Business Details
18 Years
experience
Your Trusted Mortgage Brokers in Bramhall, Stockport
Liz Kay Mortgages has been providing independent mortgage advisory services for over a decade, built upon Liz Kay's 34 years of industry experience. Our approach combines deep local market knowledge with access to the entire mortgage market, including major high street lenders and specialist providers. We offer personalized, unbiased advice tailored to individual client needs, supported by state-of-the-art technology and daily updated mortgage sourcing systems. Our team holds recognized qualifications including Financial Planning Certificates and the Mortgage Adviser Qualification, ensuring expert guidance through complex mortgage decisions.We specialize in first-time purchases, remortgaging, buy-to-let portfolios, and debt consolidation solutions while maintaining FCA regulation compliance. Our service extends nationwide with flexible appointment options, reflecting our commitment to client convenience and community engagement. With a proven track record of successful completions and repeat business, we prioritize transparent communication and long-term client relationships.
Services
Mortgage Advice
Remortgage Services
Life Insurance
Income Protection
Critical Illness Cover
Details
- Year established: 2008
Highlights and features
- 34 years of mortgage advisory experience with local market expertise
- Access to the entire mortgage market including 100s of lenders
- FCA regulated for your protection and compliance assurance
- Daily updated mortgage sourcing system for latest market deals
- Flexible appointment times with personalized one-to-one service
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Made process easy
Highly recommend
Professional knowledge
Stress-free experience
Services
Mortgage Advice
We provide comprehensive mortgage advisory services covering fixed rate, tracker, and variable rate mortgages. Our FCA-regulated advisers help clients navigate the entire mortgage market to find suitable products matching their financial circumstances. With access to 100s of lenders and daily updated product listings, we offer impartial advice on purchasing, remortgaging, and buy-to-let investments while explaining complex mortgage terminology in plain language.
Remortgage Services
Our remortgage specialists help homeowners secure better mortgage deals to save money or release equity. We assess current mortgage arrangements, compare new market offers, and manage the entire remortgaging process. This includes advice on fixed-term deals, tracker mortgages, and lifetime tracker options while considering exit fees and potential savings to ensure optimal financial outcomes for clients.
Life Insurance
We offer term and whole-of-life insurance policies designed to protect mortgage obligations. Our advisers help clients choose appropriate coverage amounts and terms to ensure mortgage repayment in case of death during the policy period. Policies can be structured as single or joint plans, providing financial security for dependents while maintaining flexibility to match changing life circumstances.
Income Protection
Our income protection insurance provides financial security through regular payments if clients cannot work due to illness or injury. Policies cover essential living expenses including mortgage payments, with options for short-term or long-term coverage. We help clients select appropriate deferment periods and benefit amounts to match their specific financial needs and employment situations.
Critical Illness Cover
We provide critical illness cover that pays a lump sum upon diagnosis of specified serious conditions. Policies cover major illnesses like cancer, heart attacks, and strokes, helping clients manage mortgage payments and living expenses during recovery. Our advisers explain policy terms, exclusions, and payout conditions to ensure appropriate coverage matching individual health profiles and family circumstances.
Questions
What types of mortgages do you offer?
We offer fixed rate, tracker, capped rate, and discounted rate mortgages from over 100 lenders, including major high street banks and specialist providers.
Are your services regulated?
Yes, Liz Kay Mortgages Limited is authorised and regulated by the Financial Conduct Authority (FCA number 481450) for mortgage and insurance advice.
Do you offer online mortgage applications?
While we use digital tools for mortgage comparisons, our service focuses on personalized one-to-one advice through face-to-face meetings or phone consultations.
Can you help with first-time buyer mortgages?
Yes, we specialise in first-time buyer mortgages and have helped numerous clients secure their first home with appropriate mortgage products and competitive rates.
What insurance products do you offer?
We offer life insurance, income protection, and critical illness cover to protect mortgage obligations and provide financial security for our clients.
How are your mortgage advisers qualified?
Our advisers hold Financial Planning Certificates 1, 2, 3 and the Mortgage Adviser Qualification recognised by the Chartered Insurance Institute and FCA.
