Business Details
12 Years
experience
Your Trusted Mortgage Servicing Partner in Farnham
Established in 2014, we are a specialist asset servicing platform dedicated to providing innovative loan servicing solutions within the real estate sector. Our technology-first approach combines institutional-quality infrastructure with a flexible, client-centric model, enabling seamless integration with diverse business needs. With a team boasting over 40 years of collective experience, we deliver tailored mortgage servicing, debt recovery, and portfolio audit services to residential and commercial clients. Our expertise extends to managing complex loan portfolios, including shared equity mortgages and commercial real estate loans, while maintaining robust compliance frameworks.We prioritise proactive customer engagement through automated systems and bespoke forbearance options, ensuring optimal loan lifecycle management. Our history of working with blue-chip housebuilders and accredited lenders demonstrates our commitment to operational excellence. We offer scalable solutions ranging from fully outsourced servicing to white-labelled platforms, supported by advanced analytics for real-time portfolio insights. Our standby servicing packages provide business continuity assurance for institutional funders. As an independent servicer, we combine agility with institutional-grade processes to deliver value-driven outcomes for lenders and borrowers alike.
Services
Residential mortgage servicing
Standby servicing
Debt purchase
Portfolio audit
Loan administration
Special servicing
Data analytics
Forbearance solutions
Details
- Year established: 2014
Highlights and features
- We offer over 40 years of combined experience in loan servicing
- Technology-led approach streamlines portfolio management processes
- Bespoke servicing models for residential and commercial lenders
- Proven track record with complex loan portfolios since 2014
- Institutional-grade infrastructure with agile service delivery
Services
Residential mortgage servicing
We provide comprehensive residential mortgage servicing with automated systems for borrower communications and payment processing. Our primary servicing includes loan administration, portfolio reporting, and performance analytics. Special servicing options offer tailored forbearance solutions for delinquent loans, helping lenders recover value while maintaining borrower relationships.
Standby servicing
Our standby servicing ensures business continuity for lenders through three readiness levels. Cold standby maintains basic preparedness for low-risk scenarios, warm standby offers enhanced readiness for moderate risks, and hot standby provides immediate servicing capability for critical situations, ensuring seamless transitions when required.
Portfolio audit
We conduct forensic portfolio audits using data cleansing and performance grading methodologies. Our due diligence team analyses loan documentation, provides data visualisation, and delivers actionable insights for portfolio transactions. Services cover shared equity mortgages, equity release products, and commercial real estate loans to support informed investment decisions.
Debt purchase
We advise on purchasing performing and non-performing real estate-backed portfolios. Our services include portfolio valuation, risk assessment, and transaction support. We help clients release tied-up capital and acquire strategic assets through expert analysis and market insights developed over a decade of industry experience.
Questions
What mortgage servicing solutions do you offer?
We provide primary and special servicing for residential mortgages, commercial real estate loans, and unsecured portfolios with automated systems and bespoke forbearance options.
How do you handle loan portfolio audits?
Our forensic audits include data cleansing, performance grading, and analytics for real estate portfolios, covering shared equity mortgages, equity release products, and commercial loans.
Do you offer standby servicing options?
Yes, we provide cold, warm, and hot standby servicing packages to ensure business continuity for lenders through different levels of preparedness.
What debt purchase services are available?
We support acquisition of performing and non-performing real estate portfolios with valuation expertise, risk assessment, and transaction advisory services developed since 2014.