Business Details
5 Years
experience
Don't let the stress of mortgages burst your bubble
We are award-winning mortgage advisors based in Basingstoke, Hampshire, with over two decades of experience in the mortgage and property industry. Our team of experts provides personalized, fee-free initial advice tailored to individual circumstances, whether you're a first-time buyer, property investor, or seeking equity release. We pride ourselves on offering nationwide mortgage solutions, working with clients across Basingstoke, Camberley, Reading, Fleet, and surrounding areas. Our dedicated case managers streamline the mortgage process, liaising with lenders to secure competitive deals and expedite approvals. Recognized for our exceptional service, we have helped hundreds of clients achieve their property goals, from first-time purchases to complex remortgaging. Our commitment to transparency ensures clients receive honest, reliable guidance without hidden fees. We specialize in niche areas such as bad credit mortgages, self-employed lending, and lifetime mortgages, while maintaining partnerships with leading financial institutions. Our advisors hold professional qualifications and adhere to strict regulatory standards, ensuring trust and compliance. Customer testimonials highlight our responsiveness, expertise, and ability to navigate challenging market conditions. As an appointed representative of The Openwork Partnership, we combine local knowledge with national resources to deliver bespoke solutions. Our mission is to simplify the mortgage journey, providing clarity and confidence at every stage.
Services
Mortgage Advice
Equity Release
Insurance Services
Remortgage
First Time Buyer
Buy to Let
Specialist Mortgages
Protection Policies
Served areas
- Basingstoke, Camberley, Farnborough, Reading, Winchester, Newbury, Fleet, Yateley, Church Crookham, Wokingham, Bracknell, Woking
Details
- Year established: 2021
- Employees: 5
- Licensed
- Insured
Highlights and features
- We offer over 20 years of experience in mortgage advisory services.
- Our team provides fee-free initial consultations with personalized solutions.
- We operate nationwide, serving clients beyond Basingstoke and surrounding areas.
- Dedicated case managers streamline mortgage applications for faster approvals.
- Recognized as Basingstoke's best mortgage advisors through client testimonials.
Associations and certifications
- All of our advisers our CEMAP qualified with a few who are CeRER qualified to be able to help with equity release enquiries.
Payment methods
- Bank transfers
What people say
Excellent service
Very friendly
Quick response time
Professional and personable
Highly recommend
Services
Mortgage Advice
We provide expert mortgage advisory services tailored to first-time buyers, homeowners, and investors. Our advisors help clients navigate mortgage options, secure competitive rates, and complete applications efficiently. With access to thousands of exclusive deals, we ensure personalized solutions that align with individual financial goals and circumstances.
Equity Release
Our equity release specialists help homeowners access funds tied to their property through lifetime mortgages. We offer personalized advice on the implications of equity release, including interest accrual and inheritance impact, ensuring clients make informed decisions aligned with their retirement planning needs.
Insurance Services
We offer comprehensive insurance solutions, including life cover, critical illness, and income protection policies. Our advisors assess individual needs to recommend policies that safeguard clients' financial stability and provide peace of mind for their families during unforeseen circumstances.
Remortgage
Our remortgage service helps clients secure better interest rates or adjust their mortgage terms. We analyze current deals, guide clients through the process, and negotiate with lenders to ensure seamless transitions that maximize savings or meet changing financial requirements.
Specialist Mortgages
We specialize in complex mortgage scenarios, including bad credit, self-employed, and limited company director applications. Our expertise ensures clients with non-standard financial profiles access suitable mortgage products tailored to their unique circumstances.
Questions
How long does the mortgage process take?
Remortgaging typically takes 6 weeks to 3 months, while property purchases may take 8–14 weeks depending on chain complexity.
Can I get a mortgage with bad credit?
Yes, we work with lenders offering solutions for clients with CCJs, defaults, or bankruptcy, tailoring applications to individual circumstances.
How much deposit will I need?
Minimum deposits start at 5%, though 0% options exist for renters with 12+ months' tenancy history.
Do you offer nationwide services?
Yes, while based in Basingstoke, we provide mortgage advice across the UK, including Camberley, Reading, and Farnborough.
When should I consult a mortgage advisor?
