LL Financial Solutions

Business Details

14 Years

experience

Expert Mortgage & Insurance Advisers Rhuddlan

LL Financial Solutions was established in June 2012 to serve clients across the LL postcode area, from Trelawnyd and Prestatyn to Colwyn Bay and inland to St Asaph and Trefnant. Our team combines decades of experience in mortgage and protection markets to deliver tailored financial solutions. We specialise in coordinating all aspects of property transactions, working closely with estate agents, solicitors, lenders, and surveyors to ensure a seamless process.

Our advisors hold industry-recognised accreditations, including top advisor awards from the Primis Network. We maintain regulatory compliance through the Financial Conduct Authority while prioritising exceptional customer service, as evidenced by numerous client testimonials praising our professionalism and expertise.

Services

Mortgage Protection Life Insurance Critical Illness Cover Income Protection Insurance Buildings Insurance

Details

Year established: 2012

Highlights and features

We offer 25+ years of combined experience in mortgage and insurance markets
Our team includes award-winning advisors from the Primis Network
We coordinate all transaction parties for seamless property purchases
We provide local market expertise across Denbighshire and LL postcodes
Our advisors maintain strict regulatory compliance through FCA authorisation

Associations and certifications

Financial Conduct Authority

What people say

Competent and helpful Quick and easy process Outstanding customer service Professional approach Great communication

Website

Update Listing

Services

Mortgage Protection

Our mortgage protection plans safeguard your property investment against unforeseen circumstances. We offer tailored solutions that cover repayment obligations in case of death or critical illness. Our advisors help clients select appropriate coverage levels based on individual financial circumstances and lender requirements.

Life Insurance

We provide comprehensive life insurance policies designed to protect families from financial hardship. Our offerings include term life and whole-of-life coverage options with flexible payment structures. Policies can be customised to align with specific financial commitments like mortgages or childcare costs.

Critical Illness Cover

Our critical illness cover provides financial protection against major health events like cancer, heart attacks, and strokes. Policies offer lump sum payments upon diagnosis to help manage treatment costs and income loss. Coverage can be combined with mortgage protection for comprehensive financial security.

Income Protection Insurance

We offer income protection policies that replace a portion of earnings during extended illness or disability. Our solutions provide ongoing financial support after sick pay ends, helping maintain living standards. Policies can be tailored to self-employed individuals and business owners.

Buildings Insurance

Our buildings insurance covers structural damage to residential properties from events like fires, floods, and storms. Policies protect against repair costs for walls, roofs, and permanent fixtures. We offer competitive rates with comprehensive coverage options for both standard and unique properties.

People

Fiona Rhys-Jones

Owner and Senior Adviser

With over 30 years' experience in financial services, Fiona specialises in mortgages and protection. She has consecutively won top advisor awards from the Primis Network and provides expert guidance to clients across Denbighshire.

Louise Young

Owner

Louise brings extensive property market expertise from managing a successful estate agency since 2008. Her National Association of Estate Agents training and business diploma support our integrated approach to property and financial services.

Katie Siddall

Qualified Advisor

As a mortgage and protection specialist, Katie leverages her dual expertise from both estate agency and financial advisory roles. Her meticulous approach ensures efficient case preparation and smooth transaction processes for clients.

Jenson Huntington

Qualified Administrator

Jenson provides administrative support with a focus on client comfort and process efficiency. His transition from trainee to full-time role demonstrates our commitment to developing skilled professionals who enhance client experiences.

Jayne Davies

Qualified Administrator

Jayne contributes her administrative expertise and local knowledge to support our clients. Her attention to detail and community engagement reflect our values of precision and local commitment.

Questions

What mortgage and insurance services do you offer?

We specialise in mortgage protection, life insurance, critical illness cover, income protection, and buildings insurance tailored to individual needs.

What fees apply for mortgage advice?

Our standard mortgage advice fee is £580, payable upon application for an accepted mortgage.

Which areas do you serve?

We cover Denbighshire and LL postcode areas, including Rhuddlan, Prestatyn, Colwyn Bay, St Asaph, and surrounding regions.

How experienced is your team?

Our advisors have over 25 years combined experience, including industry awards and specialist qualifications in mortgage and protection services.

How can I schedule an appointment?

Are your services regulated?

Yes, we operate as an appointed representative of Primis Mortgage Network, regulated by the Financial Conduct Authority.

Reviews (6)

Write a Review

M. Usman

Dec 20, 2021 Report

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Dec 10, 2021 Report

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Natasha Amy

Sep 10, 2020 Report

Fantastic service from start to finish, so helpful and responsive. Made securing our first mortgage as stress free as possible. Thankyou for all your help throughout

Ellie Blenkinsop

Nov 22, 2019 Report

From start to finish we were in the hands of experts. Excellent advice, regular communication and incredibly responsive- nothing was too much trouble. Our advisor Danielle Bradbury was fantastic. I would highly recommend the whole team here to everyone. Thanks ladies!

Vicky Lloyd

Oct 23, 2019 Report

Thank you to the staff at LL particularly, Louise, Fiona, Danielle and Mel. Could not recommend them enough. Made the whole experience of selling and buying as stress free as possible - even though I am an anxious Annie!! Nothing was too much trouble and they always made me feel like a valued customer and explained every step as this was my first… experience of selling. The house sold in days, all viewings were taken care of with plenty of notice given.
Mel has kept me updated about the sale as has Danielle with the purchase. They always answered any enquires or questions on the same day

Alison Kelly

Jul 18, 2019 Report

Fiona is very good at her job. Very approachable, always happy to help. Perfect mortgage advisor 😁