Business Details
17 Years
experience
Your Trusted Mortgage and Protection Advisers in Epsom
Ignite Financial Services was founded in 2009 with a commitment to providing expert mortgage and protection advice. Our team of fully qualified advisors brings over 15 years of combined experience in the financial industry, offering tailored solutions for first-time buyers, home movers, and property investors. We specialise in mortgage advice across a comprehensive panel of lenders, ensuring competitive rates and exclusive deals for our clients. Our protection services include life cover, critical illness, and income protection, designed to meet individual client needs. We operate with complete transparency, charging no fees for our services as we are remunerated through commissions from product providers. Our approach prioritises long-term client relationships, delivering clear, professional advice and exceptional customer service throughout the mortgage process.We pride ourselves on managing client expectations and providing ongoing support from initial consultation to contract completion. Our team includes experienced professionals with decades of industry expertise, ensuring clients receive informed, reliable guidance. We are authorised and regulated by the Financial Conduct Authority, adhering to strict standards of conduct and professionalism. Our office in Epsom serves clients across the UK, combining local market knowledge with national regulatory compliance. We continuously strive to make the mortgage journey as smooth and stress-free as possible, offering personalised service tailored to each client's unique circumstances.
Services
Mortgage Advice
Protection Planning
Remortgaging
Buy to Let
Life Cover
Critical Illness
Income Protection
Insurance Services
Details
- Year established: 2009
Highlights and features
- We have over 15 years of experience in financial services
- We offer exclusive mortgage deals through a comprehensive panel
- Our team includes fully qualified mortgage and protection advisors
- We provide tailored protection solutions to meet individual needs
- We maintain transparent fee-free services for all clients
Associations and certifications
- Financial Conduct Authority
- PRIMIS Mortgage Network
What people say
Expert mortgage advice
Excellent customer service
Successful outcomes
Professional and knowledgeable
Smooth process
Services
Mortgage Advice
We provide comprehensive mortgage advice tailored to individual circumstances. Our FCA-authorised advisors help first-time buyers, home movers, and investors access competitive rates from a wide panel of lenders. With over 15 years' experience, we guide clients through every stage of the mortgage process while maintaining transparent, fee-free services.
Protection Planning
Our protection services include life cover, critical illness, and income protection tailored to client needs. We ensure financial security against unforeseen circumstances, offering expert guidance on suitable policies. Our advisors help clients understand coverage options while maintaining transparent fee structures throughout the protection planning process.
Remortgaging
We specialise in remortgaging solutions to help clients secure better rates and release equity. Our team provides expert guidance on switching mortgages while considering individual financial circumstances. With access to exclusive deals, we ensure transparent advice without charging client fees for our services.
Buy to Let
Our buy-to-let services cater to property investors seeking competitive mortgage rates. We provide tailored advice on investment properties while maintaining FCA regulatory compliance. Our advisors help clients navigate buy-to-let financing options and access exclusive market deals without charging client fees.
Insurance Services
We offer comprehensive insurance solutions including buildings and contents coverage. Our advisors provide tailored recommendations while maintaining transparent fee structures. With access to multiple providers, we ensure clients receive appropriate coverage options that align with their mortgage requirements and financial circumstances.
People
Mike
Founder
Founded Ignite Financial Services in 2009, Mike specialises in providing professional mortgage and protection advice with a focus on client expectations and honest guidance.
Vicki
Protection Advisor
With 22 years in finance, including 14 at Ignite, Vicki specialises in protection products, ensuring clients have appropriate coverage for unforeseen circumstances.
Oliver Gurney
Mortgage Advisor
Oliver provides mortgage and protection advice, combining market knowledge with client-focused service to help clients achieve their property goals.
Beverley
Mortgage Advisor
Beverley assists first-time buyers, home movers, and investors with mortgage solutions tailored to their specific property requirements and financial circumstances.
Toni
Mortgage Advisor
With 14 years in property, Toni offers clear advice on home purchases and remortgaging, making the process smooth and stress-free for clients.
Questions
Do you charge fees for mortgage advice?
No, we don't charge fees for our mortgage services. We receive commission from lenders while maintaining transparent, cost-free advice for clients.
What mortgage types do you offer?
We provide advice on first-time purchases, onward purchases, remortgaging, and buy-to-let mortgages through a comprehensive panel of lenders.
Are your advisors qualified?
Yes, our team includes fully qualified mortgage and protection advisors with decades of combined experience in the financial services industry.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority as an appointed representative of PRIMIS Mortgage Network.
What protection products do you offer?
We provide life cover, critical illness, income protection, and buildings and contents insurance tailored to individual client requirements.
How long does the mortgage process take?
Our experienced team guides clients through the entire process, typically completing transactions within standard industry timelines while providing regular updates.
Reviews (6)
Carol Johnson
Jun 26, 2021
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Positive:Quality
Had a fantastic experience with Ignite. Matt was very patient with me and explained everything very clearly. I was immediately put at ease and felt comfortable. Was very grateful for the support from Vicki, Emma and Nicole who were also brilliant. Wonderful team, highly recommended
Had a fantastic experience with Ignite. Matt was very patient with me and explained everything very clearly. I was immediately put at ease and felt comfortable. Was very grateful for the support from Vicki, Emma and Nicole who were also brilliant. Wonderful team, highly recommended
Lauren Miller
Jun 20, 2021
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I have been using Ignite Financial Services for a number of years now and can highly recommend Mike and the teams Financial Services. They go above and beyond from start to finish to ensure we are happy with our mortgage deal and are always happy to answer my questions. I can't recommend them enough, we will definitely be continuing to use their services in the future! Thank you.
Isaac Lemon
Jun 13, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Mike and the ignite team were exceptional throughout the process of finding a mortgage. I had plenty of questions which they helpfully answered, they were great at explaining the process and guiding me through what we needed to get done.
Mike and the ignite team were exceptional throughout the process of finding a mortgage. I had plenty of questions which they helpfully answered, they were great at explaining the process and guiding me through what we needed to get done.
Sonia De Vito
Mar 03, 2021
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Ignite Financial Services has helped recently to buy my first home and I am very happy with the services they provided all along the buying process. They have been very responsive, professional, patient and easy to understand in all of their communications. Mike and his team have been great and I highly recommend them. I will certainly continue using them in the future!
Anita Oomeer
Feb 13, 2021
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Positive:Professionalism,Responsiveness
Mike and Vicki at Ignite arranged a mortgage for my first home, and they were a great help through a daunting time. They were quick to respond to my questions and made the process really straightforward. My mortgage was arranged within a few days, and I'm now settling in to my new home. Thanks again!
Mike and Vicki at Ignite arranged a mortgage for my first home, and they were a great help through a daunting time. They were quick to respond to my questions and made the process really straightforward. My mortgage was arranged within a few days, and I'm now settling in to my new home. Thanks again!
Catherine Murphy
Feb 03, 2021
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A returning customer to an always professional. Provides good information to enable the decision that is best for you. Mike has arranged my mortgage for 2 homes as well as re-mortgaging when necessary. Always prompt responses and has everything arranged within days. He arranged my mortgage insurance too and advises when it is time to reduce the policy. I would highly recommend using the services of Ignite, you will not go wrong.
