Business Details
14 Years
experience
Your Trusted No-Fee Mortgage Broker in Manchester
Established over 13 years ago, Search Mortgage Solutions has built a reputation as a leading mortgage broker in Manchester and the North West. We specialise in providing fee-free, expert mortgage advice tailored to individual circumstances, leveraging our extensive relationships with lenders across the market. Our team prioritises transparency and client satisfaction, offering 7-day-a-week availability and a commitment to securing the most suitable mortgage deals. With a focus on first-time buyers, remortgaging, buy-to-let, and specialist mortgages, we combine market knowledge with personalised service. Our clients consistently praise our professionalism, responsiveness, and ability to navigate complex financial scenarios.As an FCA-regulated firm, we adhere to strict standards of conduct and accountability. Our fee-free model ensures clients save hundreds of pounds while accessing comprehensive mortgage solutions. Through partnerships with lenders not available on the high street, we deliver competitive rates and tailored advice. Our track record includes assisting clients through fluctuating interest rate environments and challenging market conditions. We remain dedicated to simplifying the mortgage process while maintaining the highest standards of client care and regulatory compliance.
Services
First Time Buyer Mortgages
Remortgaging
Buy to Let Mortgages
Debt Consolidation
Bad Credit Mortgages
Self Employed Mortgages
Mortgage Protection
Over 50s Mortgages
Details
- Year established: 2012
Highlights and features
- We offer 100% fee-free mortgage advice with no hidden charges
- Our team has over 13 years of experience in the mortgage industry
- We provide access to whole-of-market mortgage deals including exclusive lenders
- Our services are available 7 days a week from 8am to 10pm
- We specialise in complex cases including bad credit and self-employed mortgages
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Highly recommend
Professional and helpful
Smooth process
Best mortgage broker
Services
First Time Buyer Mortgages
We specialise in helping first-time buyers navigate the mortgage process with expert guidance and competitive rates. Our team assists with deposit requirements, affordability assessments, and lender selection tailored to individual circumstances. With access to exclusive deals not available on the high street, we ensure first-time buyers secure the most suitable mortgage while maintaining transparency throughout the process.
Remortgaging
Our remortgaging service helps homeowners secure better rates and terms when their current deal expires. We analyse market conditions and individual financial situations to identify optimal refinancing opportunities. By leveraging our relationships with multiple lenders, we help clients reduce monthly payments, release equity, or consolidate debt while ensuring compliance with regulatory requirements and long-term financial goals.
Buy to Let Mortgages
We provide tailored buy-to-let mortgage solutions for property investors seeking competitive rates and flexible terms. Our service includes guidance on tax implications, portfolio management, and lender-specific criteria. With access to specialist lenders, we help clients secure financing for single properties or large-scale investments while ensuring compliance with regulatory standards and market best practices.
Bad Credit Mortgages
Our team specialises in helping clients with credit challenges secure mortgage approval through specialist lenders. We assess individual circumstances to identify lenders with flexible underwriting criteria while providing guidance on improving creditworthiness. Our approach balances realistic expectations with proactive solutions, ensuring clients understand their options while maintaining transparency about potential risks and requirements.
Mortgage Protection
We offer comprehensive mortgage protection plans to safeguard against unforeseen circumstances affecting repayment ability. Our insurance solutions include life cover, critical illness protection, and income protection tailored to mortgage requirements. We provide impartial advice to help clients select appropriate coverage levels while explaining policy terms, exclusions, and claims processes to ensure informed decision-making.
People
David Sharples
Mortgage Broker
With over 13 years of experience, David has established a reputation for securing competitive mortgage deals while maintaining exceptional client service. His expertise spans complex cases, including self-employed and adverse credit mortgages.
Questions
Do you charge any fees for mortgage advice?
No, we operate a 100% fee-free policy for all mortgage advice and application services.
What mortgage types do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let, bad credit mortgages, and specialist deals for self-employed individuals.
How do you get paid if your service is free?
We receive a commission from the lender once your mortgage completes, at no additional cost to you.
Can you help with complex mortgage cases?
Yes, our team specialises in complex scenarios including adverse credit, self-employment, and unique income structures.
What areas do you cover?
While based in Manchester, we provide mortgage services to clients across the UK.
How quickly can I get a mortgage decision?
We can often obtain a mortgage in principle within minutes and complete full applications within 2-4 weeks depending on complexity.
