Business Details
Your Trusted Mortgage Broker in Chorley
We are a team of mortgage specialists dedicated to simplifying the mortgage process for clients with diverse circumstances. With over 100 years of combined experience, we provide tailored solutions for first-time buyers, self-employed individuals, and those with credit challenges. Our approach combines cutting-edge technology with a personal touch, enabling us to compare thousands of products from high street and specialist lenders.Recognised through multiple industry awards, we prioritise transparency, offering clear discussions about costs, risks, and suitability. Our advisers support clients throughout the entire process, from initial consultation to completion, ensuring a stress-free experience.
Services
Specialist Mortgages
Commercial Mortgages
Remortgages
Bad Credit Mortgages
First Time Buyer Mortgages
Self-Employment Mortgages
Equity Release
Bridging Finance
Property Development Loans
Buy-to-Let Mortgages
Highlights and features
- We offer over 100 years of combined specialist mortgage experience
- Our team works with 200+ lenders including high street and specialist providers
- Transparent discussions about costs, risks, and suitability
- Award-winning service recognised by the British Bank Awards
- Personalised support throughout the entire mortgage process
What people say
Expert guidance
Stress-free process
Award-winning service
Tailored solutions
Transparent advice
Services
Specialist Mortgages
We provide tailored mortgage solutions for clients with non-standard circumstances. Our specialists work with lenders who cater to self-employed individuals, those with credit issues, and applicants for non-traditional properties. With access to exclusive products not available through high street banks, we focus on finding viable solutions where others may decline applications. Our advisers take time to understand individual needs before recommending appropriate options.
Commercial Mortgages
Our commercial mortgage service covers a wide range of business property financing needs. We arrange owner-occupier mortgages, investment property loans, and medium-term financing solutions. With access to over 200 lenders including specialist funders, we can secure financing for industrial units, retail premises, and mixed-use properties. Our team understands the unique requirements of business property financing and provides expert guidance throughout the application process.
Remortgages
We help homeowners optimise their property finance through strategic remortgaging. Our advisers compare thousands of products to find competitive rates for debt consolidation, equity release, or better terms. We specialise in complex remortgage cases including those with credit issues or unusual property types. Our process ensures minimal disruption while maximising financial benefits for clients.
Bad Credit Mortgages
Our bad credit mortgage service helps applicants with imperfect financial histories secure property financing. We work with specialist lenders who consider individual circumstances beyond credit scores. Whether you have defaults, CCJs, or a low credit rating, our advisers provide honest assessments and practical solutions. We focus on demonstrating your current financial stability to potential lenders.
First Time Buyer Mortgages
We support first-time buyers navigating their initial property purchase. Our advisers explain different mortgage options and help secure competitive rates, including up to 95% loan-to-value products. We provide clear guidance on deposits, affordability assessments, and government schemes. Our goal is to make the first step onto the property ladder as straightforward as possible.
People
Shaun Evans
CEO
With over 20 years in financial services, Shaun has built and enhanced multiple financial service companies. His leadership drives our commitment to making mortgages accessible for all clients.
Alistair Jameson
Operations
Alistair brings extensive compliance expertise from his career starting in 2000 at a major IFA network. His operational leadership ensures our processes meet the highest regulatory standards.
Andrew Morrison
Marketing
With over 15 years in specialist financial sector marketing, Andrew develops strategic campaigns that communicate our unique value proposition to clients seeking specialist mortgage solutions.
Questions
What types of mortgages do you specialise in?
We specialise in all residential mortgages including first-time buyer deals, remortgages, bad credit mortgages, self-employed mortgages, and specialist property types.
Can you help with commercial property financing?
Yes, we offer commercial mortgages for owner-occupiers, investors, and businesses needing medium-term financing secured against commercial properties.
What fees are involved in your mortgage advice?
Our fees range from £195 to £1,295 depending on your specific circumstances and will be fully discussed before proceeding with any recommendations.
How do you differ from high street banks?
We take a personalised approach, working with 200+ lenders to find solutions where high street banks might decline applications due to non-standard circumstances.
What areas do you cover?
As a digital-first broker, we work with clients across the UK through our online and telephone services.
How can I get started with a mortgage application?
Contact us via phone or our website to discuss your requirements. We'll guide you through the process and find suitable mortgage products for your situation.
Reviews (3)
Daniel Aylward
Dec 21, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Chris went above and beyond to help us sort out our mortgage. He was always available to speak with and would highly recommended anyone using them
Chris went above and beyond to help us sort out our mortgage. He was always available to speak with and would highly recommended anyone using them
Sham Rehman
Aug 28, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
All I can say is that these people are amazing, Phil Drage is one of the most professional advisors I have ever come across. I went to many advisors to find a loan but Phil was the only one who found me exactly what I needed and under the time required.
All I can say is that these people are amazing, Phil Drage is one of the most professional advisors I have ever come across. I went to many advisors to find a loan but Phil was the only one who found me exactly what I needed and under the time required.
Anthony Fp
May 25, 2019
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One of the worst companies I've had had the misfortune of dealing with. Bad advice, don't reply to emails or phone
calls. No updates for weeks on end.
Was a complete waste if time.
calls. No updates for weeks on end.
Was a complete waste if time.
