Business Details
19 Years
experience
Trusted Financial Advisers in Liverpool
Hanover Wealth Management has been dedicated to creating financially secure futures for individuals, families, and businesses since 2007. Our team of experienced financial advisers provides personalized, face-to-face services, combining industry expertise with a robust investment process to develop tailored solutions. We specialise in long-term care planning, retirement strategies, workplace pensions, and mortgage solutions, ensuring our clients' financial visions become achievable. As an independent firm authorised and regulated by the Financial Conduct Authority, we maintain transparency and integrity in all our recommendations, drawing from the whole of the market to formulate unique plans.Our approach focuses on continuous review and adaptation to ensure clients stay on track towards their financial goals, supported by a commitment to exceptional customer service. We prioritise clear communication and client comfort, addressing both specific financial requirements and comprehensive protection, investment, and pension planning needs.
Services
Financial Planning
Investment Management
Pension Advice
Mortgage Solutions
Business Protection
Details
- Year established: 2007
Highlights and features
- We offer 17+ years of experience in independent financial advisory services.
- Our team provides face-to-face consultations with FCA-regulated expertise.
- We access whole-of-market products for truly tailored financial solutions.
- Our process includes continuous plan reviews to maintain goal alignment.
- We maintain transparent fee structures and client-focused communication.
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Financial Planning
Our financial planning service creates tailored strategies to achieve long-term financial goals. We assess individual circumstances, risk tolerance, and objectives to develop comprehensive plans covering retirement, inheritance, and wealth preservation. With regular reviews and market-wide product access, we ensure ongoing alignment with changing life circumstances and regulatory environments.
Investment Management
We design and manage diversified investment portfolios aligned with client risk profiles and financial objectives. Our approach combines market analysis with strategic asset allocation to optimise returns while maintaining appropriate risk levels. Regular performance monitoring ensures portfolios adapt to market changes and evolving client needs within the UK regulatory framework.
Pension Advice
Our pension specialists provide guidance on workplace pensions, personal retirement plans, and pension freedoms. We help clients maximise retirement income through tax-efficient strategies, final salary pension transfers, and drawdown arrangements. Our advice considers state pension entitlements and lifetime allowance implications within current regulatory requirements.
Mortgage Solutions
We offer comprehensive mortgage advice covering residential, buy-to-let, and specialist property financing. Our whole-of-market approach identifies competitive rates and suitable products for first-time buyers, remortgagers, and property investors. We explain different mortgage types, associated risks, and affordability requirements to ensure informed decision-making.
Business Protection
We help businesses implement protection strategies against financial risks through key person insurance, partnership protection, and business loan cover. Our solutions safeguard company assets and ensure continuity during unexpected events. We assess business structures, ownership arrangements, and specific protection needs to recommend appropriate coverage levels and policy structures.
People
Julie Roche
Director
Julie Roche leads Hanover Wealth Management with over 20 years' experience in financial services. Her expertise in retirement planning and investment strategies ensures clients receive informed, ethical advice. Julie maintains FCA compliance while prioritising client relationships and financial security.
Questions
What areas do you specialise in?
We specialise in financial planning, investment management, pension advice, mortgage solutions, and business protection tailored to UK residents' needs.
Are you regulated by the FCA?
Yes, Hanover Wealth Management is authorised and regulated by the Financial Conduct Authority under firm reference 6419400.
How do you charge for services?
Our fees are transparent and discussed upfront. They may include initial consultation charges, ongoing management fees, or commission-based structures depending on the service.
Can you help with retirement planning?
Yes, we specialise in retirement strategies including pension consolidation, drawdown arrangements, and tax-efficient income planning to support long-term financial security.
Do you offer investment advice?
We provide investment advice covering portfolio construction, risk management, and performance monitoring tailored to individual risk profiles and financial goals.
How often are plans reviewed?
We recommend annual reviews but offer more frequent assessments during significant life changes or major market movements to maintain plan effectiveness.
