We'll find you the right product for your situation and guide you through the whole process. So you can move onwards and upwards with confidence. Equity release or lifetime mortgage, lets you use money locked away in your property to enjoy life. No monthly repayments and you're free to spend the tax-free cash however you wish.
If market conditions are favourable your remaining equity share should stay intact. Whatever happens you'll never be in negative equity and you can stay in your home forever or move the deal to a new property. You can even use the extra cash to invest in a second home. Making a Will is the smartest and simplest way to protect your loved ones.
If market conditions are favourable your remaining equity share should stay intact. Whatever happens you'll never be in negative equity and you can stay in your home forever or move the deal to a new property. You can even use the extra cash to invest in a second home. Making a Will is the smartest and simplest way to protect your loved ones.
Services
About Us
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Michael Usher is a local, family-run business. We've been helping people in Surrey, Hampshire and Berkshire for 30 years and their dogs for 210 dog years! Michael founded the company to provide an honest, friendly service that you lovely folk would be happy to use and recommend time and time again - it's this ethos that's led to thousands of happy customers and countless awards.
Mortgages
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If you have a mortgage but you're approaching the end of your fixed rate period, a remortgage will stop you from paying thousands extra on your lender's default rate. They can also be used to release equity from your home or consolidate debts and credit cards. If you're moving house, whether you're able to keep your current mortgage or not, now is a great time to look at your options.
Insurance
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If your family lost part or all its income due to death, injury or illness, would you be able to pay the mortgage, debts, and other living expenses? Savings may help but not usually for long. Government benefits are only available in certain situations, and they won't usually cover your mortgage, let alone everything else - and they're notoriously hard to claim on.
Remortgage
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Our experts will find you the most suitable deal from the whole market of lenders and help you make the switch. Whether looking to reduce your monthly payments, shorten the length of your mortgage, or free up some cash, finding the right remortgage deal could be life changing. Perfectly seamless service from start to finish.
Moving House
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Our expert mortgage advisors will find you the right deal and liaise with your lenders, estate agents, and solicitors to make your switch smooth and easy. The services provided are outstanding! My partner and I were concerned we would not be able to obtain a mortgage being 2nd time buyers and not the best credit history.
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