Business Details
14 Years
experience
Independent Financial Planning Experts Liverpool
Established in 2012, Douglas White is an independent financial planning firm dedicated to simplifying the complexities of financial decision-making. Our approach focuses on understanding clients' unique circumstances, providing tailored solutions that align with their long-term goals. With offices in Liverpool and Prudhoe, we serve clients across the UK, offering expertise in retirement planning, investment management, and wealth protection. Our team prioritises transparency, delivering clear explanations of financial strategies while maintaining independence from product providers. We believe financial planning should empower clients to make informed decisions, fostering confidence in their financial future. Our fee structure reflects the complexity of each client's situation rather than their asset size, ensuring accessibility for diverse financial circumstances.With a proven track record of helping professionals, retirees, and pre-retirees, we combine technical expertise with a client-centred philosophy. Our in-house investment capabilities allow us to create customised portfolios aligned with individual risk profiles and ethical considerations. Regular client reviews and ongoing support ensure financial plans remain responsive to changing life circumstances. We maintain authorisation from the Financial Conduct Authority, adhering to rigorous regulatory standards. Client testimonials consistently highlight our ability to demystify financial concepts and deliver practical, actionable advice.
Services
Retirement Planning
Investment Management
Wealth Protection
Pension Consolidation
Ethical Investing
Details
- Year established: 2012
Highlights and features
- We provide plain-speaking financial advice without condescension
- Our fee structure reflects complexity, not client wealth size
- We maintain complete independence from financial product providers
- We specialise in helping professionals and retirees across the UK
- We offer transparent investment solutions with ethical considerations
Associations and certifications
- Financial Conduct Authority
What people say
Clear explanations
Honest advice
Personalised approach
Professional service
Effective planning
Services
Retirement Planning
Our retirement planning service helps clients determine optimal retirement timelines and income strategies. We analyse current financial positions, pension arrangements, and future aspirations to create tailored roadmaps. The process identifies key milestones and tax-efficient withdrawal strategies to ensure financial security throughout retirement.
Investment Management
We offer customised investment portfolios aligned with individual risk profiles and financial goals. Our approach combines active and passive strategies with ethical investment options. Regular portfolio reviews ensure ongoing alignment with market conditions and client objectives while maintaining transparency about performance and fees.
Pension Consolidation
This service evaluates existing pension arrangements to identify consolidation opportunities. We assess different pension types, charges, and investment options to create streamlined, cost-effective solutions. The process helps clients better understand their total pension provisions and optimise retirement income potential.
Wealth Protection
Our wealth protection strategies focus on preserving assets through tax-efficient structures and risk management. We help clients implement inheritance tax planning, life insurance solutions, and lasting power of attorney arrangements. The service ensures wealth preservation for future generations while maintaining liquidity for current needs.
Ethical Investing
This service creates investment portfolios aligned with clients' ethical values and environmental concerns. We screen investments based on ESG (Environmental, Social, Governance) criteria while maintaining financial viability. The approach allows clients to invest responsibly without compromising returns or diversification.
People
Chris Douglas
Founder & Financial Adviser
With over 20 years' experience in financial services, Chris established Douglas White in 2012 to provide transparent, client-focused advice. He specialises in retirement planning and investment management, holding relevant industry qualifications. His approach prioritises clear communication and ethical financial solutions.
Questions
What areas do you cover?
We advise clients across the UK from our Liverpool and Prudhoe offices, offering remote consultations nationwide.
How are your fees structured?
Our fees reflect the complexity of your financial situation rather than your asset size, with transparent pricing detailed on our website.
Are you independent financial advisers?
Yes, we're completely independent and not tied to any financial product providers, ensuring unbiased recommendations.
What investment options do you offer?
We provide active, passive, and ethical investment portfolios tailored to individual risk profiles and financial goals.
How do you handle retirement planning?
We create custom retirement strategies considering income needs, tax efficiency, and lifestyle goals through comprehensive financial modelling.
Can you help with pension consolidation?
Yes, we assess existing pensions to identify consolidation opportunities that simplify management and potentially reduce costs.
