Business Details
30 Years
experience
Trusted Mortgage Brokers in Cobham | Lindon-Travers Associates
Established in 1996, Lindon-Travers Associates is a mortgage brokerage firm dedicated to providing tailored financial solutions. As an appointed representative of The Openwork Partnership, we operate under the regulatory oversight of the Financial Conduct Authority, ensuring compliance and client protection. Our team of experienced brokers specialises in residential and buy-to-let mortgages, offering access to over 50 UK lenders while prioritising client interests. We provide comprehensive insurance products, including life assurance and property coverage, to complement mortgage needs.With a focus on organic growth since inception, our practice maintains a commitment to first-class service through personalised advice and expert guidance. Our expertise extends to remortgaging, equity transfers, and tax-efficient property investment strategies. The team embraces a client-centric approach, combining industry knowledge with individualised support to navigate complex financial decisions. Our regulatory compliance and partnerships with leading insurers and lenders reinforce our position as trusted advisors in the mortgage sector.
Services
Residential Mortgages
Buy to Let Mortgages
Insurance Products
Remortgaging
First Time Buyer Mortgages
Details
- Year established: 1996
Highlights and features
- 25+ years of mortgage advisory experience since 1996
- Access to 50+ UK mortgage lenders and major insurers
- Personalised service with no direct lender affiliations
- Specialist knowledge in buy-to-let tax efficiency strategies
- FCA-regulated brokers ensuring client protection and compliance
Associations and certifications
- Financial Conduct Authority
Services
Residential Mortgages
We provide tailored residential mortgage solutions for first-time buyers and homemovers. Our FCA-regulated brokers assess individual circumstances to recommend competitive rates from 50+ lenders. Services include mortgage portability between properties and equity transfer assistance, ensuring smooth transitions between homes while maintaining financial stability.
Buy to Let Mortgages
Specialist buy-to-let mortgage advice for property investors. We access competitive rates from lenders catering to landlords, with expertise in tax-efficient structuring and portfolio management. Our services address tenant demand trends and regulatory requirements, including unregulated commercial buy-to-let options where appropriate.
Insurance Products
Comprehensive insurance solutions including life assurance, critical illness cover, and property insurance. We partner with leading UK insurers to provide tailored protection plans that safeguard mortgages and personal assets. Our advisors ensure appropriate coverage levels based on individual risk profiles and financial commitments.
Remortgaging
Expert remortgaging services to help clients secure better rates or release equity. We evaluate existing deals, compare market options, and manage the transition process. Services include capital raising for home improvements and switching lenders while considering potential early repayment charges.
First Time Buyer Mortgages
Specialised support for first-time buyers navigating the mortgage process. We explain competitive lender deals designed for new homeowners, provide guidance on government schemes, and ensure appropriate affordability assessments. Our service aims to make the initial property purchase experience straightforward and accessible.
People
James Lindon-Travers
Managing Director
Founder with 25+ years' experience in mortgage advisory services. Established the practice in 1996 to provide bespoke financial solutions while maintaining a commitment to client-focused service standards.
Josh Smith
Mortgage Operations Director
Experienced mortgage professional overseeing operational processes. Ensures efficient service delivery across residential and buy-to-let mortgage transactions while maintaining regulatory compliance standards.
Debbie Sysum
Senior Mortgage & Protection Broker
Senior advisor specialising in mortgage and insurance solutions. Provides expert guidance on property financing and protection products, combining technical knowledge with client relationship management.
John Ridout
Mortgage & Protection Broker
Qualified broker offering tailored mortgage and insurance advice. Focuses on understanding client needs to recommend appropriate financial products from available market options.
Justine Drew
Mortgage & Protection Broker
Experienced advisor providing mortgage and protection solutions. Works closely with clients to assess financial requirements and recommend suitable lending and insurance options.
Questions
What mortgage types do you offer?
We provide residential mortgages, buy-to-let mortgages, remortgaging solutions, and first-time buyer mortgages through 50+ UK lenders.
Are you regulated by the FCA?
Yes, we operate as an appointed representative of The Openwork Partnership, which is authorised and regulated by the Financial Conduct Authority.
Do you offer insurance products?
We provide life assurance, critical illness cover, income protection, and property insurance from selected UK insurers to complement mortgage needs.
Can you help with mortgage portability?
Yes, we specialise in transferring existing mortgage deals between properties, helping clients maintain favourable rates during property moves.
What areas do you serve?
We operate throughout the UK, providing mortgage and insurance services to clients nationwide from our Cobham-based office.
Reviews (3)
John Halliwell
Jul 31, 2020
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Dear Josh,
I just wanted to express my delight in picking you to be our mortgage advisor. Whilst even you might admit it is not the most interesting of subjects for your clients, you have taken all the work out of re-mortgaging making it a simple and easy task for me and my wife. From the initial visit where you ran through our options of different off-set mortgages, called the lender to confirm transactions from business accounts were acceptable, transfer limits and the other questions we had and came back to us in a timely manner. Through the transfer process you were on top of the middle
I just wanted to express my delight in picking you to be our mortgage advisor. Whilst even you might admit it is not the most interesting of subjects for your clients, you have taken all the work out of re-mortgaging making it a simple and easy task for me and my wife. From the initial visit where you ran through our options of different off-set mortgages, called the lender to confirm transactions from business accounts were acceptable, transfer limits and the other questions we had and came back to us in a timely manner. Through the transfer process you were on top of the middle
Daniel Smart
May 05, 2019
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As first time buyers my partner and I had very little understanding about the requirements and process. We cant thank our adviser Josh enough, he was patient, thoroughly informed us of what was happening and what needed to be done, and made the whole experience a lot less stressful. We will definitely look to use them again in the future.
Richard Colman
Jul 23, 2018
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I received excellent advice relating to my expiring mortgage deal from Lindon Travers. They were able to get me a better deal within a couple of hours and everything was agreed within a couple of days. Would highly recommend and use them again. Thank You Josh.