We recommend engaging early to assess borrowing capacity and secure favorable terms before property searches begin.
Are there fees for mortgage advice?
Initial consultations are free; processing fees apply, capped at £1,295 or 2% of the loan amount.
Videos
Reviews (29)
Lorraine MacDonald
Jun 22, 2023
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I have been looking to buy a house for over a year now and Joe has been there to help me every step of the way. When I found the right place he moved quickly to help me secure my offer and get my mortgage sorted. He's been a godsend in helping me navigate the house buying ordeal and I couldn't have done it without him.
John Rey Ang Lopez
Jun 15, 2023
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Joe has been very helpful and made things easier for us with the mortgage application. 100% I will recommend to my friends.
Juliette Lumley
May 29, 2023
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Joe is so helpful! He's always really prompt to reply with really useful advice. i've recommended him to everyone I know :
Harry Jw
May 27, 2023
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Joe @ The Mortgage Bubble has been fantastic in helping me, would be lost without the support. Brilliant company!
Martyn James
May 24, 2023
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Incredible company and people to work with, always available to help us along the way of arranging our mortgage and have been amazing every step of the way. If they say they are going to get things done or call you at a certain time they are there. Amazing service, highly recommend them to everyone!
Charlotte Hookins
May 24, 2023
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Joe has been a huge help for buying my first home! He has been super friendly and given loads of information and support on the general process of buying a house as well as facilitating my mortgage. He gave useful insights and guidance to me as I had no idea what I was looking for and was someone I could really trust. He has been a huge help throughout the process and was always available to call or drop him a quick message on any questions I had. Sorting the mortgage was super simple and quick once I got his help and everything became a lot less confusing! Professional but so personable, a huge huge help. Thank you, Joe!
Naomi Key
May 21, 2023
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Have used Joe at The Mortage Bubble for the last 4 years. Joe set up our initial mortage and is now arranging our second remortage! Excellent service, very friendly and makes it such an easy process!
Abigail Joyce
May 16, 2023
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FANTASTIC SERVICE! From our first consultation to completion Joe Capon has kept our mortgage application straightforward and stress free. Thank you Joe
Janan Noor
Mar 11, 2023
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Professional, friendly efficient adviser. Joe was great very clear and communicative. I would recommend their services very highly.
Jess Edwards
Feb 23, 2023
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After having no luck with 3 previous mortgage brokers, we reached out to Joe and I am so glad we did, he provided us with reassurance and guidance to getting us our mortgage. Constantly checking in with us on updates on the progress and supporting us with documentation we may need. Joe goes the extra mile to support his clients. We cannot recommend his services enough - thank you for your help and support.
Sean Quirk
Feb 18, 2023
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Thank you Joe Capon for helping us get our Self Build mortgage he was very professional, answered all our queries and supported us with everything we needed along the way as it can be quite confusing. We will be back for the next mortgage once the house is built. Thank you Joe, highly recommend.
James Christison
Feb 17, 2023
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Look no further if you need a mortgage. Joe was the most knowledgeable, hard working and friendly advisor we have ever dealt with. He asks and answers all the questions you could need and his nature is to help you without any arm twisting. I wholeheartedly recommend this company, you won't regret it.
Josh Ambrose
Feb 06, 2023
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Joe has been absolutely brilliant with us when it's come to us re-mortgaging. We were both incredibly nervous with the rates on the rise but Joe showed us all our options and has made the process very smooth! Would recommend Joe to anyone!
Jody Lees
Jan 23, 2023
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Joe has been great throughout our remortgage process. Very professional, always checking in with us and answering our queries. Unfortunately the lender we went with dragged their heels a bit (which was entirely out of Joe's hands) but he kept on chasing them and luckily we have managed to secure a great deal amidst a very uncertain time for homeowners. Many thanks Joe!
Carl Quigley
Jan 21, 2023
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Absolutely brilliant service, extremely helpful and knowledgable.gave us the deal we were looking for when remortgaging
Wesley Joyce
Jan 19, 2023
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What a Team, what a company! I recently used The Mortgage Bubble to re-mortgage, and I am so pleased I went with them. Friendly, professional, and genuinely looking out for your interests, each step was a breeze. I will not use anyone else moving forward!
