Mojo Mortgages

Business Details

Your Trusted Mortgage Broker in London | Mojo Mortgages

At Mojo Mortgages, we are an award-winning online mortgage brokerage dedicated to providing impartial and objective mortgage advice tailored to our clients' needs. Established as a trading style of Lifes Great Limited, we are authorised and regulated by the Financial Conduct Authority (FCA), ensuring our recommendations adhere to the highest standards of professionalism and integrity. Our team of over 60 CeMAP qualified mortgage experts is committed to helping clients secure the most suitable mortgage deals from a pool of more than 70 lenders. We pride ourselves on offering free initial consultations and mortgage recommendations, with our services extending to mortgage in principle, remortgaging, first-time buyer mortgages, and buy-to-let mortgages.

Our bespoke Fintech solutions streamline the application process, allowing us to deliver efficient, transparent, and client-centric support. As a whole-of-market mortgage broker, we compare a wide range of mortgage products to ensure our clients receive the best possible deals, regardless of their financial circumstances. Our commitment to excellence is reflected in our Trustpilot reviews, where 86% of our ratings are rated 'Excellent'. We are continuously evolving to meet the changing needs of the mortgage market, ensuring our clients benefit from the latest insights, tools, and competitive rates.

Services

Mortgage Broker Mortgage In Principle Remortgage Broker First-Time Buyer Mortgages Buy-To-Let Mortgages

Highlights and features

We offer free initial consultations and mortgage recommendations.
We have access to thousands of mortgages from 70+ lenders.
Our team consists of CeMAP qualified mortgage experts.
We provide 24/7 personalised customer support.
We are regulated by the Financial Conduct Authority (FCA).

Associations and certifications

Financial Conduct Authority (FCA)

What people say

Efficient, friendly and helpful Process was astonishingly straightforward Award-winning free mortgage broker Team are really friendly and knowledgeable Helped me through the process

Website

Update Listing

Services

Mortgage Broker

Mojo Mortgages provides expert mortgage brokerage services, connecting clients with over 70 lenders to find competitive deals. Our CeMAP qualified advisors offer impartial advice, ensuring tailored solutions for first-time buyers, remortgagers, and investors. We streamline the application process with digital tools and dedicated support.

Mortgage In Principle

A Mortgage in Principle (MIP) from Mojo gives an estimate of borrowing potential without impacting credit scores. This lender-neutral document helps buyers demonstrate credibility to estate agents and sellers, valid for 90 days. We use soft credit checks to assess eligibility across multiple lenders.

Remortgage Broker

Our remortgage specialists help clients secure better rates, reduce payments, or release equity. We compare thousands of deals to find optimal solutions, considering early repayment charges and market fluctuations. Clients benefit from fee-free advice and ongoing support throughout the process.

First-Time Buyer Mortgages

Mojo supports first-time buyers with tailored mortgage options, including shared ownership and 95% LTV deals. We explain jargon, compare rates, and assist with applications. Over 12,000 first-time buyers secured mortgages through us in 2024, with average deposits of 59,209.

Buy-To-Let Mortgages

We offer buy-to-let mortgage solutions for property investors, with access to specialist lenders. Our advisors explain tax implications, rental income requirements, and portfolio strategies. Clients receive personalised recommendations based on investment goals and financial circumstances.

People

John Fraser-Tucker

Head of Mortgages

John Fraser-Tucker leads Mojo's mortgage team with over 20 years of industry experience. He ensures clients receive expert advice and competitive deals, leveraging his deep market knowledge to enhance service quality and client satisfaction.

Luke Butcher

Chief Revenue Officer

Luke Butcher oversees revenue strategy at Mojo Mortgages, driving growth and innovation. With extensive experience in financial services, he focuses on expanding our lender network and improving customer experience through technology and process optimisation.

Questions

What is a Mortgage in Principle?

A Mortgage in Principle (MIP) is an estimate of how much you could borrow to buy a home. It shows sellers you're a serious buyer and helps you understand your budget.

How does Mojo offer free mortgage advice?

We receive commission from lenders for completed applications. We don't charge for initial consultations or mortgage recommendations, ensuring accessible, cost-free advice for all clients.

Can I remortgage early?

Yes, but you may face early repayment charges. We help assess whether savings from a new rate outweigh exit fees, ensuring informed decisions.

Are Mojo's mortgage brokers qualified?

All our brokers are CeMAP qualified or hold a Certificate in Mortgage Advice, ensuring professional, regulated service aligned with industry standards.

What areas do Mojo Mortgages cover?

As an online broker, we serve clients across the UK, offering nationwide access to mortgage deals and expert advice regardless of location.

How long does a mortgage application take?

The process typically takes four to six weeks. We streamline applications with digital tools and proactive support, keeping clients informed at every stage.

Reviews (5)

Write a Review

Peter Law

Dec 19, 2021 Report

Started a mortgage application and at the end been declined by lender. However, no feedback from mojo whatsoever. Went to a different broker went through no problem. I believe they didn't apply to a suitable lenders. Don't blame handler though probably been told to leave the case since this is a high turnover company rather than looking at individual case. Only use if you need a simple remortgage!

Ceirion Port

Nov 02, 2021 Report

Critical:Responsiveness
Spent a while chatting on the phone, sent all the Documents through and no response, I asked if the documents were ok and again no answer or response. Dont waste your time, better companies out there I am afraid.

Susan Corbett

Oct 03, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
Excellent with us all the way through our mortgage and house move. Will use again.

Kirsty Conway

Aug 26, 2021 Report

Avoid!!!!! Wasted over and hour speaking to advisor on Saturday afternoon going over personal financial information who advised all looked good and they would call back Monday morning knowing needed mortgage application processed in tight timescales only to not bother returning the call. Complete time wasters who will result in purchase falling through. AVOID!!!!!!!!!

Simon Proctor

Jul 20, 2021 Report

Have just spent a very long time trying to speak with someone via the chat which was a painful experience (12 mins wait for responses). And have been unable to get through via the. We used Mojo for our last 2 mortgage products but the service seems to have really gone downhill fast.