Business Details
17 Years
experience
Trusted Independent Financial Adviser in Barrowford
Christina Clegg Financial Planning Services provides independent financial advice with a focus on clarity and client-centric solutions. Established in 2009 and regulated by the Financial Conduct Authority (FCA), we specialize in pension reviews, inheritance tax planning, estate management, and investment strategies. Our team combines over 100 years of collective experience in financial services, ensuring clients receive tailored advice aligned with their long-term goals. We prioritize transparency, offering free initial consultations and ongoing support without hidden fees.Recognized as one of the UK's top-rated financial advisers by VouchedFor since 2014, we maintain a reputation for reliability, ethical practices, and client satisfaction. Our approach emphasizes understanding individual financial aspirations before recommending solutions, whether maintaining existing plans or exploring new opportunities. With a proven track record of helping hundreds of clients secure their financial futures, we remain committed to delivering expert guidance in an accessible, jargon-free manner.
Services
Pension Reviews
Inheritance Tax Planning
Estate Planning
Financial Advice
Protection Services
Details
- Year established: 2009
Highlights and features
- We offer free initial meetings with no obligation to proceed.
- Our team has over 100 years of combined experience in financial services.
- We prioritize personalized advice tailored to individual financial aspirations.
- Transparent fee structure with no hidden charges.
- Recognized as one of the UK's top-rated financial advisers by VouchedFor since 2014.
Associations and certifications
- Financial Conduct Authority
What people say
Straightforward approach
Professional and helpful
Excellent service
No hidden fees
Trusted advisors
Services
Pension Reviews
Our pension reviews assess your current arrangements to ensure they align with retirement goals. We analyze state pension forecasts, investment performance, and transfer values. Clients receive detailed reports to make informed decisions about their financial future.
Inheritance Tax Planning
We help minimize inheritance tax liabilities through tailored strategies like trusts, gifting, and tax-efficient investments. Our advice considers your unique circumstances to protect your estate for beneficiaries.
Estate Planning
Our estate planning services include wills, lasting power of attorney, and trusts. We ensure your assets are distributed according to your wishes while minimizing legal and tax complications for your family.
Financial Advice
We provide comprehensive financial advice covering investments, protection, and retirement planning. Our independent status allows access to the entire market, ensuring solutions tailored to your specific needs.
Protection Services
Our protection services include life assurance and income protection policies. We help safeguard your family's financial security against unforeseen events through customized insurance solutions.
People
Christina Clegg
Independent Financial Adviser
Dip PFS qualified with 30 years of experience. Specializes in pensions and inheritance tax planning. Known for her straightforward approach and client-focused advice since 2009.
Garth Ellison
Chartered Independent Financial Adviser
FPFS designatory member with expertise in complex financial planning. Focuses on retirement strategies and investment optimization for high-net-worth clients.
Phil Clegg
Marketing Manager
BA (Hons) in Marketing. Oversees client communications and educational resources, ensuring clear delivery of financial planning concepts to all audiences.
Mhairi Flynn
Paraplanner
Dip PFS qualified with responsibility for preparing detailed financial analysis and supporting advisers in creating tailored client solutions.
Sue Evans
Office Manager
Manages day-to-day operations and client coordination, ensuring efficient service delivery and maintaining the firm's high standards of client care.
Questions
What is an Independent Financial Adviser (IFA)?
An IFA provides personalized financial advice on products from all market providers. We are regulated by the FCA and prioritize client needs over product sales.
How much does financial advice cost?
We offer free initial meetings. Our fees for ongoing services are transparent and discussed upfront, with no hidden charges or commissions.
Do you offer pension reviews?
Yes, we provide free pension reviews to assess if your current arrangements align with retirement goals. This includes state pension forecasts and investment analysis.
How can I reduce inheritance tax liabilities?
We offer estate planning services to minimize inheritance tax through strategies like trusts, gifting, and tax-efficient investments, tailored to your circumstances.
Are you authorized to advise on defined benefit pension transfers?
We do not hold FCA permissions for defined benefit transfers but can connect you with specialists while advising on other pension transfer options.
What areas do you serve?
We primarily serve clients in Burnley, Nelson, and Colne, with remote consultations available nationwide via phone or video call.
Videos
Reviews (6)
Billy & Julie Heys
Dec 15, 2021
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Positive:Professionalism
Christina was very nice and very professional she explained everything really well really pleased with service they provided.
Christina was very nice and very professional she explained everything really well really pleased with service they provided.
Diane Beech
Nov 25, 2021
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We found Christina Clegg Financial Services through recommendations from other people - and we are so glad we did. Clear, straightforward advice regarding our pension pots and how to maximise their potential with a view to early retirement. Christina always explains things thoroughly and makes complicated financial information much easier to understand. Awesome service, we would (and have) recommend Christine and her team to anyone.
Duncan Spencer
Nov 25, 2021
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Positive:Professionalism
Outstanding advice received from start to finish. Staff provided regular contact and updates throughout the whole process. Extremely efficient and professional from start to finish and would highly recommend. Faultless!
Outstanding advice received from start to finish. Staff provided regular contact and updates throughout the whole process. Extremely efficient and professional from start to finish and would highly recommend. Faultless!
Gary Marshall
Nov 13, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Excellent company, been with them for over 2 years now,keep me updated on my accounts and the annual report which I've just had is accurate and I'm happy with.Thanks Adele!
Excellent company, been with them for over 2 years now,keep me updated on my accounts and the annual report which I've just had is accurate and I'm happy with.Thanks Adele!
Gary Noonan
Nov 13, 2021
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Christina and her team have provided the best advise and solutions for all our financial needs in retirement. We could not be happier with the service, they are a absolute pleasure to deal with. You face difficult decisions when you think about retirement but choosing Christina and the team made everything easier and we would be delighted to recommend the service to anybody
Michael Head
Sep 29, 2021
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Adele our financial Advisor was professional throughout all the meetings we had. Always interested in my wife and I as people and not just clients.
Was very patient with us and always explained the various finance options and simplified them so we fully understood what we signing up to. Any responses to queries etc was dealt with in a timely manner.
Was very patient with us and always explained the various finance options and simplified them so we fully understood what we signing up to. Any responses to queries etc was dealt with in a timely manner.
