Business Details
Commercial Mortgage Brokers in Basingstoke
Established by seasoned professionals with over 35 years of collective experience in commercial finance, P F N Finance specialises in providing tailored funding solutions for businesses and property investors. As an authorised credit broker regulated by the Financial Conduct Authority, we work with a diverse panel of lenders including high street banks and specialist institutions to secure competitive financing packages. Our services span commercial mortgages, property investment financing, development projects, and bridging loans, with a focus on understanding client needs and matching them to appropriate lenders.We operate on a results-based fee structure with no upfront charges, ensuring transparency through clearly defined commission models. Our approach combines industry expertise with a commitment to delivering bespoke financial strategies that align with clients' long-term objectives.
Services
Commercial Mortgages
Property Investment
Property Development
Bridging Finance
Auction Finance
Highlights and features
- 35+ years' combined experience in commercial finance broking
- No upfront fees - payment only upon successful funding
- Access to major banks and specialist lenders nationwide
- Transparent commission structures with full disclosure
- Personalised project appraisal and lender matching process
Associations and certifications
- Financial Conduct Authority
Services
Commercial Mortgages
We arrange commercial mortgages for business premises purchases or refinancing, with loan-to-value ratios up to 70% and terms between 10-30 years. Our expertise covers limited company applications, partnership arrangements, and pension fund financing. We secure competitive rates through our panel of lenders while providing tailored advice on interest-only or capital repayment structures.
Property Development
Specialist funding for residential and commercial development projects including new builds, conversions, and refurbishments. We facilitate staged drawdowns and interest roll-up options through our lender network, supporting both first-time developers and experienced builders with comprehensive project appraisals and financing strategies.
Bridging Finance
Fast-track financing solutions for urgent property purchases, auction acquisitions, or chain break situations. Our bridging loans offer flexible terms up to 12 months with competitive rates, secured against residential or commercial properties. We work with clients to establish credible exit strategies for loan repayment.
Property Investment
Mortgage solutions for investment properties including HMOs, mixed-use buildings, and commercial portfolios. We provide financing options for individual investors, limited companies, and SIPP arrangements with flexible repayment terms up to 25 years, tailored to both novice and experienced property investors.
Auction Finance
Specialist financing for property auction purchases requiring rapid completion. Our bridging solutions enable clients to secure auction properties with short-term funding, supported by our streamlined application process and established lender relationships to meet tight transaction deadlines.
Questions
What types of commercial mortgages do you offer?
We arrange mortgages for business premises purchases or refinancing, covering freehold/leasehold properties with loan terms up to 30 years and LTV ratios up to 70%.
Can you help with property development financing?
Yes, we specialise in funding new builds, conversions, and refurbishments with staged drawdowns and interest roll-up options through our lender network.
Are your fees payable upfront?
No, we operate a results-based fee structure with no upfront charges. All fees are agreed in advance and confirmed in writing.
How are commission models disclosed?
We use fixed fees, percentage-based commissions, or fixed rates. Full details of the applicable model are disclosed at each stage of the customer journey.
What areas do you cover?
As a national broker, we work with clients across the UK through our extensive lender panel, supporting both local and regional property finance requirements.
