Business Details
24 Years
experience
Trusted Financial Advisers in Ashton in Makerfield
Established in 2002, Ashton Mortgage & Financial Solutions has built a reputation for delivering independent financial advice tailored to individual client needs. With a team comprising one financial adviser, three mortgage advisers, and two clerical staff, we serve both local and wider communities across Ashton in Makerfield. Our expertise spans mortgage solutions, lifetime mortgages, asset management, and protection services, underpinned by over 25 years of combined industry experience. We prioritise client-centric approaches, offering impartial advice through a comprehensive market search to secure the most suitable deals.Our commitment to transparency is demonstrated through adherence to the SHIP code of practice for lifetime mortgages, ensuring clients retain full property rights and benefit from no-negative equity guarantees. We specialise in simplifying complex financial products, providing clear explanations of terms and implications while maintaining regulatory compliance under the Financial Conduct Authority. Our services extend to retirement planning, estate management, and critical illness protection, designed to help clients achieve long-term financial security.
Services
Financial Advice
Mortgage Advice
Lifetime Mortgages
Asset Management
Retirement Planning
Protection Services
Details
- Year established: 2002
Highlights and features
- We have 3 mortgage advisers with over 30 years of combined experience.
- We offer free initial consultations with no obligation.
- We provide impartial advice through whole-of-market searches.
- We follow the SHIP code of practice for lifetime mortgages.
- We tailor financial solutions to individual client circumstances.
Associations and certifications
- Financial Conduct Authority
- SHIP (Safe Home Income Plans)
What people say
Very professional
Helpful
Happy to help anytime
Secure financial future
Services
Financial Advice
We provide comprehensive financial advice covering investment strategies, estate planning, and tax-efficient savings solutions. Our advisers create bespoke plans tailored to individual life stages and goals. Clients benefit from transparent pricing and access to a wide range of market products.
Mortgage Advice
Our mortgage specialists offer impartial advice on residential and remortgage products. We access exclusive deals and explain complex terms to help clients make informed decisions. Services include affordability assessments and application process support.
Lifetime Mortgages
We advise on SHIP-compliant lifetime mortgages allowing homeowners to release equity while retaining property rights. Our advisers explain repayment options and guarantee no-negative equity protection. Clients receive clear explanations of long-term implications.
Asset Management
Our asset management services cover pension planning, school fee savings, and retirement income strategies. We offer tax-efficient solutions like ISAs and tailored investment portfolios. Regular reviews ensure ongoing alignment with client objectives.
Protection Services
We provide protection advice covering life assurance, critical illness cover, and income protection policies. Our independent status allows whole-of-market comparisons to find cost-effective solutions. We review existing policies to ensure continued suitability.
Questions
What financial services do you offer?
We provide mortgage advice, lifetime mortgages, asset management, retirement planning, and protection services tailored to individual needs.
Are your advisers qualified?
Yes, our team includes one financial adviser and three mortgage advisers with over 30 years of combined experience.
Do you offer free initial consultations?
Yes, we provide free, no-obligation initial consultations to discuss your financial requirements.
What is SHIP compliance?
SHIP ensures lifetime mortgage clients retain property rights and benefit from no-negative equity guarantees under strict consumer protection standards.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority for your protection.
Reviews (5)
Cath Roby
May 25, 2021
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If I could give this a zero stars I would. Basically booked an appointment with Cheryl at least a year ago. Told us we were gonna be accepted for a mortgage and she'd get back to us with a lender the following Tuesday. That was a complete lie. Everytime I got in touch she was either still working out the figures or off sick or on holiday. Over a year later she still hasn't been in touch. Basically fobbed us off. Went to Ashtons and they told us everything we needed to know in a single phone call. If I'd have paid fees I'd be taking them to court right now. Highly unreccommend. These people just
Allan W.
Jul 15, 2020
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Positive:Professionalism
We have been using AMF solutions since since their set up and we have always found them to be very helpful and friendly have recommended them to friends and family who have also used their services great team to deal with
Allan w
We have been using AMF solutions since since their set up and we have always found them to be very helpful and friendly have recommended them to friends and family who have also used their services great team to deal with
Allan w
Craig
Jul 16, 2019
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We have used Ashton Mortgage &Financial Solutions on a number of occasions and we will always go back. Very professional and helpful, they make you feel relaxed and are happy help via phone or email anytime.
Paul Hooton
May 27, 2019
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Really a waste of time that dealing with them, mainly John cheevers he doesn't know what he is doing and whois his client, very confused.Wont recommend any one .
Simon Gillam
Oct 07, 2016
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Worked with Billy on getting the right mortgage for my first property, he was absolutely fantastic, efficient in every aspect, and an all round good guy, won't hesitate to use again.
