Business Details
26 Years
experience
Independent Mortgage Advice Fleet Hampshire
Founded in 2000, Precise Mortgages has established itself as a trusted independent mortgage and life insurance brokerage firm serving clients across the UK. Our team brings decades of combined experience in financial services, specialising in tailored mortgage solutions and protection planning. We maintain CeRER qualifications and adhere to strict regulatory standards under the Financial Conduct Authority. Our advisors prioritise transparency, offering honest guidance without ties to specific lenders. With evening appointments and home visits available, we ensure accessibility for clients with busy schedules.Our fee structure is clear, with a standard mortgage advice fee of 500, and we provide both initial consultations and comprehensive market analysis at no upfront cost. Client testimonials consistently highlight our responsiveness, expertise in complex cases, and commitment to finding optimal solutions. We specialise in diverse mortgage products including first-time buyer schemes, buy-to-let arrangements, and equity release plans. Through partnerships with leading lenders, we can offer competitive rates while maintaining complete impartiality in our recommendations.
Services
Mortgages
Remortgaging
Life Assurance
Equity Release
Buy-to-Let
Details
- Year established: 2000
Highlights and features
- 30 years financial expertise across mortgage markets
- Independent advice with whole-of-market access
- CeRER qualified specialists in regulated equity release
- Transparent fee structure with no hidden costs
- Evening appointments and home visits available
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Prompt responses
Professional advisors
Stress-free process
Tailored solutions
Services
Mortgages
We offer comprehensive mortgage advice tailored to individual circumstances. Our CeRER qualified advisors access the entire market to find suitable products. Clients benefit from impartial guidance on purchase, remortgage, and specialist schemes including first-time buyer and buy-to-let arrangements.
Life Assurance
Our independent advisors evaluate life insurance needs without ties to specific providers. Services cover mortgage life insurance, term policies, critical illness cover, and business protection. We explain policy features clearly, including exclusion clauses and claim conditions.
Equity Release
Regulated equity release advice with FCA-compliant plans. We explain lifetime mortgages and home reversion schemes, highlighting implications for beneficiaries. Our CeRER qualified team provides balanced assessments of financial impacts over the long term.
Remortgaging
We help clients access better rates through remortgaging. Our process includes assessing early repayment charges, evaluating new terms, and arranging seamless transitions. Clients benefit from market analysis to determine optimal timing for mortgage switches.
Buy-to-Let
Specialist buy-to-let mortgage advice with access to commercial lenders. We consider rental yield requirements, loan-to-value ratios, and tax implications. Our guidance covers portfolio management and regulatory compliance for property investors.
People
Neil Baker
Mortgage Advisor
With 30 years in financial services, Neil specialises in matching clients with suitable mortgage products. His expertise covers complex cases including self-employed applicants and niche schemes. He provides transparent advice without commission bias.
Questions
What mortgage services do you offer?
We provide whole-of-market advice on residential mortgages, buy-to-let, remortgaging, equity release, and specialist schemes like first-time buyer deals.
How do you charge for mortgage advice?
Our standard fee for mortgage advice is £500, with initial consultations available at no cost to assess suitability and requirements.
Are your services regulated?
Yes, we operate as an appointed representative of In Partnership, authorised and regulated by the Financial Conduct Authority under reference 192638.
Can you help with equity release?
We offer CeRER qualified advice on regulated equity release plans, explaining lifetime mortgages and home reversion schemes with full disclosure of implications.
How quickly do you respond to inquiries?
Clients typically receive responses within hours of initial contact, with urgent cases prioritised through direct communication channels.
Do you offer home visits?
Yes, we provide home visits for clients with busy schedules, ensuring convenient access to mortgage advice without additional travel requirements.
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