Alder Rose Mortgage Services

Business Details

Trusted Mortgage Brokers in Frodsham | Alder Rose

Alder Rose Mortgage Services is a trusted mortgage brokerage dedicated to placing clients at the heart of everything we do. We offer independent, whole-of-market mortgage advice, ensuring unbiased recommendations tailored to individual needs. Our mission is to simplify the mortgage process, providing effortless, personalised service through face-to-face, telephone, or online appointments. With a client-centric approach, we prioritise financial well-being, offering free initial advice, mortgage calculators, and second opinions. Our team of expert brokers combines market knowledge with access to leading lenders, ensuring clients receive the best deals.

We specialise in residential mortgages, buy-to-let, remortgaging, and commercial finance, supporting clients from application to completion. Our commitment to transparency, flexibility, and exceptional service has earned us a strong reputation in Cheshire and across the UK. We treat every client as a person, not just an application number, ensuring a stress-free journey to homeownership or investment success.

Services

Residential Mortgages Buy to Let Mortgages Remortgaging Commercial Finance Conveyancing First Time Buyer Mortgages Ltd Company Buy to Let Secured Loans Insurance Services Mortgage Calculators

Highlights and features

Client-centric approach prioritising financial well-being and tailored solutions
Independent and whole-of-market mortgage advice with access to all lenders
Free initial advice and mortgage calculators for informed decision-making
Expert brokers with 20+ years of industry experience and lender networks
Flexible appointment options including face-to-face, phone, and online

Associations and certifications

Financial Conduct Authority

What people say

Fantastic service Highly recommend Ben Went above and beyond Professional and reliable Saved us thousands

Website

Update Listing

Services

Residential Mortgages

We provide tailored residential mortgage solutions for first-time buyers, home movers, and remortgagers. Our brokers compare the entire market to secure competitive rates, offering expert guidance on affordability, deposits, and government schemes. With flexible term options and stress-tested affordability checks, we ensure sustainable homeownership solutions for UK clients.

Buy to Let Mortgages

Specialist buy-to-let mortgages for landlords seeking portfolio growth. We offer access to exclusive lender rates, portfolio stress-testing, and tax-efficient Ltd company mortgage options. Our advisors help investors maximise rental yields through strategic property financing and equity release solutions tailored to long-term capital growth.

Remortgaging

Expert remortgaging services to help clients reduce monthly payments, release equity, or adjust mortgage terms. We analyse current deals, exit penalties, and market rates to identify optimal savings opportunities. Our process includes affordability assessments, lender comparisons, and seamless application support to maximise financial benefits.

Commercial Finance

Tailored commercial finance solutions for property developers, business owners, and investors. We facilitate bridging loans, development finance, and business mortgages with flexible terms. Our advisors specialise in complex cases, offering structured financing options for commercial property acquisitions and expansions across the UK.

Conveyancing

Partnered conveyancing services for property transactions with guaranteed fixed fees. We provide 'No Completion, No Fee' assurance, second search guarantees, and dedicated case handlers. Our network ensures efficient legal processing for purchases, sales, and remortgages, with transparent itemised quotations and progress updates throughout the transaction.

People

Claire Clegg

Senior Mortgage Advisor

With over 20 years of financial industry experience, Claire specialises in mortgage advisory services. She provides expert guidance on residential and buy-to-let mortgages, leveraging extensive market knowledge to deliver tailored solutions for clients' property goals.

Questions

What mortgage options are available for first-time buyers?

We offer tailored first-time buyer mortgages with competitive rates, including government schemes like Help to Buy. Our advisors explain deposit requirements, affordability checks, and available incentives to help new buyers enter the market.

How can remortgaging save me money?

Remortgaging can reduce monthly payments through better interest rates, consolidate debt, or release equity. We analyse your current deal, credit position, and market options to identify savings opportunities when your fixed term ends.

Do you offer buy-to-let mortgages for property investors?

Yes, we specialise in buy-to-let mortgages for both new and experienced landlords. Our services include portfolio stress-testing, Ltd company mortgage options, and access to exclusive lender rates tailored to investment goals.

What conveyancing services do you provide?

We partner with top conveyancing firms offering fixed fees, 'No Completion, No Fee' guarantees, and dedicated case handlers. Services cover property purchases, sales, and remortgages with transparent pricing and progress updates.

How much can I borrow for a mortgage?

Borrowing capacity depends on income, outgoings, and lender criteria. We use mortgage calculators and affordability assessments to determine realistic borrowing limits, considering stress-tested interest rate scenarios for long-term sustainability.

Are your mortgage advisors regulated?

Yes, Alder Rose is authorised and regulated by the Financial Conduct Authority (FCA 923776). We adhere to strict regulatory standards, ensuring transparent advice and compliance with UK mortgage lending requirements.

Reviews (7)

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Jane Jones

Dec 12, 2021 Report

I couldnt recommend Emma and her team highly enough. We have considered several complex property purchases and each time they cam up with great options. Very satisfied with commas and the product we finally ended up with.

Andrew Ohanlon

Dec 07, 2021 Report

Great job Angela Jones! You've always been very efficient and kept me up to speed on the progress of the mortgage. Also great at chasing through the sale with pushing solicitors and estate agents to get the relevant information :)

Sean Fagan

Dec 01, 2021 Report

Best money I have ever spent. Ben went above and beyond what I was expecting I can not praise him enough for the amount of time and energy he spent sorting out my mortgage. We had issues with our chain and he worked for four days straight to secure us two mortgages so we wouldn't miss out on our dream house. Couldn't recommend both Alder Rose and Ben enough.

Nicola Bowman

Nov 18, 2021 Report

Positive:Responsiveness
Great company to deal with and they are always there to respond and deal with any enquiries quickly. Dealt with Ben who was very good and friendly and helped to move along our application or find alternative routes where needed. I would definitely recommend this company.

Joe Stiddard-Jenkins

Nov 18, 2021 Report

Ben and the team at Alder Rose were fantastic during my purchase. Ben provided excellent advice and i felt reassured that things were progressing well on what was quite a complex case involving an Auction purchase and other properties. i will be using them again and wouldn't hesitate in recommending Ben to friends. Great service 10/10
Joe

Matthew Smith

Nov 16, 2021 Report

Would like to thank Ben and his team for his unbelievable service and hard work in securing our mortgage. He has gone over and above and kept us up to date every step of the way and has always been prompt in responding to our never ending enquiries and questions. Highly recommend this company on the basis of the service we have received from Ben and his team, thank you.

Natalie Kuruppuarachchi

Nov 14, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
Fabulous service from the team at Alder Rose! We were supported throughout the process and I am honestly so grateful for all their hard work. A special thanks to Ben Shulkind for helping us with our mortgage; thank you for going above and beyond to help us get it all sorted so quickly. Couldnt recommend Alder Rose enough!