Chameleon Financial Planning

Business Details

Your Trusted Financial Planning Partner in Thornton-Cleveleys

Chameleon Financial Planning is a professional firm of independent financial planners dedicated to providing holistic financial advice to individuals and businesses. We specialise in simplifying complex financial matters by breaking down jargon and creating clear, actionable strategies tailored to each client's unique circumstances. With a focus on long-term relationships, we help clients navigate retirement planning, business financial strategies, investment management, and protection planning while ensuring compliance with evolving tax regulations.

Our team prioritises regular reviews to adapt plans as life circumstances change, offering clients certainty and flexibility. Recognised for our client-centric approach, we are authorised and regulated by the Financial Conduct Authority, operating under reference number 785369. Our commitment to transparency and expertise has enabled numerous clients to transition from uncertainty to financial clarity.

Services

Retirement planning Business financial planning Investment solutions Protection plans Inheritance tax planning

Highlights and features

We provide holistic financial planning tailored to individual and business needs
Our FCA-regulated services ensure compliance with UK financial standards
We offer bespoke protection plans for business owners and families
Our team conducts regular financial plan reviews to adapt to changing circumstances
We specialise in tax-efficient wealth transfer and inheritance tax reduction strategies

Associations and certifications

Financial Conduct Authority

What people say

Successful financial outcomes Personalised approach Clarity and confidence

Website

Update Listing

Services

Retirement planning

We help clients navigate complex retirement options and pension arrangements. Our experts analyse existing pension provisions, assess retirement income requirements, and create tailored strategies to ensure financial security during retirement years. We specialise in optimising pension performance while considering tax implications and regulatory changes.

Business financial planning

Our service protects business owners' interests while optimising tax efficiency. We develop strategies to safeguard shareholder assets, manage business succession, and implement tax-efficient profit extraction methods. Our approach balances personal and business financial objectives to ensure long-term sustainability and growth.

Investment solutions

We create tailored investment strategies to meet specific financial goals. Our solutions focus on tax efficiency, risk management, and long-term wealth preservation. We help clients understand investment costs, assess risk tolerance, and implement diversified portfolios aligned with their financial objectives and time horizons.

Protection plans

Our bespoke protection strategies safeguard clients against financial hardship. We design life assurance and income protection policies to maintain family standards of living during unexpected events. Our approach ensures adequate coverage while considering tax implications and changing life circumstances.

Inheritance tax planning

We develop strategies to minimise inheritance tax liabilities while maintaining asset flexibility. Our service focuses on creating structured financial plans that preserve wealth for future generations. We help clients implement tax-efficient transfer methods while maintaining control over their assets during their lifetime.

Questions

What financial planning services do you offer for business owners?

We provide tailored financial planning for business owners, including shareholder protection, tax-efficient profit extraction, and business succession planning to ensure both personal and business financial security.

How do you help with retirement planning?

We assess your pension arrangements, retirement income needs, and tax implications to create a comprehensive retirement strategy that adapts to changing circumstances and regulatory requirements.

What investment solutions do you provide?

We offer tailored investment strategies focusing on tax efficiency, risk management, and wealth preservation, helping clients achieve specific financial goals like property purchases or education funding.

How do you handle inheritance tax planning?

We create structured plans to reduce inheritance tax liabilities while maintaining asset flexibility, ensuring wealth preservation for future generations through tax-efficient transfer methods.

Are your financial advice services regulated?

Yes, we are an appointed representative of Sense Network Limited, authorised and regulated by the Financial Conduct Authority under reference number 785369.

How can I start the financial planning process?

Contact us via phone or our website form to arrange a free initial consultation where we'll understand your goals and develop a tailored financial plan.

Reviews (5)

Write a Review

Jill Lucas

Nov 26, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
The service from Gurdit and the rest of the team at Chameleon is outstanding. They listen carefully, are always available when we need them and we completely trust their advice. We get excellent reports and the online portal is very helpful. Overall, we feel much more secure for the future since we have been supported by Gurdit.

Paul Fairbrother

Oct 29, 2021 Report

Absolutely a brilliant team. Great guy, great company, with a great people. All the team are excellent I can always be sure I am getting the best advice .
it's like a big family that I feel a valued part of.
if I need any advice I know I can contact Gurdit and it will be sorted. Thanks again
Great job everyone

Stephen Platt

Oct 28, 2021 Report

The excellent advise, coupled with low costs of being with Chameleon have helped me achieve my goal of retirement at age 55. I've known Gurdit and his team for many years now and the sound professional advice I have received has helped grow and protected my investments, even through the pandemic. Gurdit and his team fully understand my priorities.

Jeff Wilson

Sep 26, 2021 Report

Was recommended by a trustworthy friend and having had a meeting with Mike Lovell, agreed to Chameleon Financial Planning dealing with my pension pot and all financial matters. All issues were dealt with in a professional and timely manner with excellent results. No hard sell just sound advise and genuine interest in achieving my goals. Well done !!

David Broom

Jul 16, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
First class, ethical advice from a top team of advisers. My Wife and I couldn't be happier with the support we've received with our pensions and family protection. Thank you!