Business Details
14 Years
experience
Your Trusted Financial Advisers in Chester
We are a dedicated team of financial professionals committed to delivering personalized financial planning solutions. With decades of combined experience, our Chartered Financial Planners work closely with clients to create tailored strategies that address long-term financial goals. Our approach prioritizes transparency, ethical advice, and ongoing support to ensure clients feel confident in their financial decisions. We specialize in wealth management, inheritance tax planning, and retirement strategies, leveraging our expertise to navigate complex financial landscapes.Backed by St. James's Place Wealth Management, we maintain rigorous professional standards while fostering trust through clear communication and client-centric service. Our team's qualifications, including Chartered status and advanced financial certifications, underscore our commitment to excellence in financial advisory services.
Services
Financial Planning
Inheritance Tax Planning
Investment Management
Retirement Strategies
Wealth Protection
Business Exit Planning
Estate Planning
Details
- Year established: 2012
Highlights and features
- We hold Chartered Financial Planner status, the industry's highest professional accreditation.
- Our client-centric approach prioritizes transparent, ethical financial advice tailored to individual needs.
- Team members have over 40 years combined experience in financial services and wealth management.
- We offer comprehensive financial planning covering retirement, tax, and investment strategies.
- Backed by St. James's Place Wealth Management's rigorous compliance and technical resources.
Associations and certifications
- Chartered Insurance Institute (CII)
- Financial Conduct Authority (FCA)
Services
Financial Planning
Our comprehensive financial planning service creates personalized roadmaps to achieve long-term financial goals. We analyze current financial positions, future aspirations, and risk profiles to develop tailored strategies. Clients benefit from ongoing reviews and adjustments to ensure their plans remain aligned with evolving life circumstances and market conditions.
Inheritance Tax Planning
Specialized inheritance tax planning helps preserve wealth for future generations. We implement legal strategies to minimize tax liabilities while maintaining financial flexibility. Our approach considers property ownership structures, gifting strategies, and trust arrangements to optimize estate preservation within regulatory frameworks.
Investment Management
Professional investment management services construct diversified portfolios aligned with risk tolerance and financial objectives. We combine market analysis with strategic asset allocation to maximize returns while managing volatility. Regular performance reviews ensure investments remain aligned with changing market conditions and client needs.
Retirement Planning
Tailored retirement planning ensures financial security during post-employment years. We assess pension provisions, savings requirements, and income needs to create sustainable withdrawal strategies. The service includes state pension optimization and tax-efficient drawdown arrangements to support long-term lifestyle goals.
Wealth Protection
Wealth protection services safeguard financial assets against unforeseen circumstances. Our solutions include life insurance, critical illness cover, and income protection policies. These strategies ensure financial security for dependents and maintain business continuity through comprehensive risk management frameworks.
People
Phil Illingworth
Director/Chartered Financial Planner
With over 35 years' experience, Phil specializes in financial advice for business owners and professionals. Holds Chartered Financial Planner status and enjoys developing long-term client relationships.
Jonathan Seddon
Director/Chartered Financial Planner
A qualified Chartered Financial Planner with expertise in international financial planning. Previously worked in Tokyo advising expatriates, bringing global perspective to client strategies.
Jacob Treasure
Chartered Financial Planner
Specializes in investment management and retirement planning. Holds first-class financial services degree and combines technical knowledge with client-focused service delivery.
Peter Jones
Financial Consultant
Offers 44 years' experience in financial services with expertise in relationship management. Focuses on understanding client priorities to deliver personalized wealth management solutions.
Ed Godwin
Chartered Financial Planner
Specializes in advising business owners and professionals. Combines technical expertise with clear communication to simplify complex financial concepts for clients.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement strategies, inheritance tax planning, investment management, and wealth protection tailored to individual client needs.
Are you regulated by financial authorities?
Yes, we operate under St. James's Place Wealth Management's Financial Conduct Authority authorization and maintain Chartered Financial Planner accreditations.
How do you charge for your services?
Our charging structure details are available upon request, with transparent fee arrangements explained during initial consultations with our financial planners.
What areas do you cover?
We serve clients across Cheshire, Merseyside, and Cumbria from our offices in Chester, Hoylake, and Ulverston.
Can you help with business financial planning?
Yes, we offer specialized financial planning for business owners including exit strategies, succession planning, and tax-efficient wealth management solutions.
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners with advanced qualifications like the Diploma in Financial Planning and extensive industry experience.
