Business Details
Trusted Mortgage Brokers in Warrington
At Maine Financial, we prioritise individual client needs by recommending affordable, competitive mortgage and protection solutions tailored to meet specific requirements. With a comprehensive panel of lenders, we specialise in first-time buyer mortgages, property purchases, remortgaging, and buy-to-let investments, ensuring transparent fee structures and regulatory compliance. Our team provides ongoing support throughout the mortgage process, offering additional services such as mortgage payment protection, life assurance, critical illness cover, and income protection.Regulated by the Financial Conduct Authority, we maintain client loyalty through regular communication and a commitment to ethical, transparent practices. Our broker fees range from 0% to 1% of the loan amount, reflecting the research and administrative effort required. We also facilitate access to third-party specialists for conveyancing, debt management, and will-writing services, ensuring holistic financial support for our clients.
Services
Home Mortgages
Mortgage Protection
Life Assurance
Critical Illness Cover
Income Protection
Business Assurance
Commercial Mortgages
Secured Loans
Conveyancing
Debt Solutions
Highlights and features
- We offer personalised mortgage solutions tailored to individual financial circumstances.
- We provide access to a comprehensive panel of mortgage lenders and protection products.
- Our transparent fee structure ensures no hidden costs for clients.
- We are regulated by the Financial Conduct Authority for your protection.
- We offer ongoing support throughout the mortgage process and beyond.
Associations and certifications
- Financial Conduct Authority
Services
Home Mortgages
We offer tailored home mortgage solutions for first-time buyers, property purchases, remortgages, and buy-to-let investments. Our comprehensive panel of lenders ensures competitive rates suited to individual financial circumstances. Our expert advisors guide clients through every step of the mortgage process.
Mortgage Protection
Our mortgage payment protection insurance covers monthly payments during unemployment, illness, or disability. This optional cover provides financial security for homeowners facing unexpected income loss. We explain policy terms clearly to help clients make informed decisions.
Life Assurance
We provide level term, decreasing term, and whole life insurance policies to protect families financially in case of unexpected death. Policies ensure mortgage payments and living expenses remain covered for dependants during difficult times.
Critical Illness Cover
This cover pays a lump sum or regular income if diagnosed with specified critical illnesses. We help clients understand policy terms and select appropriate coverage levels to safeguard their financial future against unexpected health challenges.
Income Protection
Our income protection policies replace up to 60% of earnings during prolonged illness or disability. We assist clients in selecting deferred periods matching their financial resilience, ensuring ongoing income security for long-term absences from work.
Questions
What mortgage services do you offer?
We provide home mortgages for first-time buyers, purchases, remortgages, and buy-to-let properties.
Are you regulated by any financial authority?
Yes, we are regulated by the Financial Conduct Authority through our association with PRIMIS Mortgage Network.
What protection products are available?
We offer mortgage payment protection, life assurance, critical illness cover, income protection, and business assurance.
How are your broker fees structured?
Our fees range from 0% to 1% of the loan amount, depending on the complexity of the mortgage arrangement.
Can you assist with debt management solutions?
Yes, we refer clients to specialist providers for debt management plans and Individual Voluntary Arrangements (IVAs).
