Business Details
20 Years
experience
Trusted Mortgage Brokers in Shanklin
At 1st Call 4 Mortgages, we prioritise your needs by leveraging our independence and access to the entire mortgage and protection market. Established in 2006, our team of over 70 specialists brings extensive expertise in navigating complex cases, including self-employment and credit challenges. We pride ourselves on transparency, offering free initial consultations and tailoring solutions to align with your unique circumstances. Our approach mirrors that of lenders and insurers, ensuring accurate product matching and streamlined application processes. With a proven track record of serving 10,000+ clients, we manage every step from advice to completion, including legal and insurance arrangements.Our regulatory compliance under the Financial Conduct Authority (FCA) underscores our commitment to ethical standards and client trust. We specialise in residential, commercial, investment, and protection mortgages, ensuring comprehensive coverage for diverse needs. Our independence allows us to focus solely on your best interests, whether you're a first-time buyer, landlord, or business owner. By maintaining partnerships with hundreds of lenders, we consistently deliver competitive deals and innovative solutions. Our dedication to ongoing support, even post-offer, distinguishes us as a reliable partner in your financial journey.
Services
Residential Mortgages
Mortgage Protection
Investment Mortgages
Commercial Mortgages
Details
- Year established: 2006
Highlights and features
- We offer free initial consultations with FCA-regulated advisers.
- Our team of 70+ specialists handles complex cases like self-employment.
- Access to the entire mortgage market ensures competitive, tailored deals.
- We manage applications from start to finish, including legal arrangements.
- Proven track record serving 10,000+ clients since 2006.
Associations and certifications
- Financial Conduct Authority
Services
Residential Mortgages
We provide tailored residential mortgage solutions for first-time buyers, home movers, and remortgagers. Our FCA-regulated advisers assess your financial situation to secure competitive rates, including fixed-rate, tracker, and buy-to-let options. With access to hundreds of lenders, we simplify the process from application to completion, ensuring transparency and affordability.
Mortgage Protection
Our protection services safeguard your mortgage against unforeseen circumstances. We offer life insurance, critical illness cover, and income protection tailored to your needs. Our advisers ensure you understand policy terms, including decreasing term policies for mortgage repayment and income replacement for self-employed clients, providing financial security for you and your family.
Investment Mortgages
We specialise in investment mortgages for landlords and property developers. Services include buy-to-let, holiday lets, and portfolio landlord financing. Our team navigates complex affordability criteria, ensuring competitive rates based on rental income projections. We also assist with development finance and bridging loans for property acquisitions or renovations.
Commercial Mortgages
Our commercial mortgage services cater to businesses seeking premises financing. We offer owner-occupied, investment, and semi-commercial mortgages, alongside bridging loans and agricultural financing. With access to specialist lenders, we support diverse sectors, from retail to care homes, ensuring tailored solutions aligned with business growth objectives.
People
Paul Butler
Director
Paul Butler founded 1st Call 4 Mortgages in 2006 after qualifying as an Independent Financial Adviser in 1993. With over 30 years in financial services, he specialises in addressing complex mortgage cases and building a team of 70+ specialists to serve diverse client needs.
Questions
What types of mortgages do you offer?
We offer residential, commercial, investment, and protection mortgages, including buy-to-let, remortgage, and first-time buyer schemes.
Are your services regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under number 676588 for mortgage and insurance mediation.
How do you find competitive mortgage rates?
Our independence grants access to the entire market, allowing us to compare hundreds of lenders to secure rates tailored to your circumstances.
Can you help with bad credit mortgages?
Yes, our specialists have experience in adverse credit cases and work with lenders who cater to non-standard financial histories.
What protection insurance options are available?
We provide life insurance, critical illness cover, income protection, and mortgage payment protection insurance to safeguard your financial commitments.
