Dec 28, 2019
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We came across Ansar of We Know Mortgages last year when we were house-hunting and from the first meeting through subsequent phone calls and interactions he has gone above and beyond to provide advice, support and find us the best possible mortgage for our situation. I would highly recommend We Know Mortgages to anyone as we thought we understood mortgages but they found options and deals we wouldn't have known about otherwise. All of which was hassle free and professional from start to finish.
Dawn Billups
Dec 05, 2019
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I came across Ansar through a friend. He welcomed me into the office, and talked me through all my options after I provided a few details. I decided which mortgage to go with and he talked me though all the next steps and stayed in contact throughout the process.
Thoroughly professional and very friendly. Highly recommended!
Thoroughly professional and very friendly. Highly recommended!
