Business Details
27 Years
experience
Your Trusted Mortgage Broker in Manchester
Professional Mortgage Services was founded in 1999 and has established itself as one of the UK's leading mortgage brokers. We specialise in providing tailored mortgage solutions to professionals across accountancy, law, and financial advisory sectors. Our team leverages over two decades of industry experience and strong relationships with major UK lenders to secure competitive rates and exclusive products not available on the high street. We operate under full FCA authorisation and regulation, ensuring all advice adheres to strict compliance standards. Our fee structure remains transparent, with initial consultations offered free of charge and fees only payable upon successful mortgage completion.We utilise modern technology to streamline the mortgage process, eliminating the need for in-person meetings while maintaining personalised service. Our ongoing mortgage management service ensures clients benefit from continuous market reviews and timely recommendations. We maintain a strong focus on social responsibility through charitable partnerships supporting homelessness initiatives in London and Manchester. Our expertise in navigating complex lending criteria enables us to secure approvals outside standard parameters, delivering value to both individual and corporate clients.
Services
Mortgage Brokerage
Buy-to-Let Mortgages
Later Life Lending
Specialist Finance
General Insurance
Details
- Year established: 1999
Highlights and features
- We have over 25 years of mortgage industry experience
- Our FCA-regulated advisors maintain strict compliance standards
- We access exclusive mortgage products unavailable on the high street
- Our fee structure remains transparent with no upfront charges
- We provide ongoing mortgage management services post-completion
Associations and certifications
- Financial Conduct Authority
What people say
Competitive rates
Professional service
Ongoing support
Exclusive products
Knowledgeable advisors
Services
Mortgage Brokerage
We provide comprehensive mortgage brokerage services connecting clients with suitable lending solutions. Our FCA-regulated advisors access 12,000+ products to match individual circumstances. Clients benefit from our industry expertise and negotiated preferential rates unavailable through traditional lenders.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage solutions for property investors. We access exclusive products with competitive terms tailored to landlords' unique requirements. Our service includes portfolio management strategies and tax-efficient structuring advice.
Later Life Lending
Tailored mortgage products for older borrowers seeking property financing solutions. We navigate age-related lending criteria to secure appropriate products, including retirement interest-only mortgages and equity release options.
Specialist Finance
Custom financing solutions for complex cases requiring non-standard lending criteria. Our expertise includes self-employed mortgages, adverse credit situations, and commercial property financing through specialist lenders.
General Insurance
Comprehensive insurance products complementing mortgage arrangements. We offer buildings and contents insurance, life cover, and critical illness protection with competitive market rates through trusted providers.
Questions
What mortgage services do you offer?
We provide residential, buy-to-let, later life, and specialist mortgages alongside insurance products through our FCA-regulated brokerage services.
How are your fees structured?
Initial advice is free with no upfront charges. Fees become payable only upon mortgage completion, typically calculated as a percentage of the loan amount.
Do you offer exclusive mortgage products?
Yes, we access exclusive mortgage products unavailable through high street lenders due to our strong relationships with major UK lenders and private banks.
How does your ongoing mortgage management work?
We continuously monitor market developments and review your mortgage against new products to ensure ongoing suitability and cost-effectiveness.
Are you regulated by financial authorities?
Yes, we are fully authorised and regulated by the Financial Conduct Authority (FCA registration 480454) for mortgage advice and insurance services.
Do you support any charitable causes?
We donate £10 per mortgage application to The Connection in London and Barnabus in Manchester supporting homeless individuals through housing initiatives.
Reviews (3)
Harry George Whittall-Brown
Mar 29, 2021
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We could not have been happier with the service provided by PMS. What was a very stressful buying process was made so much easier through their honest and professional communication. Fully recommend to anyone considering using a mortgage broker.
John Heselwood
Jul 05, 2020
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Nick Lowne dealt with our mortgage and I couldn't recommend him enough. The service was outstanding and he managed to find lending options for us despite difficult personal circumstances - in fact not even a global pandemic got in the way of achieving an excellent mortgage offer. Very professional, efficient and a pleasure to deal with. Look no further for a mortgage broker.
Matthew Gillen
May 04, 2016
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Dean Savage is outstanding. Dean genuinely tailored his advice to our circumstances and preferences. Dean obtained the lowest possible rates on our residential and buy-to-let mortgages and ensured swift completions of both. Dean combines his professionalism with a friendly manner. We recommend Dean very highly.
