ES Walton

Business Details

50+ Years

experience

Your Trusted Financial Partner in Liverpool

Established in 1968, we have dedicated five decades to empowering clients through bespoke financial planning and strategic investment management. Our approach prioritises your lifestyle aspirations, combining cashflow analysis with long-term wealth preservation strategies to navigate life's major transitions. With a team of experienced professionals, we deliver FCA-regulated advice that addresses retirement planning, business succession, and intergenerational wealth transfer.

Our client-centric philosophy ensures transparent communication and ongoing plan adjustments to maintain financial security amidst evolving personal circumstances. Through evidence-based investment strategies and behavioural coaching, we help clients achieve financial peace of mind while maintaining regulatory compliance and professional integrity.

Services

Financial Planning Investment Management Pension Consolidation Cashflow Projections Retirement Planning Protection Policies Business Financial Advice

Details

Year established: 1968

Highlights and features

50+ years of experience in lifestyle financial planning
FCA-authorised advisors with proven investment expertise
Personalised cashflow modelling for sustainable wealth management
Specialised retirement and business succession planning services
Client-focused approach with ongoing plan adjustments

Associations and certifications

Financial Conduct Authority

What people say

Retire eight years early Life changing advice Expert pension consolidation Trusted financial partners Proactive service

Website

Update Listing

Services

Financial Planning

We create custom financial plans focused on lifestyle aspirations. Our approach combines cashflow projections with investment strategies to achieve long-term security. Clients receive ongoing plan adjustments to maintain alignment with evolving personal circumstances.

Investment Management

Our evidence-based investment approach focuses on sustainable wealth growth. We implement diversified portfolios tailored to individual risk profiles while maintaining strict regulatory compliance and transparent performance reporting.

Retirement Planning

Specialised services for pre-retirement and post-retirement planning. We optimise pension arrangements and develop sustainable income strategies to maintain desired lifestyle standards throughout retirement years.

Business Succession

Comprehensive planning for business owners preparing for retirement. We develop wealth preservation strategies and transition plans to ensure financial security after business sale or transfer.

Cashflow Modelling

Detailed analysis of income and expenditure patterns to create sustainable financial plans. Our projections incorporate lifestyle goals, market conditions, and potential life changes for accurate planning.

People

Howard Northover

Director

With 33 years' experience at ES Walton, Howard provides strategic leadership while maintaining hands-on client relationships. He specialises in long-term financial security solutions and multi-generational wealth planning.

Jamie Phythian

Head of Operations

Responsible for financial planning operations, Jamie ensures seamless implementation of investment strategies and client service excellence across all advisory activities.

Carl Mitchell

Financial Planner

Carl delivers tailored financial solutions, focusing on retirement planning and investment management while maintaining rigorous compliance standards in all client recommendations.

Alex Northover

Client Support

As primary client contact, Alex coordinates advisory services and provides technical support, ensuring smooth communication between clients and the advisory team.

Anne Johnson

Administrator

Anne manages operational processes and client documentation, maintaining meticulous records to support the advisory team's service delivery.

Questions

What financial services do you specialise in?

We focus on lifestyle financial planning, investment management, pension consolidation, and retirement strategies tailored to individual circumstances.

How do you approach financial planning?

Our process begins with understanding your lifestyle goals, followed by cashflow analysis and evidence-based investment strategies for long-term security.

Are your services regulated?

Yes, we are authorised and regulated by the Financial Conduct Authority under reference 135706.

Do you work with business owners?

Yes, we specialise in business succession planning and wealth preservation strategies for entrepreneurs preparing for retirement.

How often are plans reviewed?

We conduct annual reviews and provide ongoing adjustments to ensure financial plans remain aligned with changing circumstances.

Reviews (3)

Write a Review

David Barker

Feb 20, 2021 Report

We have been clients of ES Walton for a number of years, they have via the regular financial health checks provided us with a plan to reach retirement and fund the things we want to do. If you have a query they are always happy to help, they get back to you and if you dont understand they break it down into the language to enable you to get your head around things.I have recommended ES Walton to friends and family.

Steven Gray

Feb 16, 2021 Report

Positive:Professionalism,Responsiveness
The team at ES Walton are so professional and trustworthy ,I have no hesitation in recommending them to family and friends. I feel I am treated as an individual at all times and not just another client. Can't recommend them highly enough,

Dave Cornett

Sep 08, 2010 Report

I have used ES Walton services on several occasions for our company's Keyman Insurance and Pension Scheme. We have found ES Walton to be very reliable, trustworthy and always explains what can be very complicated issues in plain simple english. I wouldn't hesitate to recommend ES Walton and his company to anybody or company who hasn't reviewed these policies recently and is also looking to get a better deal