Business Details
Trusted Financial Advisers in Padiham | Elmfield Financial Planning
Elmfield Financial Planning has established itself as a trusted independent financial advisory firm in the North West, serving families, individuals, and businesses for over five decades. As an FCA-regulated entity, we prioritise client needs through transparent, jargon-free advice tailored to diverse financial goals. Our team of experienced professionals specialises in wealth management, pension planning, tax-efficient investments, and inheritance tax strategies, ensuring clients receive holistic solutions grounded in technical expertise.We foster long-term relationships by delivering clarity and insight, supported by a commitment to integrity and continuous service excellence. Our reputation, built on referrals and testimonials, reflects our dedication to simplifying complex financial decisions while maintaining a personal, client-centric approach.
Services
Wealth Management
Pension Planning
Investment Planning
Tax Planning
Inheritance Tax Planning
Highlights and features
- We are FCA-regulated, ensuring compliance with rigorous financial standards.
- Our team offers over 50 years of combined experience in financial services.
- Free no-obligation initial consultations for prospective clients.
- Tailored solutions for pensions, tax planning, and wealth management.
- Proven track record of client satisfaction through personalised service.
Associations and certifications
- Financial Conduct Authority
What people say
Professional and friendly approach
Excellent, friendly and prompt advice
Great service from a great team
Consistent, good results year after year
Swift, factual and easy to understand
Services
Wealth Management
Wealth Management at Elmfield focuses on growing and protecting client assets through diversified investment strategies. Our FCA-regulated team provides tailored advice on portfolio management, risk mitigation, and long-term financial security. Clients benefit from regular reviews and adjustments aligned with evolving market conditions and personal goals.
Pension Planning
Pension Planning services help clients prepare for a secure retirement through tax-efficient savings and income strategies. We specialise in workplace pensions, self-invested personal pensions (SIPPs), and pension consolidation. Our advice ensures compliance with regulatory standards while maximising retirement income potential.
Tax Planning
Tax Planning services aim to minimise tax liabilities through legal and strategic financial structuring. We advise on inheritance tax mitigation, capital gains tax planning, and tax-efficient investments. Our approach combines technical expertise with client-specific scenarios to optimise post-tax returns.
People
Craig Dickinson
Managing Director
Craig Dickinson, DipPFS, has over 20 years of experience in financial advisory services. He specialises in business/tax planning, pensions, and wealth management, delivering tailored solutions for individuals and SMEs.
Sue Barnes
IFA
Sue Barnes, DipPFS, brings 12 years of financial sector experience, focusing on pensions and investment planning. She prioritises client needs through jargon-free communication and personalised financial strategies.
Questions
What services does Elmfield Financial Planning offer?
We provide wealth management, pension planning, tax-efficient investments, inheritance tax planning, and business financial advice tailored to individual and SME needs.
Are you regulated by the Financial Conduct Authority?
Yes, we are authorised and regulated by the FCA (Reference No. 400536), ensuring compliance with strict financial standards.
Do you offer a free initial consultation?
Yes, we provide a no-obligation free consultation to discuss your financial goals and requirements.
Which areas do you serve?
We primarily serve clients in Lancashire, including Blackburn, Burnley, and Padiham, with nationwide support for specific services.
