Business Details
Your Trusted Mortgage Advisers in Crowthorne
AFP Wokingham is a well-established local firm of mortgage advisors dedicated to providing impartial advice tailored to individual client needs. With over 30 years of combined experience, our team of certified advisers leverages access to a comprehensive range of mortgage products from high street lenders and specialist providers to secure competitive solutions for first-time buyers, home movers, buy-to-let investors, and those seeking to re-mortgage. Our state-of-the-art systems and dedicated back-office support ensure a seamless mortgage process, while our protection insurance services offer tailored coverage for life, critical illness, income protection, and family needs.We operate independently of banks and lenders, prioritising client interests through transparent communication and long-term advisory relationships. Our commitment to excellence is demonstrated through our five-star promise encompassing clarity, simplicity, and lifelong mortgage support.
Services
Mortgage Advisory
Protection Insurance
Re-Mortgage Services
Buy to Let Mortgages
Income Protection
Life Assurance
Critical Illness Cover
Flexible Mortgages
Fixed Rate Mortgages
Tracker Mortgages
Highlights and features
- We act in your interests, not those of the bank
- We have access to exclusive mortgage deals not available direct
- Our team has over 30 years of combined mortgage advisory experience
- We provide tailored protection insurance packages to suit all budgets
- We offer lifelong mortgage advisory relationships with ongoing support
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Mortgage Advisory
Our impartial mortgage advisory service provides access to a comprehensive range of products from high street lenders and exclusive deals. We specialise in helping first-time buyers, home movers, and buy-to-let investors secure competitive mortgages tailored to their circumstances. With expert guidance through the entire process, we ensure optimal financial solutions for all property needs.
Protection Insurance
We offer tailored protection insurance solutions including life assurance, critical illness cover, and income protection policies. Our specialists work with leading UK insurers to create customised packages that safeguard your family's financial future. We ensure appropriate coverage levels while maintaining cost-effectiveness for all client budgets.
Buy to Let Mortgages
Our buy-to-let mortgage service caters to both novice and experienced property investors. With access to specialist lenders and preferential rates, we help clients secure financing based on rental income projections. Our expertise covers portfolio management and tax-efficient structuring for landlords with multiple properties.
Re-Mortgage Services
We specialise in re-mortgage solutions to help clients reduce monthly payments or access equity. Our team evaluates early repayment charges and market options to ensure cost-effective transitions. We provide comprehensive comparisons and negotiate with lenders to secure optimal refinancing outcomes.
Flexible Mortgages
Our flexible mortgage options allow payment adjustments, payment holidays, and overpayments without penalties. These products offer financial adaptability for changing circumstances while maintaining competitive rates. We help clients select structures that align with their income patterns and long-term financial goals.
People
Alan Sherville
Mortgage Adviser
Experienced mortgage adviser with specialist knowledge in buy-to-let portfolios and complex lending scenarios. Committed to finding tailored solutions for property investors.
Dave Howarth
Mortgage Adviser
Skilled in first-time buyer mortgages and new build property financing. Provides clear guidance through the home purchasing process.
Lena Lynch
Protection Specialist
Insurance expert specialising in life assurance and critical illness cover. Creates comprehensive protection packages to safeguard client finances.
Emma Reynolds
Mortgage Adviser
Specialises in re-mortgage solutions and equity release products. Helps clients optimise their mortgage arrangements for changing needs.
Chris Turner
Applications Manager
Manages mortgage application processes and liaises with lenders. Ensures smooth transactions from initial application to completion.
Questions
What mortgage types do you offer?
We offer all mortgage types including repayment, interest-only, buy-to-let, re-mortgage, fixed-rate, tracker, and flexible mortgages.
Do you charge for initial mortgage advice?
We provide an initial no-obligation review of your mortgage needs. A £395 fee applies for formal advice and application submission.
Can you help with protection insurance?
Yes, we offer life assurance, critical illness cover, income protection, and tailored insurance packages through leading UK providers.
Are you independent mortgage advisers?
Yes, we are independent and impartial, not tied to any lenders, with access to the entire market including exclusive deals.
Do you offer ongoing mortgage support?
We provide lifelong mortgage advisory relationships, including post-completion support and remortgage guidance when deals expire.
Can you help self-employed clients?
Yes, we specialise in mortgages for self-employed individuals, company directors, and contractors with complex income structures.