Luke Scott
Oct 22, 2022
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So glad we decided to go with The Mortgage Bubble when we were looking for a mortgage on our new house. Joe was recommended to us by a friend and he went above and beyond, was there whenever we needed him and was worth his weight in gold at crunch time when the lenders were being slow! You won't be disappointed with the customer service if you decide to go with this company, would thoroughly recommend!
Olly Manning
Oct 14, 2022
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Superb experience with The Mortgage Bubble. The best compliment i can pay them is they go above and beyond. A Sunday call is never too much trouble for them and they work there socks off to make you feel valued as a client. I have no complaints at all about how they dealt with me and I would recommend them to anyone, and i have done, as my family members have used them too and had the same faultless experience.
Fizz Hood
Sep 26, 2022
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Joe has been amazing from start to finish. Throughout the process he has been on hand to help us and get us the best deal. I will be recommending The Mortgage Bubble to anyone I know looking to move. Thanks for all your hard work Joe, very much appreciated
Zara Bridgeland
Sep 17, 2022
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Joe has been incredibly helpful in my house buying process. Friendly, knowledgeable, approachable, available to support with all sorts of queries and has made sorting a mortgage super smooth. Highly recommend!
Kelly Fullick
Sep 11, 2022
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Joe is the best mortgage advisor we have ever come across. He is incredibly attentive and reliable and managed to get us a mortgage that suited our needs when other providers could not. We highly recommend Joe, he goes above and beyond anything I have ever experienced before.
Vincent ODon
Jul 21, 2022
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Joe was great, very attentive and stress free. Got me a good deal at the right time, would highly recommend.
Shaun Warren
Jun 19, 2022
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Very professional and handled my life insurance amazingly, getting me cover at such of good price especially for my age and being a smoker. I couldn't recommend highly enough
Charlie Bond
Apr 04, 2022
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Joe is extremely knowledgeable and explained the different mortgage products on offer very well to us as first time buyers. He was very responsive which helped make the purchase very stress free and seamless.
Michele Devlin
Mar 25, 2022
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Great personalised and professional service from start to finish. We were kept informed of the progress every step of the way. Highly recommended
Emma Holland
Feb 19, 2022
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As a ex Estate Agent and now Conveyancer, I know the importance of a helpful and proactive mortgage broker and I am so lucky that I could leave everything in Joe's capable hands without having to worry about a single thing. Joe explained everything I needed to know, made sure I got the best product, put my mind at ease and found solutions (and quickly) when they were needed to make sure I got my property!
I also needed life insurance which is a total minefield! He explained the options so clearly to make sure I understood the options and was happy with the cover and monthly payment. Thanks so much for all of your help and I'll be recommending you
I also needed life insurance which is a total minefield! He explained the options so clearly to make sure I understood the options and was happy with the cover and monthly payment. Thanks so much for all of your help and I'll be recommending you
Richard Lumley
Jan 13, 2022
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After being told we would not be able to afford the mortgage we required by previous advisors, we were put in contact with Joe. From the outset Joe was absolutely fantastic; he was concise, prompt and was always there to offer his professional advice. He has access to multiple lenders which gave us some fantastic rates to choose from for our mortgage, including lenders that take into account overtime earnings; which for us was essential. This allowed us to afford our dream home. We would highly recommend The Mortgage Bubble and will most definitely be using them when its time to re-mortgage.
Rosie Cole
Nov 17, 2021
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Outstanding service and attention to detail would recommend Joe to anyone needing to find a mortgage we could not have received a higher level of service or a better advisor dedicated to helping us buy our first home.
J. Joyce
Oct 26, 2021
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Excellent service from Joe over the years. I have been working with Joe now for the previous 6 years and he has helped with 3 mortgages along the way. Throughout Joe has been a standout professional and has taken the time to explain, in detail, his recommendations and why he was recommending certain products to me. He is always on hand to help with any query I had, ensuring that not just my mortgage was the best deal I could get but also to make sure I had the correct level of cover in place. I wouldn't hesitate to recommend Joe to any friends, family and work colleagues. Thank you for all your help and support throughout the years and I look forward to working with you for years to come