Business Details
Trusted Mortgage Brokers in Urmston, Manchester
RLV Mortgages is a family-run business based in Urmston, Manchester, with over 23 years of experience in the mortgage industry. We specialise in providing tailored mortgage advice, protection insurance, and home insurance services to clients nationwide. Our approach combines personalised service with access to exclusive mortgage deals unavailable through comparison sites. We operate with transparency, charging no fee unless we successfully complete a mortgage application.Our team prioritises client needs, offering free initial consultations and bespoke financial solutions aligned with individual circumstances. We are authorised and regulated by the Financial Conduct Authority, ensuring compliance with rigorous industry standards.
Services
Mortgage Advice
Life Assurance
Income Protection
Critical Illness Cover
Building & Contents Insurance
Landlord Insurance
Highlights and features
- We have 23 years of experience in mortgage advisory services
- Free initial mortgage consultations with no obligation
- Personalised insurance solutions tailored to individual needs
- Exclusive mortgage deals unavailable through comparison sites
- No fee charged if mortgage application fails to complete
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide expert mortgage advisory services tailored to individual circumstances, including first-time buyer mortgages, remortgaging, and buy-to-let financing. Our FCA-authorised advisors access exclusive deals unavailable through comparison sites. With 23 years of industry experience, we ensure applications meet lender criteria to prevent disappointments.
Life Assurance
Our life assurance policies provide financial protection for dependants in the event of death. Policies offer lump sum or monthly payouts, with options to align with personal circumstances and budgetary requirements. We ensure clear explanations of policy terms, conditions, and exclusions.
Income Protection
We arrange income protection insurance to safeguard against loss of earnings due to illness, accident, or unemployment. Policies provide regular payments after a deferred period, with costs based on individual factors like age and occupation. We explain policy limitations and alternatives.
Critical Illness Cover
Our critical illness cover provides lump sum payments upon diagnosis of specified conditions. Policies complement mortgage protection strategies, offering financial security during health crises. We explain covered illnesses and policy exclusions during consultations.
Building & Contents Insurance
We arrange tailored buildings and contents insurance for homeowners and landlords. Policies meet lender requirements while addressing property-specific risks. Our service includes landlord insurance covering damage, theft, unpaid rent, and legal disputes associated with rental properties.
Questions
What mortgage services does RLV Mortgages offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let financing, and access to exclusive deals. Our FCA-regulated advisors ensure applications meet lender criteria.
What protection insurance options are available?
We offer life assurance, income protection, critical illness cover, and mortgage payment protection insurance tailored to individual circumstances and budgets.
How much do mortgage arrangement services cost?
Our standard fee is £350, increasing to £499 for complex cases involving adverse credit, shared ownership, or right-to-buy schemes.
Are insurance policies regulated?
While we are FCA-authorised for mortgage advice, some insurance policies like buy-to-let mortgages may not be regulated by the FCA.
What areas do you serve?
We operate nationally via telephone appointments and serve local clients in Urmston, Manchester through office visits and home consultations.
