Business Details
Trusted Mortgage Brokers in Liverpool
At Mortgage Xperts, we specialise in providing independent mortgage advisory services tailored to meet the unique needs of our clients. With decades of combined experience, our team has successfully guided hundreds of individuals through the complexities of securing mortgages, including those in special circumstances. As an independent broker, we offer access to a comprehensive range of mortgage and bridging loan products, ensuring our clients receive solutions that align with their financial goals and lifestyles.Our commitment to transparency, expertise, and timely service has established us as trusted advisors in the property finance sector. We pride ourselves on demystifying the mortgage process, offering real-time updates, and delivering personalised advice that prioritises affordability and long-term satisfaction.
Services
Residential Mortgages
Commercial Mortgages
First-Time Buyer Mortgages
Remortgages
Buy-to-Let Mortgages
Secured Loans
Bridging Loans
Independent Mortgage Advice
Highlights and features
- We offer independent access to a broad range of mortgage products across the market.
- Our team provides real-time updates and expedited mortgage process timelines.
- We specialise in tailored advice for first-time buyers and complex circumstances.
- Our independent status ensures recommendations are based solely on client needs.
- Decades of combined experience in securing mortgages and bridging loans.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Professional and knowledgeable
Superb advice
Breath of fresh air
Efficient manner
Highly recommend
Services
Residential Mortgages
We provide tailored residential mortgage solutions for homebuyers and movers. Our expertise covers fixed-rate, tracker, and variable-rate mortgages, ensuring clients find affordable options aligned with their financial circumstances. With access to a wide market, we streamline the application process and offer guidance on eligibility, documentation, and repayment strategies. Our focus is on securing competitive rates while prioritising long-term affordability for homeowners.
Buy-to-Let Mortgages
Our buy-to-let mortgage services cater to landlords seeking to expand their property portfolios. We offer advice on rental income assessments, deposit requirements, and lender-specific criteria. With access to specialist products, we help clients secure financing for both single properties and large-scale developments. Our support includes tax implications, portfolio structuring, and strategies to maximise rental returns while managing risks.
Secured Loans
We facilitate secured loans for clients requiring capital without disturbing existing mortgages. These loans, available from 10,000 to 2.5 million, offer fixed rates from 4.95% and LTVs up to 95%. Ideal for debt consolidation, home improvements, or business funding, our solutions include flexible terms and no early repayment charges. We assess eligibility based on property equity and income, ensuring transparent, cost-effective borrowing.
Remortgages
Our remortgaging service helps clients secure better rates or release equity without moving homes. We analyse current deals, early repayment charges, and market options to identify savings or funding opportunities. By comparing lenders and negotiating terms, we simplify the transition to new mortgages, ensuring minimal disruption and optimal financial outcomes for homeowners.
Commercial Mortgages
We specialise in commercial mortgages for businesses seeking premises financing. Our services cover development projects, retail spaces, and industrial units, with support for both established firms and startups. We connect clients with lenders offering competitive rates, flexible terms, and tailored repayment structures. Our advice includes affordability assessments, documentation preparation, and strategies to enhance approval chances for commercial property investments.
Questions
What types of mortgages do you offer?
We offer residential, buy-to-let, commercial, remortgage, and secured loan solutions tailored to individual needs.
Are you an independent mortgage advisor?
Yes, we are fully independent and regulated by the FCA, providing unbiased advice across the entire market.
How much can I borrow for a mortgage?
Borrowing amounts depend on your financial situation, including income, credit history, and property value.
Do you offer secured loans?
Yes, we arrange secured loans from £10,000 to £2.5 million with rates starting at 4.95% APR.
What areas do you serve?
We operate nationwide, with a focus on Liverpool and the UK property market.
How long does the mortgage process take?
Timelines vary, but we prioritise speed, with many clients receiving offers within weeks of application.
Reviews (5)
Lisa L.
Jan 19, 2021
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Positive:Professionalism,Quality,Responsiveness
We used this company for our mortgages. Brian and Andy were not only professional but very knowledgeable and gave superb advice. We will be using again in the very near future to ensure we are getting the right and trusted advice. We have continually recommended them to friends and family without hesitation.
We used this company for our mortgages. Brian and Andy were not only professional but very knowledgeable and gave superb advice. We will be using again in the very near future to ensure we are getting the right and trusted advice. We have continually recommended them to friends and family without hesitation.
Jack Brewer
Oct 25, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
I was recommended to Rachel by a friend and what a breath of fresh air she was. She helped me secure a brilliant deal on my mortgage, kept me updated along the process and dealt with any questions I had in a professional, efficient manner. I would highly recommend.
I was recommended to Rachel by a friend and what a breath of fresh air she was. She helped me secure a brilliant deal on my mortgage, kept me updated along the process and dealt with any questions I had in a professional, efficient manner. I would highly recommend.
Mathew Allman
Oct 24, 2020
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Rachel helped me and my partner secure a mortgage for our first home when we thought we would have no chance at getting on the property ladder for a few years. She was extremely helpful, always going out of her way to answer our questions, whilst constantly being professional. Would highly recommend
Sharon Edge
Oct 21, 2020
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Was recommended to contact rachel with regards to our remortgage. We thought it would be complicated and impossible as were both self employed. However I can not thank Rachel enough as she managed to get us a great deal, always on the end of the phone if we needed her, nothing was to much. Thanks again will be definitely recommending your service.
Ian Millen
Oct 01, 2020
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We where recommend these guys.
Rates and fees are very high. Very unprofessional. Made huge errors
In submitting my application. Left a junior clerk Rachel to deal with my app
Which was declined because of her incompetence. Stay mikes away from these guys.
Rates and fees are very high. Very unprofessional. Made huge errors
In submitting my application. Left a junior clerk Rachel to deal with my app
Which was declined because of her incompetence. Stay mikes away from these guys.
