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Your Premier Mortgage Partner in Westlake Village
Pennymac has dedicated itself to revolutionising the mortgage industry through innovative solutions and customer-centric services. Since our inception, we have focused on providing accessible, reliable, and tailored financing options for homebuyers and refinancers. Our team of seasoned professionals delivers expert guidance through every step of the loan process, leveraging cutting-edge technology to streamline transactions. With a mission to build long-term relationships and empower homeownership, we prioritize accountability, reliability, and ethical practices in all our operations. Our commitment to excellence is reflected in our status as the #1 VA Loan Servicer and a top U.S. mortgage lender, serving over 5 million homeowners nationwide.

Through continuous process improvements and a focus on customer education, we ensure a transparent, stress-free experience for every client. Recognized for our industry leadership and corporate sustainability initiatives, we remain dedicated to supporting communities and advancing financial inclusion through homeownership. Our strategic partnerships with banks, credit unions, and independent mortgage bankers have solidified our position as a trusted mortgage leader, with $700 billion in serviced loans and a track record of timely closings. By integrating digital tools with personalized support, we empower clients to make informed decisions and achieve their housing goals efficiently.
Services
Home Purchase Loans Home Refinance Loans Home Equity Loans Cash-out Refinancing Adjustable Rate Mortgages Jumbo Home Loans FHA Home Loans VA Home Loans USDA Streamlined-Assist Refinance Investment Property Loans
Highlights and features
  • We offer guaranteed on-time closing with a $2,500 credit for delays.
  • Our digital platform simplifies mortgage applications and document management.
  • 24/7 automated payment system with multiple transaction options.
  • Recognized as #1 VA Loan Servicer in the U.S. by dollar volume.
  • Customized loan solutions including rate buydowns and closing cost credits.
Associations and certifications
  • BBB
  • Scotsman Guide
  • NerdWallet
  • Forbes Advisor
What people say
Expert loan guidance Competitive rates Timely closings Digital convenience Educational support
Services
Home Purchase Loans
Our home purchase loans enable buyers to secure financing for residential properties. With competitive rates across conventional, FHA, VA, and jumbo options, we cater to diverse financial profiles. Our streamlined digital application process and dedicated loan officers ensure timely approvals and personalized guidance through every step of the purchasing journey.
Home Refinance Loans
We offer comprehensive refinancing solutions to help homeowners reduce payments, access equity, or adjust loan terms. Special programs include cash-out refinancing and streamlined VA/FHA options. Rate locks and on-time closing guarantees ensure predictable timelines for mortgage optimization.
Home Equity Loans
Our home equity products provide fixed-rate financing using property equity as collateral. Ideal for home improvements, debt consolidation, or major expenses, these loans feature predictable repayment schedules and competitive rates with flexible term options.
Adjustable Rate Mortgages
Adjustable rate mortgages offer initial fixed-rate periods followed by market-indexed adjustments. Designed for borrowers expecting income growth or shorter ownership timelines, these loans feature transparent terms and customized amortization plans to suit specific financial scenarios.
Questions
What mortgage services does Pennymac offer?
We provide purchase loans, refinancing, home equity loans, and adjustable-rate mortgages, including specialized VA, FHA, and jumbo loan programs.
Can I apply for a mortgage online?
Yes, our 24/7 digital platform allows online applications with personalized support from licensed loan officers throughout the process.
Do you offer closing cost assistance?
Eligible customers receive $1,000 closing credits for pre-approved purchase loans and rate buydown options to reduce initial payments.
What are the on-time closing guarantees?
We guarantee $2,500 credits for funded purchase loans that close beyond scheduled dates under qualifying conditions.
How can I make mortgage payments?
Payment options include online transfers, mobile apps, automated phone systems, checks by mail, or in-person visits at partner locations.
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